HMDA records
82,878
2025
Public institution profile · Bank · Not a recommendation
Wells Fargo Bank, National Association
BankSioux Falls, SDActive
FDIC certificate 3511
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 3511
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 451965
- OCC charter number
- 1
- Not published — no verified match
- Official website
- https://www.wellsfargo.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Sioux Falls, SD
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 4,179
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 104 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Sioux Falls, SD
- activity
- Published activity year 2025
- Listed branch locations
- 4,179
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 104 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
82,878reported records
41,562reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
41,562
2025
Denials
11,898
2025
Withdrawals
19,355
2025
Denial rate among decisioned applications
22.2%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 82,878 | 41,562 | 171 | 11,898 | 19,355 | 22.2% |
| 2024 | 89,959 | 37,240 | 175 | 17,404 | 21,444 | 31.7% |
| 2023 | 113,593 | 51,216 | 257 | 25,919 | 25,622 | 33.5% |
| 2022 | 408,300 | 142,769 | 969 | 70,916 | 59,957 | 33.0% |
| 2021 | 897,196 | 375,715 | 2,433 | 117,430 | 138,995 | 23.7% |
| 2020 | 1,180,466 | 320,026 | 2,218 | 142,760 | 162,016 | 30.7% |
| 2019 | 1,026,755 | 289,192 | 2,600 | 181,178 | 121,282 | 38.3% |
| 2018 | 966,547 | 262,867 | 3,023 | 164,693 | 82,423 | 38.2% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 72,933 |
| FHA | 7,344 |
| VA | 2,407 |
| RHS / FSA | 194 |
| Home purchase | 45,417 |
| Home improvement | 2,518 |
| Refinancing | 8,863 |
| Cash-out refinancing | 17,781 |
State reporting
53 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Wells Fargo Bank, National Association
- Display name
- Wells Fargo Bank, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1870
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Sioux Falls, SD, 57104, United States
- Website
- https://www.wellsfargo.com
- FDIC certificate number
- 3511
- Federal Reserve
- 451965
- OCC charter number
- 1
- Domestic location count
- 4,176
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 3511
- Federal Reserve
- 451965
- KB1H1DSPRFMYMCUFXT09
- Headquarters
- 3201 North 4th Avenue, Sioux Falls, SD, 57104, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
174
Showing 1 through 25 of 174 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
4,179
Showing 651 through 700 of 4,179 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| OAK PARK BRANCH | 604 Lindero Canyon Road | Oak Park | CA | 91377 |
| OAKDALE BRANCH | 105 West F Street | Oakdale | CA | 95361 |
| OAKHURST BRANCH | 40044 Highway 49 | Oakhurst | CA | 93644 |
| FOOTHILL SQUARE BRANCH | 10700 Macarthur Boulevard | Oakland | CA | 94605 |
| FORTIETH PIEDMONT BRANCH | 151 40th Street | Oakland | CA | 94611 |
| LAKESHORE BRANCH | 3348 Lakeshore Avenue | Oakland | CA | 94610 |
| MONTCLAIR VILLAGE BRANCH | 2220 Mountain Boulevard | Oakland | CA | 94611 |
| OAKLAND CHINATOWN BRANCH | 901 Franklin Street | Oakland | CA | 94607 |
| OAKLAND MAIN BRANCH | 2040 Franklin Street | Oakland | CA | 94612 |
| OCEANSIDE COLLEGE BOULEVARD BRANCH | 845 College Boulevard | Oceanside | CA | 92057 |
| QUARRY CREEK BRANCH | 3470 Marron Road | Oceanside | CA | 92056 |
| RANCHO DEL ORO BRANCH | 4176 Oceanside Boulevard | Oceanside | CA | 92056 |
| OJAI BRANCH | 202 East Matilija Street | Ojai | CA | 93023 |
| ONTARIO BRANCH | 240 North Euclid Avenue | Ontario | CA | 91762 |
| ONTARIO MILLS BRANCH | 4240 East 4th Street | Ontario | CA | 91764 |
| SOUTH ONTARIO BRANCH | 2500 South Grove Avenue | Ontario | CA | 91761 |
| CHAPMAN & JAMBOREE BRANCH | 8540 East Chapman Avenue | Orange | CA | 92869 |
| ORANGE/NORTH TUSTIN BRANCH | 2535 North Tustin Street | Orange | CA | 92865 |
| TUSTIN-COLLINS BRANCH | 892 North Tustin Street | Orange | CA | 92867 |
| ORANGEVALE BRANCH | 9407 Madison Avenue | Orangevale | CA | 95662 |
| ORINDA BRANCH | 80 Moraga Way | Orinda | CA | 94563 |
| OROVILLE BRANCH | 2325 Myers Street | Oroville | CA | 95966 |
| CENTERPOINT MALL BRANCH | 2831 Saviers Road | Oxnard | CA | 93033 |
| OXNARD BRANCH | 460 East Esplanade Drive | Oxnard | CA | 93036 |
| ROSE RANCH BRANCH | 1700 East Gonzales Road | Oxnard | CA | 93036 |
