HMDA records
11,327
2025
Public institution profile · Bank · Not a recommendation
BankJackson, MSActive
FDIC certificate 4988
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
11,327reported records
8,002reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
11,327
2025
Loan originations
8,002
2025
Denials
1,421
2025
Withdrawals
1,061
2025
Denial rate among decisioned applications
14.7%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 11,327 | 8,002 | 249 | 1,421 | 1,061 | 14.7% |
| 2024 | 11,550 | 8,088 | 285 | 1,420 | 1,113 | 14.5% |
| 2023 | 13,209 | 9,064 | 447 | 1,798 | 1,201 | 15.9% |
| 2022 | 19,478 | 13,433 | 636 | 2,475 | 1,031 | 15.0% |
| 2021 | 20,439 | 15,228 | 480 | 1,962 | 2,423 | 11.1% |
| 2020 | 20,489 | 15,544 | 398 | 2,036 | 2,098 | 11.3% |
| 2019 | 14,800 | 10,847 | 440 | 1,846 | 1,272 | 14.1% |
| 2018 | 11,919 | 9,043 | 337 | 1,384 | 779 | 12.9% |
| Category | HMDA records |
|---|---|
| Conventional | 8,217 |
| FHA | 2,301 |
| VA | 649 |
| RHS / FSA | 160 |
| Home purchase | 6,860 |
| Home improvement | 559 |
| Refinancing | 1,888 |
| Cash-out refinancing | 279 |
24 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
FFIEC NIC hierarchy rows
2
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | SOUTHERN COMMUNITY CAPITAL, LLC | Domestic Entity Other | Jackson, MS |
| ROOT_INSTITUTION | TRUSTMARK BANK | State Member Bank | Jackson, MS |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
167
Showing 1 through 50 of 167 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| HIGHWAY 72 EAST BRANCH | 22236 US Highway 72 | Athens | AL | 35613 |
| MARKET STREET BRANCH | 111 East Market Street | Athens | AL | 35611 |
| AUBURN BRANCH | 415 North Dean Road | Auburn | AL | 36830 |
| BIRMINGHAM MAIN OFFICE BRANCH | 420 20th Street North | Birmingham | AL | 35203 |
| HOMEWOOD BRANCH | 1808 29th Avenue South | Birmingham | AL | 35209 |
| RIVERCHASE CORPORATE CENTER BRANCH | 1 Chase Corporation Drive | Birmingham | AL | 35244 |
| BREWTON MAIN BRANCH | 227 Belleville Ave | Brewton | AL | 36426 |
| BREWTON NORTHSIDE BRANCH | 1201 Douglas Avenue | Brewton | AL | 36426 |
| CENTREVILLE BRANCH | 639 Walnut Street | Centreville | AL | 35042 |
| DAPHNE BRANCH | 2507 U. S. Highway 98 | Daphne | AL | 36526 |
| DEMOPOLIS BRANCH | 201 North Main | Demopolis | AL | 36732 |
| HIGHWAY 80 BRANCH | 1400 Highway 80 East | Demopolis | AL | 36732 |
| ECLECTIC BRANCH | 15 Kowaliga Road | Eclectic | AL | 36024 |
| EUFAULA MAIN BRANCH | 218-220 East Broad Street | Eufaula | AL | 36027 |
| SOUTH EUFAULA AVENUE BRANCH | 1121 S Eufaula Ave | Eufaula | AL | 36027 |
| FAIRHOPE BRANCH | 236 North Greeno Road | Fairhope | AL | 36532 |
| FOLEY BRANCH | 699 South Mckenzie | Foley | AL | 36535 |
| GEORGIANA BRANCH | 412 Highway 106 West | Georgiana | AL | 36033 |
| BUTLER SQUARE BRANCH | 122 Greenville Bypass | Greenville | AL | 36037 |
| GREENVILLE MAIN BRANCH | 300 East Commerce Street | Greenville | AL | 36037 |
