HMDA records
197,651
2025
Public institution profile · Bank · Not a recommendation
U.S. Bank National Association
BankCincinnati, OHActive
FDIC certificate 6548
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 6548
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 504713
- OCC charter number
- 24
- Not published — no verified match
- Official website
- https://www.usbank.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Cincinnati, OH
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 2,100
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 88 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Cincinnati, OH
- activity
- Published activity year 2025
- Listed branch locations
- 2,100
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 88 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
197,651reported records
74,635reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
74,635
2025
Denials
50,190
2025
Withdrawals
18,437
2025
Denial rate among decisioned applications
39.5%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 197,651 | 74,635 | 2,108 | 50,190 | 18,437 | 39.5% |
| 2024 | 202,480 | 74,512 | 1,815 | 54,155 | 18,416 | 41.5% |
| 2023 | 211,879 | 72,124 | 1,572 | 58,539 | 18,345 | 44.3% |
| 2022 | 312,902 | 119,747 | 2,710 | 77,246 | 26,590 | 38.7% |
| 2021 | 492,078 | 188,219 | 4,211 | 75,482 | 36,289 | 28.2% |
| 2020 | 529,466 | 180,650 | 4,164 | 84,949 | 43,416 | 31.5% |
| 2019 | 380,650 | 145,086 | 4,488 | 87,829 | 24,688 | 37.0% |
| 2018 | 369,511 | 134,156 | 3,640 | 94,865 | 19,020 | 40.8% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 169,502 |
| FHA | 23,793 |
| VA | 3,470 |
| RHS / FSA | 886 |
| Home purchase | 88,672 |
| Home improvement | 36,131 |
| Refinancing | 16,665 |
| Cash-out refinancing | 16,095 |
State reporting
52 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- U.S. Bank National Association
- Display name
- U.S. Bank National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- July 13, 1863
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Cincinnati, OH, 45202, United States
- Website
- https://www.usbank.com
- FDIC certificate number
- 6548
- Federal Reserve
- 504713
- OCC charter number
- 24
- Domestic location count
- 2,100
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 6548
- Federal Reserve
- 504713
- 6BYL5QZYBDK8S7L73M02
- Headquarters
- 425 Walnut Street, Cincinnati, OH, 45202, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
178
Showing 1 through 25 of 178 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
2,100
Showing 1,401 through 1,450 of 2,100 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| GROVER PLAZA BRANCH | 3225 South 42nd Street | Omaha | NE | 68105 |
| OAKVIEW OFFICE | 3410 South 143rd Plaza | Omaha | NE | 68144 |
| OMAHA EMPIRE PARK BRANCH | 4818 South 108th Street | Omaha | NE | 68137 |
| OMAHA MAIN OFFICE | 1700 Farnam Street | Omaha | NE | 68102 |
| OMAHA-132ND AND MAPLE BRANCH | 3910 North 132nd Street | Omaha | NE | 68164 |
| OMAHA-MILLARD OFFICE | 5332 South 138th Street | Omaha | NE | 68137 |
| POTTER OFFICE | 7519 North 30th Street | Omaha | NE | 68112 |
| PWM FNB PARKWAY OMAHA | Linden Place 14301 Fnb Parkway | Omaha | NE | 68154 |
| VINTON SQUARE SUPERMERCADO OFFICE | 1826 Vinton Street | Omaha | NE | 68108 |
| PAPILLION NO FRILLS OFFICE | 1230 North Washington Street | Papillion | NE | 68046 |
| SCOTTSBLUFF NORTH BRANCH | 702 East 27th Street | Scottsbluff | NE | 69361 |
| JOURNAL CENTER BRANCH | 7900 Jefferson Street Northeast | Albuquerque | NM | 87109 |
| JUAN TABO BOULEVARD BRANCH | 3620 Juan Tabo Boulevard Northeast | Albuquerque | NM | 87111 |
| LOMAS BOULEVARD BRANCH | 111 Lomas Boulevard Northwest, Suite 100 | Albuquerque | NM | 87102 |
| MONTGOMERY BOULEVARD BRANCH | 5001 Montgomery Boulevard Northeast | Albuquerque | NM | 87109 |
| NOB HILL BRANCH | 3000 Central Avenue Southeast | Albuquerque | NM | 87106 |
| PETROGLYPH BRANCH | 8251 Golf Course Road Northwest | Albuquerque | NM | 87120 |
| SYCAMORE PLAZA BRANCH | 5620 Wyoming Boulevard Northeast | Albuquerque | NM | 87109 |
| UPTOWN BRANCH | 2300 Louisiana Boulevard Northeast | Albuquerque | NM | 87110 |
| BELEN REINKEN AVENUE BRANCH | 620 West Reinken Avenue | Belen | NM | 87002 |
| BERNALILLO BRANCH | 388 West Highway 550 | Bernalillo | NM | 87004 |
| CLOVIS PRINCE STREET BRANCH | 2501 North Prince Street | Clovis | NM | 88101 |
| GALLUP BRANCH | 101 West Hill Avenue | Gallup | NM | 87301 |
| LAS CRUCES AMADOR AVENUE BRANCH | 277 East Amador Avenue | Las Cruces | NM | 88001 |
