HMDA records
82,878
2025
Public institution profile · Bank · Not a recommendation
Wells Fargo Bank, National Association
BankSioux Falls, SDActive
FDIC certificate 3511
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 3511
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 451965
- OCC charter number
- 1
- Not published — no verified match
- Official website
- https://www.wellsfargo.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Sioux Falls, SD
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 4,179
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 104 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Sioux Falls, SD
- activity
- Published activity year 2025
- Listed branch locations
- 4,179
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 104 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
82,878reported records
41,562reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
41,562
2025
Denials
11,898
2025
Withdrawals
19,355
2025
Denial rate among decisioned applications
22.2%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 82,878 | 41,562 | 171 | 11,898 | 19,355 | 22.2% |
| 2024 | 89,959 | 37,240 | 175 | 17,404 | 21,444 | 31.7% |
| 2023 | 113,593 | 51,216 | 257 | 25,919 | 25,622 | 33.5% |
| 2022 | 408,300 | 142,769 | 969 | 70,916 | 59,957 | 33.0% |
| 2021 | 897,196 | 375,715 | 2,433 | 117,430 | 138,995 | 23.7% |
| 2020 | 1,180,466 | 320,026 | 2,218 | 142,760 | 162,016 | 30.7% |
| 2019 | 1,026,755 | 289,192 | 2,600 | 181,178 | 121,282 | 38.3% |
| 2018 | 966,547 | 262,867 | 3,023 | 164,693 | 82,423 | 38.2% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 72,933 |
| FHA | 7,344 |
| VA | 2,407 |
| RHS / FSA | 194 |
| Home purchase | 45,417 |
| Home improvement | 2,518 |
| Refinancing | 8,863 |
| Cash-out refinancing | 17,781 |
State reporting
53 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Wells Fargo Bank, National Association
- Display name
- Wells Fargo Bank, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1870
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Sioux Falls, SD, 57104, United States
- Website
- https://www.wellsfargo.com
- FDIC certificate number
- 3511
- Federal Reserve
- 451965
- OCC charter number
- 1
- Domestic location count
- 4,176
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 3511
- Federal Reserve
- 451965
- KB1H1DSPRFMYMCUFXT09
- Headquarters
- 3201 North 4th Avenue, Sioux Falls, SD, 57104, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
174
Showing 1 through 25 of 174 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
4,179
Showing 3,501 through 3,550 of 4,179 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BROADWAY BRANCH | 5604 Broadway Avenue | Haltom City | TX | 76117 |
| FOSSIL CREEK BRANCH | 5320 North Beach Street | Haltom City | TX | 76137 |
| ED CAREY BRANCH | 1821 South 77 Sunshine Strip | Harlingen | TX | 78550 |
| LINCOLN BRANCH | 1206 Dixieland Road | Harlingen | TX | 78552 |
| HIGHLAND VILLAGE BRANCH | 1900 FM 407 | Highland Village | TX | 75077 |
| HILLSBORO I-35 BRANCH | 1400 Corsicana Highway | Hillsboro | TX | 76645 |
| 249 & SPRING CYPRESS BRANCH | 22515 Tomball Parkway | Houston | TX | 77070 |
| ADDICKS BRANCH | 14600 Katy Freeway | Houston | TX | 77079 |
| BEECHNUT & BELTWAY 8 BRANCH | 10005 Beechnut Street | Houston | TX | 77072 |
| BELLAIRE & HIGHWAY SIX BRANCH | 6783 Highway 6 South | Houston | TX | 77083 |
| BELTWAY 8 & KIMBERLEY BRANCH | 12859 Kimberley Lane | Houston | TX | 77024 |
| BELTWAY BRANCH | 9702 Bellaire Boulevard | Houston | TX | 77036 |
| BLALOCK BRANCH | 1304 Blalock Road | Houston | TX | 77055 |
| BRAEBURN BRANCH | 6255 Bissonnet Street | Houston | TX | 77081 |
| BRAESWOOD PLACE BRANCH | 4004 South Braeswood Boulevard | Houston | TX | 77025 |
| BUFFALO SPEEDWAY BRANCH | 6801 Buffalo Speedway | Houston | TX | 77025 |
| CHAMPIONS BRANCH | 5625 FM 1960 Road West | Houston | TX | 77069 |
| CLAY & BARKER CYPRESS BRANCH | 3981 Barker Cypress Road | Houston | TX | 77084 |
| CLEAR LAKE MARKETPLACE BRANCH | 5440 EL Dorado Boulevard | Houston | TX | 77059 |
| COMMERCIAL BRANCH | 3434 Tidwell Road | Houston | TX | 77093 |
| CROSSROADS BRANCH | 19704 Northwest Freeway | Houston | TX | 77065 |
| CUTTEN & FM 1960 BRANCH | 6907 FM 1960 Road West | Houston | TX | 77069 |
| CYPRESS BRANCH | 12339 Jones Road | Houston | TX | 77070 |
| EL CAMINO & BAY AREA BRANCH | 1005 Bay Area Boulevard | Houston | TX | 77058 |
