HMDA records
4,786
2025
Public institution profile · Bank · Not a recommendation
Valley National Bank
BankPassaic, NJActive
FDIC certificate 9396
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 9396
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 229801
- OCC charter number
- 15790
- Not published — no verified match
- Official website
- https://www.valley.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Passaic, NJ
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 229
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 37 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Passaic, NJ
- activity
- Published activity year 2025
- Listed branch locations
- 229
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 37 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
4,786reported records
3,036reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
3,036
2025
Denials
875
2025
Withdrawals
359
2025
Denial rate among decisioned applications
21.0%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 4,786 | 3,036 | 247 | 875 | 359 | 21.0% |
| 2024 | 4,083 | 2,613 | 212 | 681 | 335 | 19.4% |
| 2023 | 4,800 | 3,009 | 231 | 757 | 646 | 18.9% |
| 2022 | 8,578 | 5,648 | 345 | 688 | 1,657 | 10.3% |
| 2021 | 10,414 | 7,364 | 320 | 511 | 1,875 | 6.2% |
| 2020 | 9,595 | 6,540 | 294 | 727 | 1,857 | 9.6% |
| 2019 | 7,221 | 4,949 | 239 | 707 | 1,112 | 12.0% |
| 2018 | 7,872 | 5,278 | 226 | 822 | 990 | 13.0% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 4,695 |
| FHA | 70 |
| VA | 15 |
| RHS / FSA | 6 |
| Home purchase | 1,720 |
| Home improvement | 1,394 |
| Refinancing | 144 |
| Cash-out refinancing | 852 |
State reporting
29 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Valley National Bank
- Display name
- Valley National Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1927
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Passaic, NJ, 07055, United States
- Website
- https://www.valley.com
- FDIC certificate number
- 9396
- Federal Reserve
- 229801
- OCC charter number
- 15790
- Domestic location count
- 234
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 9396
- Federal Reserve
- 229801
- KI0VI4JRMCIJ329YTN75
- Headquarters
- 615 Main Avenue, Passaic, NJ, 07055, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
14
Showing 1 through 14 of 14 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | BNV REALTY INCORPORATED | Domestic Entity Other | Wayne, NJ |
| Direct relationship | DV COMMUNITY INVESTMENT, LLC | Domestic Entity Other | Phoenix, AZ |
| Direct relationship | DV MANAGER, LLC | Domestic Entity Other | Wilmington, DE |
| Direct relationship | HIGHLAND CAPITAL CORP. | Domestic Entity Other | Little Falls, NJ |
| Direct relationship | METRO TITLE AND SETTLEMENT AGENCY INC. | Domestic Entity Other | Holbrook, NY |
| Direct relationship | NEW HYDE PARK LEASING CORP. | Domestic Entity Other | New Hyde Park, NY |
| Direct relationship | ORITANI INVESTMENT CORP | Domestic Entity Other | Washington, NJ |
| Direct relationship | VALLEY AL REO HOLDINGS, LLC | Domestic Entity Other | Morristown, NJ |
| Direct relationship | VALLEY INSURANCE SERVICES, INC. | Domestic Entity Other | Township Of Washington, NJ |
| Direct relationship | VALLEY SECURITIES HOLDINGS (NY) LLC | Domestic Entity Other | New York, NY |
| Direct relationship | VALLEY UK SERVICES LIMITED | International Non-bank Subs of Domestic Entities | Chester, United Kingdom (other) |
| Direct relationship | VALLEY WEALTH MANAGERS, INC. | Domestic Entity Other | Wayne, NJ |
| Direct relationship | VNB NEW YORK LLC | Domestic Entity Other | New York, NY |
| ROOT_INSTITUTION | VALLEY NATIONAL BANK | National Bank | Passaic, NJ |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
229
Showing 1 through 50 of 229 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ALABASTER BRANCH | 50 Jimmy Gould Drive | Alabaster | AL | 35007 |
| ALEXANDER CITY BRANCH | 4643 Highway 280 | Alexander City | AL | 35010 |
| MILL SQUARE BRANCH | 1154 Lee Street | Alexander City | AL | 35010 |
| AUBURN BRANCH | 1946 East Glenn Avenue | Auburn | AL | 36830 |
| CRESTLINE BRANCH | 92 Euclid Avenue | Birmingham | AL | 35213 |
| DOWNTOWN BIRMINGHAM BRANCH | 1904 1st Ave North | Birmingham | AL | 35203 |
| MEADOWBROOK BRANCH | 1100 Corporate Parkway | Birmingham | AL | 35242 |