| LAS CRUCES FOOTHILLS ROAD OFFICE | 3790 East Lohman Avenue | Las Cruces | NM | 88011 |
| LOS LUNAS BRANCH | 2421 Main Street Southeast | Los Lunas | NM | 87031 |
| MORIARTY BRANCH | 1401 Route 66 Avenue | Moriarty | NM | 87035 |
| RIO RANCHO BRANCH | 1781 Rio Rancho Drive Southeast | Rio Rancho | NM | 87124 |
| CERRILLOS BRANCH | 3787 Cerrillos Road | Santa Fe | NM | 87507 |
| POJOAQUE SUPERMARKET BRANCH | 9 West Gutierrez | Santa Fe | NM | 87506 |
| SAN MATEO ROAD BRANCH | 600 West San Mateo Road | Santa Fe | NM | 87505 |
| TAOS SOUTHSIDE BRANCH | 1021 Paseo Del Pueblo Sur | Taos | NM | 87571 |
| CAPITOL OFFICE | 1001 North Stewart | Carson City | NV | 89701 |
| NORTH CARSON OFFICE | 3405 Market Street, Suite 100 | Carson City | NV | 89706 |
| DAYTON SMITH'S OFFICE | 2200 US Highway 50 East | Dayton | NV | 89403 |
| ELKO MAIN OFFICE | 801 Idaho Street | Elko | NV | 89801 |
| FALLON OFFICE | 2397 Casey Road | Fallon | NV | 89406 |
| GARDNERVILLE OFFICE | 1525 Highway 395 North, Suite 1000 | Gardnerville | NV | 89410 |
| ANTHEM BRANCH | 10565 South Eastern Avenue | Henderson | NV | 89052 |
| GREEN VALLEY BRANCH | 4550 East Sunset Road | Henderson | NV | 89014 |
| SOUTH BOULDER AND HENDERSON SMITH'S OFFICE | 830 South Boulder Highway | Henderson | NV | 89015 |
| STEPHANIE & PASEO VERDE BRANCH | 1440 Paseo Verde Parkway | Henderson | NV | 89012 |
| INCLINE VILLAGE OFFICE | 923 Tahoe Boulevard | Incline Village | NV | 89451 |
| BLUE DIAMOND RANCH BRANCH | 4820 Blue Diamond Road | Las Vegas | NV | 89139 |
| CRAIG AND JONES BRANCH | 5891 West Craig Road | Las Vegas | NV | 89130 |
| EAST TROPICANA OFFICE | 4320 East Tropicana Avenue | Las Vegas | NV | 89121 |
| EASTERN & BONANZA MARIANA'S SUPERMARKET OFFICE | 574 North Eastern Avenue | Las Vegas | NV | 89101 |
| EASTERN AND WINDMILL SMITH'S OFFICE | 2385 East Windmill Lane | Las Vegas | NV | 89123 |
| FORT APACHE BRANCH | 4640 South Fort Apache Road | Las Vegas | NV | 89147 |
| HUALAPAI BRANCH | 3330 South Hualapai Way, Suite 100 | Las Vegas | NV | 89117 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
88
Showing 1 through 25 of 88 history events
| Event date | Event type | Related institution |
|---|---|---|
| August 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | INTEGRATED LOGISTICS, LLC |
| May 27, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 10, 2020 | Charter Retained (Merger or P&A) | STATE FARM BANK, FSB |
| May 14, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | U.S. BANK NATIONAL ASSOCIATION ND |
| November 12, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | HOUSING CAPITAL COMPANY |
| November 12, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | U.S. BANCORP CONSTRUCTION FUNDING, INC. |
| January 28, 2012 | Failure - Government Assistance Provided | BANKEAST |
| December 31, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | U.S. BANCORP EQUIPMENT FINANCE, INC. |
| January 29, 2011 | Failure - Government Assistance Provided | FIRST COMMUNITY BANK |
| December 31, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST MINNEAPOLIS BUILDING CORPORATION |
| October 31, 2009 | Failure - Government Assistance Provided | COMMUNITY BANK OF LEMONT |
| October 31, 2009 | Failure - Government Assistance Provided | CALIFORNIA NATIONAL BANK |
| October 31, 2009 | Failure - Government Assistance Provided | MADISONVILLE STATE BANK |
| October 31, 2009 | Failure - Government Assistance Provided | PACIFIC NATIONAL BANK |
| October 31, 2009 | Failure - Government Assistance Provided | BANK USA, NATIONAL ASSOCIATION |
| October 31, 2009 | Failure - Government Assistance Provided | CITIZENS NATIONAL BANK |
| October 31, 2009 | Failure - Government Assistance Provided | NORTH HOUSTON BANK |
| October 31, 2009 | Failure - Government Assistance Provided | SAN DIEGO NATIONAL BANK |
| October 31, 2009 | Failure - Government Assistance Provided | PARK NATIONAL BANK |
| April 25, 2009 | Failure - Government Assistance Provided | FIRST BANK OF IDAHO, FSB |
| December 31, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | GENPASS TECHNOLOGIES, LLC |
| December 31, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST SECURITY USB GP, INC. |
| December 31, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | U.S. BANCORP CARD SERVICES, INC. |
| November 22, 2008 | Failure - Government Assistance Provided | DOWNEY SAVINGS AND LOAN ASSOCIATION, F.A. |
| November 22, 2008 | Failure - Government Assistance Provided | PFF BANK & TRUST |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.