Institution profile

AMERICAN 1

Credit union · Active · Main office: Jackson, MI

Profile data observed August 6, 2026

Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

NCUA identity

NCUA charter number: 65595
Credit union type: Federally insured state-chartered credit union
Federal insurance: Federally insured through the NCUA / National Credit Union Share Insurance Fund
Low-income designation: Yes

NCUA-reported main office

Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.

Address line 1: 718 E Michigan Ave
City: Jackson
State: MI
ZIP: 49201
County: Jackson
Country: United States
Phone: 5177876510
Hours: M-F 9 a.m. - 7 p.m. Sat 9 a.m. - 3 p.m.

NCUA quarterly financial summary

Data period: March 31, 2026

Members: 67,556
Total assets: $666,872,866
Total loans — all reported loan categories: $459,526,936
Shares and deposits: $550,272,756
Return on average assets: 0.33%
Net worth ratio: 15.27%
Loan-to-share ratio: 83.51%

NCUA total-loan balances are institution-wide and are not presented as mortgage volume.

Four-quarter growth metrics

Shares/deposits four-quarter growth: -1.45%
Loans four-quarter growth: -2.83%
Assets four-quarter growth: -0.97%
Members four-quarter growth: 1.49%
Net-worth four-quarter growth: 4.44%

Location characteristics

Source-reported location characteristics. These fields are not recommendations or quality indicators.

Member services: Yes
ATM: Yes
Drive-thru: No
Shared service-center network: No

NCUA source dates

NCUA call-report date: March 31, 2026
NCUA locations data date: March 31, 2026
NCUA locations observed: August 7, 2026

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: Federally insured state-chartered credit union