U.S. Mortgage Index

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Public institution profile · Bank · Not a recommendation

U.S. Bank National Association

BankCincinnati, OHActive

FDIC certificate 6548

Data observedAugust 3, 2026Section records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

FDIC certificate
6548
company ID
Not published — no verified match
More identifiers
Federal Reserve
504713
OCC charter number
24
Not published — no verified match
Official website
https://www.usbank.com

Verify at FDICVerify at FFIEC NIC / regulator

Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

Data correction

Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.

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At a glance

Institution type
Bank
Status
Active
Headquarters
Cincinnati, OH
HMDA activity
Published activity year 2025
Listed branch locations
2,100
Complaint records
CFPB search status is not currently available.
CRA examinations
No published CRA result found
Institution history
88 published events

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Bank
Status
Active
Headquarters
Cincinnati, OH
activity
Published activity year 2025
Listed branch locations
2,100
Complaint records
CFPB search status is not currently available.
CRA examinations
No published CRA result found
Institution history
88 published events

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

197,651reported records

74,635reported originations

2025 reported mortgage activity. Source: HMDA.

HMDA2025The year selector below shows each published activity year.

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activity

Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.

Geographynationwide

HMDA source observed2026-08-09

HMDA records

197,651

2025

Loan originations

74,635

2025

Denials

50,190

2025

Withdrawals

18,437

2025

Denial rate among decisioned applications

39.5%

2025

Annual history

Scroll sideways to review every HMDA column.

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
2025197,65174,6352,10850,19018,43739.5%
2024202,48074,5121,81554,15518,41641.5%
2023211,87972,1241,57258,53918,34544.3%
2022312,902119,7472,71077,24626,59038.7%
2021492,078188,2194,21175,48236,28928.2%
2020529,466180,6504,16484,94943,41631.5%
2019380,650145,0864,48887,82924,68837.0%
2018369,511134,1563,64094,86519,02040.8%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional169,502
FHA23,793
VA3,470
RHS / FSA886
Home purchase88,672
Home improvement36,131
Refinancing16,665
Cash-out refinancing16,095

State reporting

52 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

Ask about these complaints

CFPB Mortgage Complaint Activity

No published complaint result found

No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.

This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

View the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Regulatory records

Regulatory & institutional records

Only records that apply to this institution are shown. Identifiers stay as published.

FFIEC NICAugust 19, 2026Observed date for the NIC institution record.

Ask about this regulatory record

Institution identity

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
U.S. Bank National Association
Display name
U.S. Bank National Association
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
July 13, 1863
Charter class
National bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Office of the Comptroller of the Currency
Headquarters
Cincinnati, OH, 45202, United States
Website
https://www.usbank.com
FDIC certificate number
6548
Federal Reserve
504713
OCC charter number
24
Domestic location count
2,100
Source observed
August 3, 2026

Regulatory information

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
OCC
Institution type
National Bank
Primary activity
NAICS 52211
FDIC certificate
6548
Federal Reserve
504713
6BYL5QZYBDK8S7L73M02
Headquarters
425 Walnut Street, Cincinnati, OH, 45202, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Community Reinvestment Act (CRA)

No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

Formal hierarchy

FFIEC NIC hierarchy rows

178

Showing 1 through 25 of 178 relationship records

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured national bank

Locations

Branch and office locations

Start with the published count and primary location. Search stays paged so the first view stays readable.

FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.

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Branch locations

Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.

Branch network

Listed locations

2,100

Showing 1,001 through 1,050 of 2,100 listed locations

Scroll sideways to see every branch column.

