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Institution profile

1st Summit Bank

Bank · Active · Headquarters: Johnstown, PA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
1st Summit Bank
Display name
1st Summit Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1924
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Johnstown, PA, 15904, United States
FDIC certificate number
8426
Federal Reserve RSSD ID
526519
Domestic location count
17
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
8426
Federal Reserve RSSD ID
526519
LEI
5493009HFRW3TN5NRR78
Headquarters
125 Donald Lane, Johnstown, PA, 15904, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

16

Showing 1 through 16 of 16 listed locations

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Showing 1 through 16 of 16 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ALTOONA WALMART BRANCH2600 Plank Road CommonsAltoonaPA16602
ELDORADO BRANCH5812 6th AvenueAltoonaPA16602
CRESSON BRANCH7538 Admiral Peary HighwayCressonPA16630
EBENSBURG BRANCH512 West High StreetEbensburgPA15931
EAST GATE BRANCH5150 Us-30GreenburgPA15601
INDIANA BRANCH1825 Oakland AvenueIndianaPA15701
JOHNSTOWN BRANCH600 Main StreetJohnstownPA15901
PARK HILL BRANCH454 Park Hill DriveJohnstownPA15909
RICHLAND TOWN CENTRE BRANCH150 Town Centre DriveJohnstownPA15904
WESTMONT BRANCH1560 Menoher BoulevardJohnstownPA15905
LATROBE BRANCH332 Unity PlazaLatrobePA15650
MURRYSVILLE BRANCH4510 /william PennMurrysvillePA15668
PORTAGE BRANCH924 Main StreetPortagePA15946
SALIX BRANCH1148 Forest Hills DriveSalixPA15952
SIDMAN BRANCH367 Locust StreetSidmanPA15955
SOMERSET BRANCH404 North Center AvenueSomersetPA15501

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
January 1, 2024
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
January 1, 2024SatisfactoryFDICLarge Bank Exam
January 1, 2021SatisfactoryFDICLarge Bank Exam
April 1, 2018SatisfactoryFDICLarge Bank Exam
February 1, 2015SatisfactoryFDICLarge Bank Exam
December 1, 2011SatisfactoryFDICLarge Bank Exam
January 7, 2008SatisfactoryFDICLarge Bank Exam
October 1, 2004SatisfactoryFDICSmall Bank
November 1, 1999SatisfactoryFDICSmall Bank
March 1, 1997SatisfactoryFDICSmall Bank
December 1, 1994OutstandingFDICNot Reported
June 1, 1993OutstandingFDICNot Reported
September 1, 1991OutstandingFDICNot Reported

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTION1ST SUMMIT BANKNon-member BankJohnstown, PA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank