HMDA records
197,651
2025
Public institution profile · Bank · Not a recommendation
U.S. Bank National Association
BankCincinnati, OHActive
FDIC certificate 6548
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 6548
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 504713
- OCC charter number
- 24
- Not published — no verified match
- Official website
- https://www.usbank.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Cincinnati, OH
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 2,100
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 88 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Cincinnati, OH
- activity
- Published activity year 2025
- Listed branch locations
- 2,100
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 88 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
197,651reported records
74,635reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
74,635
2025
Denials
50,190
2025
Withdrawals
18,437
2025
Denial rate among decisioned applications
39.5%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 197,651 | 74,635 | 2,108 | 50,190 | 18,437 | 39.5% |
| 2024 | 202,480 | 74,512 | 1,815 | 54,155 | 18,416 | 41.5% |
| 2023 | 211,879 | 72,124 | 1,572 | 58,539 | 18,345 | 44.3% |
| 2022 | 312,902 | 119,747 | 2,710 | 77,246 | 26,590 | 38.7% |
| 2021 | 492,078 | 188,219 | 4,211 | 75,482 | 36,289 | 28.2% |
| 2020 | 529,466 | 180,650 | 4,164 | 84,949 | 43,416 | 31.5% |
| 2019 | 380,650 | 145,086 | 4,488 | 87,829 | 24,688 | 37.0% |
| 2018 | 369,511 | 134,156 | 3,640 | 94,865 | 19,020 | 40.8% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 169,502 |
| FHA | 23,793 |
| VA | 3,470 |
| RHS / FSA | 886 |
| Home purchase | 88,672 |
| Home improvement | 36,131 |
| Refinancing | 16,665 |
| Cash-out refinancing | 16,095 |
State reporting
52 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- U.S. Bank National Association
- Display name
- U.S. Bank National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- July 13, 1863
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Cincinnati, OH, 45202, United States
- Website
- https://www.usbank.com
- FDIC certificate number
- 6548
- Federal Reserve
- 504713
- OCC charter number
- 24
- Domestic location count
- 2,100
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 6548
- Federal Reserve
- 504713
- 6BYL5QZYBDK8S7L73M02
- Headquarters
- 425 Walnut Street, Cincinnati, OH, 45202, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
178
Showing 1 through 25 of 178 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
2,100
Showing 1,901 through 1,950 of 2,100 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| COLUMBIA CENTER OFFICE | 1000 Columbia Center | Kennewick | WA | 99336 |
| BENSON CENTER OFFICE | 10231 S.e. 240th Street | Kent | WA | 98031 |
| KENT OFFICE | 305 North Fourth Avenue | Kent | WA | 98032 |
| JUANITA OFFICE | 13233 100th Avenue Northeast | Kirkland | WA | 98034 |
| KIRKLAND BRANCH | 132 Kirkland Avenue | Kirkland | WA | 98033 |
| LACEY OFFICE | 5520 Martin Way East | Lacey | WA | 98516 |
| LAKE STEVENS SAFEWAY OFFICE | 717 State Route 9 Northeast | Lake Stevens | WA | 98258 |
| LIBERTY LAKE ALBERTSONS OFFICE | 1304 North Liberty Lake Road | Liberty Lake | WA | 99019 |
| LONGVIEW MAIN OFFICE | 1452 Hudson Street | Longview | WA | 98632 |
| LYNDEN BRANCH | 218 Front Street | Lynden | WA | 98264 |
| 44TH AVENUE OFFICE | 4411 196th Southwest | Lynnwood | WA | 98036 |
| ALDERWOOD MALL FRED MEYER OFFICE | 2820 164th Street Southwest | Lynnwood | WA | 98087 |
| LYNNWOOD TERRACE BRANCH | 21111 Highway 99 | Lynnwood | WA | 98036 |
| MAPLE VALLEY FRED MEYER OFFICE | 26520 Maple Valley-black Diamond RD Se, | Maple Valley | WA | 98038 |
| MARYSVILLE | 3721 116th Street North East, Suite 3 | Marysville | WA | 98271 |
| MARYSVILLE BRANCH | 1020 State Avenue | Marysville | WA | 98270 |
| MERCER ISLAND BRANCH | 2737 78th Avenue Southeast Suite 101 | Mercer Island | WA | 98040 |
| MILL CREEK BRANCH | 16412 9th Avenue Southeast | Mill Creek | WA | 98012 |
| MILTON SAFEWAY OFFICE | 900 Meridian East, Suite 51 | Milton | WA | 98354 |
| MONROE BRANCH | 19387 State Route 2 | Monroe | WA | 98272 |
| MOSES LAKE BRANCH | 203 East Third Avenue | Moses Lake | WA | 98837 |
| RIVERSIDE OFFICE | 1508 Riverside Drive | Mount Vernon | WA | 98273 |
| MUKILTEO OFFICE | 3710 Harbour Pointe Blvd SW | Mukilteo | WA | 98275 |