Showing 1,001 through 1,050 of 2,100 FFIEC NIC branch locations
BranchAddressCityStatePostal code
WHEELING BRANCH800 South Wheeling RoadWheelingIL60090
WILMINGTON BRANCH417 South Water StreetWilmingtonIL60481
WINNEBAGO BRANCH606 South Winnebago RoadWinnebagoIL61088
WOODRIDGE BRANCH7460 Woodward AvenueWoodridgeIL60517
NORTH BRANCH720 West 30th StreetConnersvilleIN47331
JEFFERSONVILLE MEIJER BRANCH2750 Allison LaneJeffersonvilleIN47130
AURORA ROAD BRANCH1203 West Eads ParkwayLawrenceburgIN47025
LAWRENCEBURG BRANCH239 Walnut StreetLawrenceburgIN47025
SILVER & SPRING OFFICE2115 East Spring StreetNew AlbanyIN47150
EAST MAIN BRANCH2909 East Main StreetRichmondIN47374
PROMENADE BRANCH531 PromenadeRichmondIN47374
UNIVERSITY OF INDIANA BRANCH2330 Chester BoulevardRichmondIN47374
BONNER SPRINGS OFFICE13020 Canaan DriveBonner SpringsKS66012
110TH STREET BRANCH10959 Parallel AvenueKansas CityKS66109
7TH STREET BRANCH700 Central AvenueKansas CityKS66101
TURNER BRANCH5249 Turner DriveKansas CityKS66106
MAIN @ 900 MASS BRANCH900 Massachusetts StreetLawrenceKS66044
NORTHWEST BRANCH3500 West 6th StreetLawrenceKS66049
SOUTH BRANCH1807 West 23rd StreetLawrenceKS66046
MERRIAM BRANCH8600 Shawnee Mission ParkwayMerriamKS66202
OLATHE BRANCH15380 West 119th StreetOlatheKS66062
SOUTH OLATHE PRICE CHOPPER OFFICE15970 South Mur Len RoadOlatheKS66062
119TH STREET BRANCH10100 West 119th StreetOverland ParkKS66213
135TH & ANTIOCH BRANCH8401 West 135th StreetOverland ParkKS66223
87TH STREET BRANCH9900 West 87th StreetOverland ParkKS66212
HAWTHORNE BRANCH4901 West 119th StreetOverland ParkKS66209
95TH STREET BRANCH5100 West 95th StreetPrairie VillageKS66207
MISSION ROAD BRANCH6940 Mission RoadPrairie VillageKS66208
ROELAND PARK BRANCH4970 Roe BoulevardRoeland ParkKS66205
SHAWNEE BRANCH15610 Shawnee Mission ParkwayShawneeKS66217
WEST 66TH PRICE CHOPPER OFFICE22210 West 66th StreetShawneeKS66226
21ST STREET BRANCH5730 Southwest 21st StreetTopekaKS66604
FLEMING PLACE BRANCH1017 Southwest Gage BoulevardTopekaKS66604
PIONEER SQUARE BRANCH3625 Northwest 46th StreetTopekaKS66618
WHITE LAKES FACILITY3600 Southwest Topeka BoulevardTopekaKS66611
ALEXANDRIA BRANCH7630 Alexandria PikeAlexandriaKY41001
DRAFFENVILLE BRANCH95 US Highway 68 EastBentonKY42025
BEREA BRANCH630 Chestnut StreetBereaKY40403
BOWLING GREEN BRANCH500 East Main StreetBowling GreenKY42101
BOWLING GREEN CAMPBELL LANE BRANCH721 Campbell LaneBowling GreenKY42104
BOWLING GREEN CAVE MILL BRANCH1970 Cave Mill RoadBowling GreenKY42104
BOWLING GREEN NORTHGATE BRANCH3240 Louisville RoadBowling GreenKY42101
WESTERN KENTUCKY UNIVERSITY OFFICE1906 College Heights BoulevardBowling GreenKY42101
CARROLLTON OFFICE416 Highland AvenueCarrolltonKY41008
COLD SPRING BRANCH3600 Martha Layne Collins BoulevardCold SpringKY41076
SIXTH & MADISON BRANCH602 Madison Ave.CovingtonKY41011
THOMAS MORE BRANCH2741 Turkeyfoot RoadCrestview HillsKY41017
ELSMERE BRANCH3905 Dixie HighwayElsmereKY41018
PENDLETON OFFICE303 Ridgeway AvenueFalmouthKY41040
FLORENCE BRANCH8461 Highway 42FlorenceKY41042

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.

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Institution history

History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.

Institutional history

FFIEC NIC history events

88

Showing 1 through 25 of 88 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
August 1, 2025Charter Discontinued (Merger or Purchase & Assumption)INTEGRATED LOGISTICS, LLC
May 27, 2023Charter Discontinued (Merger or Purchase & Assumption)—
October 10, 2020Charter Retained (Merger or P&A)STATE FARM BANK, FSB
May 14, 2013Charter Discontinued (Merger or Purchase & Assumption)U.S. BANK NATIONAL ASSOCIATION ND
November 12, 2012Charter Discontinued (Merger or Purchase & Assumption)HOUSING CAPITAL COMPANY
November 12, 2012Charter Discontinued (Merger or Purchase & Assumption)U.S. BANCORP CONSTRUCTION FUNDING, INC.
January 28, 2012Failure - Government Assistance ProvidedBANKEAST
December 31, 2011Charter Discontinued (Merger or Purchase & Assumption)U.S. BANCORP EQUIPMENT FINANCE, INC.
January 29, 2011Failure - Government Assistance ProvidedFIRST COMMUNITY BANK
December 31, 2009Charter Discontinued (Merger or Purchase & Assumption)FIRST MINNEAPOLIS BUILDING CORPORATION
October 31, 2009Failure - Government Assistance ProvidedCOMMUNITY BANK OF LEMONT
October 31, 2009Failure - Government Assistance ProvidedCALIFORNIA NATIONAL BANK
October 31, 2009Failure - Government Assistance ProvidedMADISONVILLE STATE BANK
October 31, 2009Failure - Government Assistance ProvidedPACIFIC NATIONAL BANK
October 31, 2009Failure - Government Assistance ProvidedBANK USA, NATIONAL ASSOCIATION
October 31, 2009Failure - Government Assistance ProvidedCITIZENS NATIONAL BANK
October 31, 2009Failure - Government Assistance ProvidedNORTH HOUSTON BANK
October 31, 2009Failure - Government Assistance ProvidedSAN DIEGO NATIONAL BANK
October 31, 2009Failure - Government Assistance ProvidedPARK NATIONAL BANK
April 25, 2009Failure - Government Assistance ProvidedFIRST BANK OF IDAHO, FSB
December 31, 2008Charter Discontinued (Merger or Purchase & Assumption)GENPASS TECHNOLOGIES, LLC
December 31, 2008Charter Discontinued (Merger or Purchase & Assumption)FIRST SECURITY USB GP, INC.
December 31, 2008Charter Discontinued (Merger or Purchase & Assumption)U.S. BANCORP CARD SERVICES, INC.
November 22, 2008Failure - Government Assistance ProvidedDOWNEY SAVINGS AND LOAN ASSOCIATION, F.A.
November 22, 2008Failure - Government Assistance ProvidedPFF BANK & TRUST

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

Ask about these sources

Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

CFPB Consumer Complaint Database search

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.

Methodology

HMDA modified LAR

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.

Methodology

Cite this profile

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