Institution profile
ALABAMA CENTRAL
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
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NCUA identity
- NCUA charter number
- 60712
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 3601 4th Ave S
- City
- Birmingham
- State
- AL
- ZIP
- 35222
- County
- Jefferson
- Country
- United States
- Phone
- 2055101300
- Hours
- Lobby M-F 9-4 Drive Thru hours M-F 9-5
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 18,529
- Total assets
- $216,446,163
- Total loans — all reported loan categories
- $138,113,546
- Shares and deposits
- $196,170,598
- Return on average assets
- 0.71%
- Net worth ratio
- 9.24%
- Loan-to-share ratio
- 70.4%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 5.06%
- Loans four-quarter growth
- -4.55%
- Assets four-quarter growth
- 5.71%
- Members four-quarter growth
- -10.76%
- Net-worth four-quarter growth
- 8.4%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- No
- Drive-thru
- Yes
- Shared service-center network
- Yes
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union