| OAK HARBOR BRANCH | 836 NE Midway Boulevard | Oak Harbor | WA | 98277 |
| OLYMPIA OFFICE | 402 South Capitol Way | Olympia | WA | 98501 |
| OTHELLO MOTOR BANK | 665 East Main | Othello | WA | 99344 |
| OTHELLO OFFICE | 401 East Main | Othello | WA | 99344 |
| PASCO OFFICE | 215 North Tenth Avenue | Pasco | WA | 99301 |
| PORT ANGELES OFFICE | 134 East 7th | Port Angeles | WA | 98362 |
| PORT ORCHARD ALBERTSONS OFFICE | 1434 Olney Avenue | Port Orchard | WA | 98366 |
| PORT TOWNSEND BRANCH | 1239 Water Street | Port Townsend | WA | 98368 |
| POULSBO SAFEWAY OFFICE | 19245 10th Avenue Northeast | Poulsbo | WA | 98370 |
| PROSSER BRANCH | 1022 Meade Avenue | Prosser | WA | 99350 |
| PULLMAN BRANCH | 301 East Main Street | Pullman | WA | 99163 |
| WASHINGTON STATE UNIVERSITY PULLMAN OFFICE | 1500 NE Terrell Mall | Pullman | WA | 99163 |
| PUYALLUP OFFICE | 302 South Meridian | Puyallup | WA | 98371 |
| SOUTH HILL BRANCH | 222 39th Avenue Southwest | Puyallup | WA | 98373 |
| BEAR CREEK OFFICE | 17020 Redmond Way | Redmond | WA | 98052 |
| RENTON HILLS OFFICE | 4513 N.e. 4th | Renton | WA | 98059 |
| RENTON OFFICE | 858 South Second Street | Renton | WA | 98057 |
| SPRING GLEN OFFICE | 17604 108th SE | Renton | WA | 98055 |
| RICHLAND OFFICE | 701 Jadwin Avenue | Richland | WA | 99352 |
| ROYAL CITY BRANCH | 131 Evergreen Avenue Northwest | Royal City | WA | 99357 |
| SAMMAMISH | 653 228th Avenue Northeast | Sammamish | WA | 98074 |
| BALLARD BRANCH | 6100 15th Avenue NW | Seattle | WA | 98107 |
| BELLTOWN OFFICE | 504 Bell Street | Seattle | WA | 98121 |
| BURIEN BRANCH | 14641 First Avenue South | Seattle | WA | 98168 |
| CAPITOL HILL BRANCH | 135 Broadway East | Seattle | WA | 98102 |
| GREENWOOD SEATTLE WA | 8500 Greenwood Avenue North | Seattle | WA | 98103 |
| MAGNOLIA OFFICE | 3124 West Mcgraw | Seattle | WA | 98199 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
88
Showing 1 through 25 of 88 history events
| Event date | Event type | Related institution |
|---|---|---|
| August 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | INTEGRATED LOGISTICS, LLC |
| May 27, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 10, 2020 | Charter Retained (Merger or P&A) | STATE FARM BANK, FSB |
| May 14, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | U.S. BANK NATIONAL ASSOCIATION ND |
| November 12, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | HOUSING CAPITAL COMPANY |
| November 12, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | U.S. BANCORP CONSTRUCTION FUNDING, INC. |
| January 28, 2012 | Failure - Government Assistance Provided | BANKEAST |
| December 31, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | U.S. BANCORP EQUIPMENT FINANCE, INC. |
| January 29, 2011 | Failure - Government Assistance Provided | FIRST COMMUNITY BANK |
| December 31, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST MINNEAPOLIS BUILDING CORPORATION |
| October 31, 2009 | Failure - Government Assistance Provided | COMMUNITY BANK OF LEMONT |
| October 31, 2009 | Failure - Government Assistance Provided | CALIFORNIA NATIONAL BANK |
| October 31, 2009 | Failure - Government Assistance Provided | MADISONVILLE STATE BANK |
| October 31, 2009 | Failure - Government Assistance Provided | PACIFIC NATIONAL BANK |
| October 31, 2009 | Failure - Government Assistance Provided | BANK USA, NATIONAL ASSOCIATION |
| October 31, 2009 | Failure - Government Assistance Provided | CITIZENS NATIONAL BANK |
| October 31, 2009 | Failure - Government Assistance Provided | NORTH HOUSTON BANK |
| October 31, 2009 | Failure - Government Assistance Provided | SAN DIEGO NATIONAL BANK |
| October 31, 2009 | Failure - Government Assistance Provided | PARK NATIONAL BANK |
| April 25, 2009 | Failure - Government Assistance Provided | FIRST BANK OF IDAHO, FSB |
| December 31, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | GENPASS TECHNOLOGIES, LLC |
| December 31, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST SECURITY USB GP, INC. |
| December 31, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | U.S. BANCORP CARD SERVICES, INC. |
| November 22, 2008 | Failure - Government Assistance Provided | DOWNEY SAVINGS AND LOAN ASSOCIATION, F.A. |
| November 22, 2008 | Failure - Government Assistance Provided | PFF BANK & TRUST |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.