| PACIFIC GROVE BRANCH | 1160 Forest Avenue | Pacific Grove | CA | 93950 |
| PACIFIC PALISADES BRANCH | 15240 West Sunset Boulevard | Pacific Palisades | CA | 90272 |
| LINDA MAR CENTER BRANCH | 1380 Linda Mar Shopping Center | Pacifica | CA | 94044 |
| PACOIMA BRANCH | 12727 Van Nuys Boulevard | Pacoima | CA | 91331 |
| PALA BRANCH | 12196 East Pala Mission Road | Pala | CA | 92059 |
| DESERT GATEWAY BRANCH | 34340 Monterey Avenue | Palm Desert | CA | 92211 |
| PALM DESERT BRANCH | 74105 EL Paseo | Palm Desert | CA | 92260 |
| TRI CITY BRANCH | 77952 Country Club Drive | Palm Desert | CA | 92211 |
| PALM SPRINGS BRANCH | 543 South Palm Canyon Drive | Palm Springs | CA | 92264 |
| SPRINGS BRANCH, THE | 5200 Ramon Road | Palm Springs | CA | 92264 |
| SUNRISE SQUARE BRANCH | 1753 North Sunrise Way | Palm Springs | CA | 92262 |
| EAST PALMDALE BRANCH | 38003 47th Street East | Palmdale | CA | 93552 |
| PALMDALE BRANCH | 1006 East Palmdale Boulevard | Palmdale | CA | 93550 |
| PALMDALE TRADE & COMMERCE BRANCH | 39838 10th Street West | Palmdale | CA | 93551 |
| DOWNTOWN PALO ALTO BRANCH | 301 University Avenue | Palo Alto | CA | 94301 |
| MIDTOWN PALO ALTO BRANCH | 2754 Middlefield Road | Palo Alto | CA | 94306 |
| STANFORD INDUSTRIAL PARK BRANCH | 505 South California Avenue | Palo Alto | CA | 94304 |
| PANORAMA CITY BRANCH | 8548 Van Nuys Boulevard | Panorama City | CA | 91402 |
| PARADISE BRANCH | 6930 Skyway Boulevard | Paradise | CA | 95969 |
| PARAMOUNT BRANCH | 16230 Paramount Boulevard | Paramount | CA | 90723 |
| COLORADO-ORANGE GROVE BLVD BRANCH | 350 West Colorado Boulevard | Pasadena | CA | 91105 |
| HASTINGS RANCH BRANCH | 3701 East Foothill Boulevard | Pasadena | CA | 91107 |
| NORTH PASADENA BRANCH | 1830 East Washington Boulevard | Pasadena | CA | 91104 |
| PASADENA-LAKE BRANCH | 82 South Lake Avenue | Pasadena | CA | 91101 |
| PASO ROBLES BRANCH | 546 Spring Street | Paso Robles | CA | 93446 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
104
Showing 1 through 25 of 104 history events
| Event date | Event type | Related institution |
|---|---|---|
| November 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO MERCHANT SERVICES, L.L.C. |
| October 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO FUNDING, LLC |
| February 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO AUTO FINANCE, LLC |
| July 15, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WES HOLDING CORPORATION |
| July 15, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST UNION FINANCIAL INVESTMENTS, LLC |
| July 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO TRADE CAPITAL, LLC |
| July 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO DEALER SERVICES, INC. |
| July 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO FINANCIAL MISSISSIPPI, INC. |
| July 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO FINANCIAL MISSISSIPPI 2, INC. |
| July 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | MERIDIAN MORTGAGE CORPORATION |
| July 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | SOUTHTRUST MORTGAGE CORPORATION |
| May 6, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WACHOVIA MORTGAGE CORPORATION |
| March 31, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO CENTRAL BANK |
| March 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WACHOVIA HOLDINGS, INC. |
| January 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | WACHOVIA SHARED RESOURCES, LLC |
| December 31, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WACHOVIA FINANCIAL SERVICES, INC. |
| November 6, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO RETAIL FINANCE, LLC |
| November 1, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO ALASKA TRUST COMPANY, NATIONAL ASSOCIATION |
| October 1, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | METROPOLITAN WEST SECURITIES, LLC |
| August 21, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO EDUCATION FINANCE INC. |
| July 15, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | CALIBRE ADVISORY SERVICES, INC. |
| May 10, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WELLS FARGO HSBC TRADE BANK, NATIONAL ASSOCIATION |
| April 10, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WACHOVIA CARD SERVICES, NATIONAL ASSOCIATION |
| March 20, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 20, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | WACHOVIA BANK, NATIONAL ASSOCIATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.