Institution profile
1ST MIDAMERICA
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
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NCUA identity
- NCUA charter number
- 63932
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- Yes
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 731 E Bethalto Dr
- City
- Bethalto
- State
- IL
- ZIP
- 62010
- County
- Madison
- Country
- United States
- Phone
- 6182583168
- Hours
- Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 64,144
- Total assets
- $1,008,336,022
- Total loans — all reported loan categories
- $855,759,159
- Shares and deposits
- $867,505,882
- Return on average assets
- 0.49%
- Net worth ratio
- 12.92%
- Loan-to-share ratio
- 98.65%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- 3.56%
- Loans four-quarter growth
- 2.75%
- Assets four-quarter growth
- -1.1%
- Members four-quarter growth
- 1.23%
- Net-worth four-quarter growth
- 13.28%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- Yes
- Drive-thru
- Yes
- Shared service-center network
- Yes
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union