HMDA records
11,327
2025
Public institution profile · Bank · Not a recommendation
BankJackson, MSActive
FDIC certificate 4988
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
11,327reported records
8,002reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
11,327
2025
Loan originations
8,002
2025
Denials
1,421
2025
Withdrawals
1,061
2025
Denial rate among decisioned applications
14.7%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 11,327 | 8,002 | 249 | 1,421 | 1,061 | 14.7% |
| 2024 | 11,550 | 8,088 | 285 | 1,420 | 1,113 | 14.5% |
| 2023 | 13,209 | 9,064 | 447 | 1,798 | 1,201 | 15.9% |
| 2022 | 19,478 | 13,433 | 636 | 2,475 | 1,031 | 15.0% |
| 2021 | 20,439 | 15,228 | 480 | 1,962 | 2,423 | 11.1% |
| 2020 | 20,489 | 15,544 | 398 | 2,036 | 2,098 | 11.3% |
| 2019 | 14,800 | 10,847 | 440 | 1,846 | 1,272 | 14.1% |
| 2018 | 11,919 | 9,043 | 337 | 1,384 | 779 | 12.9% |
| Category | HMDA records |
|---|---|
| Conventional | 8,217 |
| FHA | 2,301 |
| VA | 649 |
| RHS / FSA | 160 |
| Home purchase | 6,860 |
| Home improvement | 559 |
| Refinancing | 1,888 |
| Cash-out refinancing | 279 |
24 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
FFIEC NIC hierarchy rows
2
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | SOUTHERN COMMUNITY CAPITAL, LLC | Domestic Entity Other | Jackson, MS |
| ROOT_INSTITUTION | TRUSTMARK BANK | State Member Bank | Jackson, MS |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
167
Showing 101 through 150 of 167 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| SOUTH STATE STREET BRANCH | 504 South State Street | Jackson | MS | 39201 |
| WESTLAND BRANCH | 2516 Robinson Road | Jackson | MS | 39209 |
| LAUREL MAIN OFFICE BRANCH | 1209 Highway 15 North | Laurel | MS | 39440 |
| SAWMILL BRANCH | 1005 Sawmill Road | Laurel | MS | 39440 |
| LELAND BRANCH | 201 North Broad Street | Leland | MS | 38756 |
| LIBERTY BRANCH | 140 East Main Street | Liberty | MS | 39645 |
| GLUCKSTADT BRANCH | 103 Trustmark Drive | Madison | MS | 39110 |
| HIGHWAY 463 BRANCH | 229 New Mannsdale Road | Madison | MS | 39110 |
| MADISON BRANCH | 1015 Highway 51 North | Madison | MS | 39110 |
| MAGEE MAIN BRANCH | 103 Pinola Drive SW | Magee | MS | 39111 |
| DELAWARE BRANCH | 1215 Delaware Avenue | Mccomb | MS | 39648 |
| MCCOMB MAIN BRANCH | 133 North Broadway | Mccomb | MS | 39648 |
| EAST BRANCH | 2001 Highway 45 North | Meridian | MS | 39301 |
| MERIDIAN MAIN BRANCH | 700 23rd Avenue | Meridian | MS | 39301 |
| NORTH BRANCH | 4921 Poplar Springs Drive | Meridian | MS | 39305 |
| NEW AUGUSTA BRANCH | 100 Main Street | New Augusta | MS | 39462 |
| OLIVE BRANCH BRANCH | 9039 Pigeon Roost Road | Olive Branch | MS | 38654 |
| COURTHOUSE SQUARE BRANCH | 106 Courthouse Square | Oxford | MS | 38655 |
| WEST JACKSON BRANCH | 2301 Jackson Avenue West | Oxford | MS | 38655 |
| AIRPARK BRANCH | 4295 Highway 80 East | Pearl | MS | 39208 |
| DAY CENTRE BRANCH, THE | 201 Country Place Parkway | Pearl | MS | 39208 |
| PEARL BRANCH | 2425 Highway 80 East | Pearl | MS | 39208 |
| PELAHATCHIE BRANCH | 102 Brooks Street | Pelahatchie | MS | 39145 |
| PETAL BRANCH | 117 South Main Street | Petal | MS | 39465 |
| CHOCTAW TOWN CENTER BRANCH | 110 Choctaw Town Center | Philadelphia | MS | 39350 |
| Y BRANCH | 101 Main Street | Raleigh | MS | 39153 |
| RICHLAND BRANCH | 1001 Highway 49 South | Richland | MS | 39218 |