| DADEVILLE BRANCH | 391 North Broadnax Street | Dadeville | AL | 36853 |
| GARDENDALE BRANCH | 210 Fieldstown Road | Gardendale | AL | 35071 |
| MILLBROOK BRANCH | 3740 Highway 14 | Millbrook | AL | 36054 |
| DOWNTOWN BRANCH | 500 Bibb Street | Montgomery | AL | 36104 |
| EASTMONT BRANCH | 5400 Atlanta Highway | Montgomery | AL | 36109 |
| FESTIVAL PLAZA BRANCH | 7911 Vaughn Road | Montgomery | AL | 36116 |
| ZELDA ROAD BRANCH | 2740 Zelda Road | Montgomery | AL | 36106 |
| PELL CITY BRANCH | 1930 Martin Street South | Pell City | AL | 35128 |
| WETUMPKA BRANCH | 5236 U.s. Highway 231 | Wetumpka | AL | 36092 |
| BEVERLY HILLS BRANCH | 225 N Beverly Drive | Beverly Hills | CA | 90210 |
| LOS ANGELES BRANCH | 555 West Fifth Street Suite 3300 | Los Angeles | CA | 90013 |
| EAST PALO ALTO BRANCH | 2000 University Avenue Suite 605 | Palo Alto | CA | 94303 |
| AVENTURA BRANCH | 19027 Biscayne Boulevard | Aventura | FL | 33180 |
| BAREFOOT BAY BRANCH | 1020 Buttonwood Street | Barefoot Bay | FL | 32976 |
| BELLEAIR BRANCH | 2781 West Bay Drive | Belleair Bluffs | FL | 33770 |
| BOCA RATON BRANCH | 1 North Federal Highway | Boca Raton | FL | 33432 |
| BONITA SPRINGS BRANCH | 9160 Bonita Beach Road | Bonita Springs | FL | 34135 |
| BRANDON BRANCH | 668 Oakfield Drive | Brandon | FL | 33511 |
| CLEARWATER BRANCH | 1617 Gulf-to-bay Boulevard | Clearwater | FL | 33755 |
| COUNTRYSIDE BRANCH | 2571 Countryside Boulevard | Clearwater | FL | 33761 |
| CORAL GABLES BRANCH | 2121 Ponce DE Leon Boulevard, Suite 130 | Coral Gables | FL | 33134 |
| DORAL BRANCH | 8484 Northwest 36th Street | Doral | FL | 33166 |
| ESTERO BRANCH | 7996 Mediterranean Drive | Estero | FL | 33928 |
| FORT LAUDERDALE BRANCH | 301 East Las Olas Boulevard | Fort Lauderdale | FL | 33301 |
| FORT MYERS BRANCH | 5220 Summerlin Commons Boulevard | Fort Myers | FL | 33907 |
| HEATHROW BRANCH | 1200 International Parkway South | Heathrow | FL | 32746 |
| DEERWOOD PARK BRANCH | 10739 Deerwood Park Boulevard | Jacksonville | FL | 32256 |
| ADMIRALS COVE | 200 Admirals Cove Blvd. | Jupiter | FL | 33477 |
| JUPITER BRANCH | 185 E. Indiantown Road, Unit 101 & 102 | Jupiter | FL | 33477 |
| LAKELAND BRANCH | 427 South Florida Avenue | Lakeland | FL | 33801 |
| EAST BAY BRANCH | 1125 East Bay Drive | Largo | FL | 33770 |
| MELBOURNE BRANCH | 6455 N Wickham Road, Ste 101 | Melbourne | FL | 32940 |
| BRICKELL BRANCH | 1001 Brickell Bay Drive | Miami | FL | 33131 |
| NAPLES BRANCH | 1435 Pine Ridge Road | Naples | FL | 34109 |
| NORTH MIAMI BEACH BRANCH | 15801 Biscayne Boulevard | North Miami Beach | FL | 33160 |
| PGA BRANCH | 11811 US Highway One | North Palm Beach | FL | 33408 |
| DOWNTOWN ORLANDO BRANCH | 450 South Orange Avenue, Suite 400 | Orlando | FL | 32801 |
| DR. PHILLIPS BRANCH | 7625 Sand Lake Road | Orlando | FL | 32819 |
| PALM BEACH BRANCH | 335 South County Road | Palm Beach | FL | 33480 |
| PEMBROKE PINES BRANCH | 1 South West 129th Avenue | Pembroke Pines | FL | 33027 |
| SAINT AUGUSTINE BRANCH | 1850 Old Moultrie Road | Saint Augustine | FL | 32084 |
| 4TH STREET BRANCH | 1840 4th Street North | Saint Petersburg | FL | 33704 |
| SARASOTA BRANCH | 1680 Fruitville Road | Sarasota | FL | 34236 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
37
Showing 26 through 37 of 37 history events
| Event date | Event type | Related institution |
|---|---|---|
| June 19, 1993 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 30, 1993 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 23, 1992 | Failure - Government Assistance Provided | POWDER MILL BANK |
| October 19, 1991 | Failure - Government Assistance Provided | YORKWOOD FEDERAL SAVINGS AND ASSOCIATION |
| September 28, 1991 | Failure - Government Assistance Provided | NUTLEY SAVINGS BANK, SLA |
| September 14, 1991 | Failure - Government Assistance Provided | FIRST JERSEY SAVINGS, F.A. |
| June 8, 1991 | Failure - Government Assistance Provided | NORTH JERSEY FEDERAL SAVINGS ASSOCIATION |
| June 7, 1986 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 30, 1982 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 1981 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 18, 1977 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 12, 1976 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.