| HUNTSVILLE MAIN BRANCH | 118 Jefferson Street South | Huntsville | AL | 35801 |
| JONES VALLEY BRANCH | 2021 Cecil Ashburn Drive | Huntsville | AL | 35802 |
| COUNTY LINE ROAD BRANCH | 12050 County Line Road | Madison | AL | 35756 |
| DAUPHIN/65 BRANCH | 3254 Dauphin Street | Mobile | AL | 36606 |
| HILLCREST FINANCIAL CENTER | 850 Hillcrest Road | Mobile | AL | 36695 |
| MOBILE MAIN BRANCH | 107 Saint Francis Street | Mobile | AL | 36602 |
| SPRINGHILL BRANCH | 4425 Old Shell Road | Mobile | AL | 36608 |
| TILLMAN'S CORNER BRANCH | 5328 Highway 90 West | Mobile | AL | 36619 |
| MONROEVILLE MAIN BRANCH | 60 Hines Street | Monroeville | AL | 36460 |
| MONTEVALLO MAIN BRANCH | 835 Main ST | Montevallo | AL | 35115 |
| CARMICHAEL ROAD BRANCH | 4290 Carmichael Road | Montgomery | AL | 36106 |
| MONTGOMERY MAIN BRANCH | 401 Adams Avenue | Montgomery | AL | 36104 |
| MONTGOMERY TAYLOR ROAD BRANCH | 951 Taylor Road | Montgomery | AL | 36117 |
| OPELIKA BRANCH | 1801 Thomason Drive | Opelika | AL | 36801 |
| PRATTVILLE BRANCH | 1916 Cobbs Ford RD | Prattville | AL | 36066 |
| PRATTVILLE MAIN OFFICE | 148 East Main Street | Prattville | AL | 36067 |
| SARALAND BRANCH | 1025 Highway 43 South | Saraland | AL | 36571 |
| SELMA MAIN BRANCH | 310 Broad Street | Selma | AL | 36701 |
| MALBIS BRANCH | 30723 State Highway 181 | Spanish Fort | AL | 36527 |
| TALLASSEE MAIN BRANCH | 304 Barnett Boulevard | Tallassee | AL | 36078 |
| TUSCALOOSA MAIN BRANCH | 2330 University Boulevard | Tuscaloosa | AL | 35401 |
| DEFUNIAK BRANCH | 993 U.s. Highway 331 South | Defuniak Springs | FL | 32433 |
| WEST DESTIN MAIN BRANCH | 16045 Emerald Coast Parkway | Destin | FL | 32541 |
| FREEPORT BRANCH | 16234 US Highway 331 South | Freeport | FL | 32439 |
| LYNN HAVEN BRANCH | 2315 Highway 77 | Lynn Haven | FL | 32444 |
| NICEVILLE BRANCH | 799 East John Sims Parkway | Niceville | FL | 32578 |
| PANAMA CITY JENKS BRANCH | 220 West 19th Street | Panama City | FL | 32405 |
| PANAMA CITY MAIN BRANCH | 144 Harrison Avenue | Panama City | FL | 32401 |
| THOMAS DRIVE BRANCH | 2305 Thomas Drive | Panama City | FL | 32408 |
| BEACH Y BRANCH | 17255 Panama City Beach Parkway | Panama City Beach | FL | 32413 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
32
Showing 26 through 32 of 32 history events
| Event date | Event type | Related institution |
|---|---|---|
| June 1, 1978 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 1976 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 27, 1969 | Charter Discontinued (Merger or Purchase & Assumption) | BANK OF GREENWOOD |
| January 3, 1966 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST NB OF MCCO |
| January 3, 1966 | Charter Discontinued (Merger or Purchase & Assumption) | AMITE COUNTY BK |
| January 3, 1966 | Charter Discontinued (Merger or Purchase & Assumption) | TYLERTOWN BK |
| January 3, 1966 | Charter Discontinued (Merger or Purchase & Assumption) | COMMERCIAL NATIONAL BANK OF GREENVILLE |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.