| ELLA BLVD BRANCH | 1350 West 43rd Street | Houston | TX | 77018 |
| GESSNER & BRAESWOOD BRANCH | 9898 South Gessner Road | Houston | TX | 77071 |
| GESSNER & WESTHEIMER BRANCH | 9715 Westheimer Road | Houston | TX | 77042 |
| GULF FREEWAY BRANCH | 10009 Almeda Genoa Road | Houston | TX | 77075 |
| HEDWIG BRANCH | 9413 Katy Freeway | Houston | TX | 77024 |
| HIGHWAY 6 & 529 BRANCH | 6990 Highway 6 North | Houston | TX | 77084 |
| HOUSTON CENTRAL BRANCH | 1000 Louisiana Street | Houston | TX | 77002 |
| HOUSTON I-10 BRANCH | 10310 East Freeway | Houston | TX | 77029 |
| JETERO BRANCH | 17317 North Freeway | Houston | TX | 77090 |
| KIRBY & BISSONNET BRANCH | 5202 Kirby Drive | Houston | TX | 77098 |
| KIRBY & KIPLING BRANCH | 2651 Kipling Street | Houston | TX | 77098 |
| MARKET AT UVALDE BRANCH, THE | 13560 I 10 East | Houston | TX | 77015 |
| MEDICAL CENTER BRANCH | 6651 Main Street | Houston | TX | 77030 |
| MEMORIAL & ASBURY BRANCH | 5650 Memorial Drive | Houston | TX | 77007 |
| MEMORIAL & KIRKWOOD BRANCH | 14001 Memorial Drive | Houston | TX | 77079 |
| MEMORIAL BRANCH | 901 Gessner Road | Houston | TX | 77024 |
| MEYER PARK BRANCH | 4888 West Bellfort Street | Houston | TX | 77035 |
| MIDTOWN BRANCH | 2714 Smith Street | Houston | TX | 77006 |
| MISSION BEND BRANCH | 8750 Highway 6 South | Houston | TX | 77083 |
| NORTH BELT BRANCH | 12941 North Freeway | Houston | TX | 77060 |
| NORTHSHORE BRANCH | 13106 Woodforest Boulevard | Houston | TX | 77015 |
| NORTHWEST CROSSING BRANCH | 13280 Northwest Freeway | Houston | TX | 77040 |
| PORT CITY BRANCH | 3601 Eastex Freeway | Houston | TX | 77026 |
| RICHMOND & RICE BRANCH | 5219 Richmond Avenue | Houston | TX | 77056 |
| RIVER OAKS BRANCH | 1404 West Gray Street | Houston | TX | 77019 |
| SAN FELIPE & GARRETTSON BRANCH | 4906 San Felipe Street | Houston | TX | 77056 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
104
Showing 1 through 25 of 104 history events
| Event date | Event type | Related institution |
|---|---|---|
| November 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO MERCHANT SERVICES, L.L.C. |
| October 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO FUNDING, LLC |
| February 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO AUTO FINANCE, LLC |
| July 15, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WES HOLDING CORPORATION |
| July 15, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST UNION FINANCIAL INVESTMENTS, LLC |
| July 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO TRADE CAPITAL, LLC |
| July 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO DEALER SERVICES, INC. |
| July 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO FINANCIAL MISSISSIPPI, INC. |
| July 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO FINANCIAL MISSISSIPPI 2, INC. |
| July 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | MERIDIAN MORTGAGE CORPORATION |
| July 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | SOUTHTRUST MORTGAGE CORPORATION |
| May 6, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WACHOVIA MORTGAGE CORPORATION |
| March 31, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO CENTRAL BANK |
| March 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WACHOVIA HOLDINGS, INC. |
| January 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WACHOVIA SHARED RESOURCES, LLC |
| December 31, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WACHOVIA FINANCIAL SERVICES, INC. |
| November 6, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO RETAIL FINANCE, LLC |
| November 1, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO ALASKA TRUST COMPANY, NATIONAL ASSOCIATION |
| October 1, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | METROPOLITAN WEST SECURITIES, LLC |
| August 21, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO EDUCATION FINANCE INC. |
| July 15, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | CALIBRE ADVISORY SERVICES, INC. |
| May 10, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO HSBC TRADE BANK, NATIONAL ASSOCIATION |
| April 10, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WACHOVIA CARD SERVICES, NATIONAL ASSOCIATION |
| March 20, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 20, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WACHOVIA BANK, NATIONAL ASSOCIATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.