Institution profile
1ST ED CREDIT UNION
Identity verified through NCUA; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
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NCUA identity
- NCUA charter number
- 65412
- Credit union type
- Federally insured state-chartered credit union
- Federal insurance
- Federally insured through the NCUA / National Credit Union Share Insurance Fund
- Low-income designation
- No
NCUA-reported main office
Main office is the location classification reported in the NCUA source and is not presented here as a legal-headquarters determination.
- Address line 1
- 1156 Kennebec Dr
- City
- Chambersburg
- State
- PA
- ZIP
- 17201
- County
- Franklin
- Country
- United States
- Phone
- 7172646506
- Hours
- Mon-Tues 8:30am to 5:00pmWed 10:00am to 5:00pm Thurs-Fri 8:30am to 6:00pmSat 9:00am to 12:00pm
NCUA quarterly financial summary
Data period: March 31, 2026
- Members
- 7,068
- Total assets
- $139,768,781
- Total loans — all reported loan categories
- $43,749,703
- Shares and deposits
- $118,647,576
- Return on average assets
- 0.41%
- Net worth ratio
- 15.59%
- Loan-to-share ratio
- 36.87%
NCUA total-loan balances are institution-wide and are not presented as mortgage volume.
Four-quarter growth metrics
- Shares/deposits four-quarter growth
- -1.69%
- Loans four-quarter growth
- -3.78%
- Assets four-quarter growth
- -0.57%
- Members four-quarter growth
- 0.14%
- Net-worth four-quarter growth
- 2.79%
Location characteristics
Source-reported location characteristics. These fields are not recommendations or quality indicators.
- Member services
- Yes
- ATM
- No
- Drive-thru
- Yes
- Shared service-center network
- Yes
NCUA source dates
- NCUA call-report date
- March 31, 2026
- NCUA locations data date
- March 31, 2026
- NCUA locations observed
- August 7, 2026
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- Federally insured state-chartered credit union