| COLONY PARK BRANCH | 1029 Highland Colony Parkway | Ridgeland | MS | 39157 |
| LAKE HARBOUR BRANCH | 752 Lake Harbour Drive | Ridgeland | MS | 39157 |
| RIDGELAND BRANCH | 318 Highway 51 North | Ridgeland | MS | 39157 |
| SOUTHAVEN BRANCH | 2853 Goodman Road East | Southaven | MS | 38671 |
| STARKVILLE CROSSING BRANCH | 128 Highway 12 West | Starkville | MS | 39759 |
| TAYLORSVILLE BRANCH | 404 Highway 28 East | Taylorsville | MS | 39168 |
| BARNES CROSSING BRANCH | 3907 North Gloster | Tupelo | MS | 38804 |
| FAIRPARK CROSSING BRANCH | 110 East Main Street, Suite A | Tupelo | MS | 38804 |
| WEST MAIN BRANCH | 2402 West Main | Tupelo | MS | 38801 |
| TYLERTOWN DRIVE-IN BRANCH | 121 Beulah Avenue | Tylertown | MS | 39667 |
| TYLERTOWN MAIN BRANCH | 748 Beulah Avenue | Tylertown | MS | 39667 |
| BATTLEFIELD BRANCH | 2205 North Frontage Road | Vicksburg | MS | 39180 |
| HALLS FERRY ROAD BRANCH | 3406 Halls Ferry Road | Vicksburg | MS | 39180 |
| VICKSBURG MAIN BRANCH | 1301 Washington Street | Vicksburg | MS | 39180 |
| WESSON BRANCH | 1027 Spring Street | Wesson | MS | 39191 |
| ARLINGTON BRANCH | 11915 Highway 70 | Arlington | TN | 38002 |
| BARTLETT BRANCH | 6767 Summer Avenue | Bartlett | TN | 38134 |
| COLLIERVILLE BRANCH | 305 Poplar View Parkway | Collierville | TN | 38017 |
| HOUSTON LEVEE BRANCH | 1283 North Houston Levee | Cordova | TN | 38018 |
| HICKORY WITHE BRANCH | 3335 Highway 64 | Eads | TN | 38028 |
| GERMANTOWN BRANCH | 1405 South Germantown Road | Germantown | TN | 38138 |
| LAKELAND BRANCH | 3714 Canada Road | Lakeland | TN | 38002 |
| MEMPHIS POPLAR PLAZA BRANCH | 107 South Highland Street | Memhpis | TN | 38111 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
32
Showing 1 through 25 of 32 history events
| Event date | Event type | Related institution |
|---|---|---|
| April 8, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 16, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 17, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 16, 2011 | Failure - Government Assistance Provided | HERITAGE BANKING GROUP |
| August 26, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 24, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 23, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 15, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 7, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 14, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 20, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 8, 1994 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 1, 1993 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 8, 1992 | Failure - Government Assistance Provided | FOXWORTH BANK |
| July 13, 1991 | Failure - Government Assistance Provided | FIRST JACKSON FEDERAL SAVINGS BANK |
| June 16, 1990 | Failure - Government Assistance Provided | UNIFIRST BANK FOR SAVINGS, A FEDERAL SAVINGS AND LOAN |
| December 31, 1987 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 8, 1987 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 1, 1987 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 1985 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1984 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1984 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 15, 1983 | Charter Discontinued (Merger or Purchase & Assumption) | CANTON EXCHANGE BANK |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.