Institution profile
Adirondack Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Adirondack Bank
- Display name
- Adirondack Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- August 9, 1989
- Established date
- January 1, 1898
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Utica, NY, 13501, United States
- FDIC certificate number
- 28380
- Federal Reserve RSSD ID
- 101671
- Domestic location count
- 19
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- October 31, 2022
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| October 31, 2022 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| March 6, 2017 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| November 4, 2013 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 22, 2011 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 24, 2009 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 20, 2007 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 22, 2005 | Satisfactory | Federal Reserve | Small Bank |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank