HMDA records
82,878
2025
Public institution profile · Bank · Not a recommendation
Wells Fargo Bank, National Association
BankSioux Falls, SDActive
FDIC certificate 3511
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 3511
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 451965
- OCC charter number
- 1
- Not published — no verified match
- Official website
- https://www.wellsfargo.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Sioux Falls, SD
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 4,179
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 104 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Sioux Falls, SD
- activity
- Published activity year 2025
- Listed branch locations
- 4,179
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 104 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
82,878reported records
41,562reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
41,562
2025
Denials
11,898
2025
Withdrawals
19,355
2025
Denial rate among decisioned applications
22.2%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 82,878 | 41,562 | 171 | 11,898 | 19,355 | 22.2% |
| 2024 | 89,959 | 37,240 | 175 | 17,404 | 21,444 | 31.7% |
| 2023 | 113,593 | 51,216 | 257 | 25,919 | 25,622 | 33.5% |
| 2022 | 408,300 | 142,769 | 969 | 70,916 | 59,957 | 33.0% |
| 2021 | 897,196 | 375,715 | 2,433 | 117,430 | 138,995 | 23.7% |
| 2020 | 1,180,466 | 320,026 | 2,218 | 142,760 | 162,016 | 30.7% |
| 2019 | 1,026,755 | 289,192 | 2,600 | 181,178 | 121,282 | 38.3% |
| 2018 | 966,547 | 262,867 | 3,023 | 164,693 | 82,423 | 38.2% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 72,933 |
| FHA | 7,344 |
| VA | 2,407 |
| RHS / FSA | 194 |
| Home purchase | 45,417 |
| Home improvement | 2,518 |
| Refinancing | 8,863 |
| Cash-out refinancing | 17,781 |
State reporting
53 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Wells Fargo Bank, National Association
- Display name
- Wells Fargo Bank, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1870
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Sioux Falls, SD, 57104, United States
- Website
- https://www.wellsfargo.com
- FDIC certificate number
- 3511
- Federal Reserve
- 451965
- OCC charter number
- 1
- Domestic location count
- 4,176
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 3511
- Federal Reserve
- 451965
- KB1H1DSPRFMYMCUFXT09
- Headquarters
- 3201 North 4th Avenue, Sioux Falls, SD, 57104, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
174
Showing 1 through 25 of 174 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
4,179
Showing 1 through 50 of 4,179 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BENSON BRANCH | 1500 West Benson Boulevard | Anchorage | AK | 99503 |
| DENALI BRANCH | 2940 Denali Street | Anchorage | AK | 99503 |
| DIMOND BRANCH | 745 East Dimond Boulevard | Anchorage | AK | 99515 |
| FIFTH AVENUE MALL BRANCH | 320 West 5th Avenue | Anchorage | AK | 99501 |
| HUFFMAN BRANCH | 1351 East Huffman Road | Anchorage | AK | 99515 |
| RUSSIAN JACK BRANCH | 5740 Debarr Road | Anchorage | AK | 99504 |
| SAND LAKE BRANCH | 6961 Jewel Lake Road | Anchorage | AK | 99502 |
| BARROW BRANCH | 1078 Kiogak Street | Barrow | AK | 99723 |
| BETHEL BRANCH | 460 Ridgecrest Drive | Bethel | AK | 99559 |
| CORDOVA BRANCH | 515 Main Street | Cordova | AK | 99574 |
| PRINCE OF WALES BRANCH | 301 Thompson Road | Craig | AK | 99921 |
| DELTA BRANCH | Mile 266 Richardson Highway | Delta Junction | AK | 99737 |
| DILLINGHAM BRANCH | 512 Seward Street | Dillingham | AK | 99576 |
| EAGLE RIVER BRANCH | 16600 Centerfield Drive | Eagle River | AK | 99577 |
| BENTLEY BRANCH | 40 College Road | Fairbanks | AK | 99701 |
| UNIVERSITY BRANCH | 794 University Avenue | Fairbanks | AK | 99709 |
| GLENNALLEN BRANCH | Mile 187.5 Glenn Highway | Glennallen | AK | 99588 |
| HOMER BRANCH | 88 Sterling Highway | Homer | AK | 99603 |
| GLACIER VALLEY BRANCH | 9150 Glacier Highway | Juneau | AK | 99801 |
| JUNEAU BRANCH | 123 Seward Street | Juneau | AK | 99801 |
| TONGASS BRANCH | 2415 Tongass Avenue | Ketchikan | AK | 99901 |
| KING SALMON BRANCH | 1 King Salmon Mall | King Salmon | AK | 99613 |
| KODIAK BRANCH | 202 Marine Way | Kodiak | AK | 99615 |
| KOTZEBUE BRANCH | 360 Lagoon Street | Kotzebue | AK | 99752 |
| NOME BRANCH | 109 Front Street | Nome | AK | 99762 |
| NORTH POLE BRANCH | 381 South Santa Claus Lane | North Pole | AK | 99705 |
| PALMER BRANCH | 705 South Bailey Street | Palmer | AK | 99645 |
| PETERSBURG BRANCH | 201 North Nordic Drive | Petersburg | AK | 99833 |
| SEWARD BRANCH | 908 3rd Avenue | Seward | AK | 99664 |
| SITKA BRANCH | 300 Lincoln Street | Sitka | AK | 99835 |
| SKAGWAY BRANCH | 605 Broadway Street | Skagway | AK | 99840 |
| SOLDOTNA BRANCH | 44552 Sterling Highway | Soldotna | AK | 99669 |
| VALDEZ BRANCH | 337 Egan Drive | Valdez | AK | 99686 |
| COTTONWOOD CREEK BRANCH | 1701 East Parks Highway | Wasilla | AK | 99654 |
| WRANGELL BRANCH | 115 Front Street | Wrangell | AK | 99929 |
| COLONIAL PROMENADE BRANCH | 500 Colonial Promenade Parkway | Alabaster | AL | 35007 |
| ALBERTVILLE BRANCH | 203 West Main Street | Albertville | AL | 35950 |
| MARKETPLACE BRANCH | 4316 Highway 280 | Alexander City | AL | 35010 |
| ANDALUSIA BRANCH | 101 West Bypass | Andalusia | AL | 36420 |
| ANNISTON MAIN BRANCH | 1000 Quintard Avenue | Anniston | AL | 36201 |
| AUBURN BRANCH | 307 North Gay Street | Auburn | AL | 36830 |
| VILLAGE MALL BRANCH | 2001 East University Drive | Auburn | AL | 36830 |
| BAY MINETTE MAIN BRANCH | 119 Courthouse Square | Bay Minette | AL | 36507 |
| TANNEHILL BRANCH | 4901 Promenade Parkway | Bessemer | AL | 35022 |
| ADAMSVILLE BRANCH | 2709 Arnett Street | Birmingham | AL | 35214 |
| BROOK HIGHLAND BRANCH | 5376 Highway 280 | Birmingham | AL | 35242 |
| EASTWOOD BRANCH | 1644 Montclair Road | Birmingham | AL | 35210 |
| FIVE POINTS WEST BRANCH | 2136 Bessemer Road | Birmingham | AL | 35208 |
| GREENSPRINGS BRANCH | 325 West Valley Avenue | Birmingham | AL | 35209 |
| HARBERT PLAZA BRANCH | 1901 6th Avenue North | Birmingham | AL | 35203 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
104
Showing 101 through 104 of 104 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 2, 1962 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 4, 1961 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 2, 1960 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 25, 1960 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.