HMDA records
97,035
2025
Public institution profile · Bank · Not a recommendation
BankColumbus, OHActive
FDIC certificate 6560
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
97,035reported records
51,203reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
97,035
2025
Loan originations
51,203
2025
Denials
24,596
2025
Withdrawals
11,868
2025
Denial rate among decisioned applications
31.6%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 97,035 | 51,203 | 2,106 | 24,596 | 11,868 | 31.6% |
| 2024 | 99,675 | 52,025 | 2,173 | 28,712 | 12,820 | 34.6% |
| 2023 | 101,419 | 51,955 | 2,229 | 29,379 | 13,254 | 35.2% |
| 2022 | 119,598 | 67,525 | 2,391 | 27,072 | 15,519 | 27.9% |
| 2021 | 144,028 | 89,296 | 2,743 | 21,187 | 18,277 | 18.7% |
| 2020 | 130,283 | 81,439 | 2,549 | 18,001 | 17,467 | 17.6% |
| 2019 | 111,047 | 68,585 | 2,214 | 16,708 | 14,305 | 19.1% |
| 2018 | 118,942 | 71,712 | 2,983 | 23,211 | 12,916 | 23.7% |
| Category | HMDA records |
|---|---|
| Conventional | 91,698 |
| FHA | 4,058 |
| VA | 1,191 |
| RHS / FSA | 88 |
| Home purchase | 26,311 |
| Home improvement | 25,660 |
| Refinancing | 14,715 |
| Cash-out refinancing | 13,363 |
50 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
FFIEC NIC hierarchy rows
29
Showing 1 through 25 of 29 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
1,467
Showing 1 through 50 of 1,467 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| ALBERTVILLE BRANCH | 7100 U.s. Highway 431 | Albertville | AL | 35950 |
| ANDALUSIA BRANCH | 1135 DR Martin Luther King JR Expwy | Andalusia | AL | 36420 |
| ARAB BRANCH | 420 N Brindlee Mountain Parkway | Arab | AL | 35016 |
| AUBURN BRANCH | 807 East Glenn Avenue | Auburn | AL | 36830 |
| BIRMINGHAM HIGHLAND BRANCH | 2211 Highland Ave S | Birmingham | AL | 35205 |
| BIRMINGHAM INVERNESS BRANCH | 4680 Highway 280 | Birmingham | AL | 35242 |
| DENNISON AVENUE BRANCH | 873 Dennison Avenue Southwest Suite 101 | Birmingham | AL | 35211 |
| DOWNTOWN BIRMINGHAM BRANCH | 2100 3rd Avenue North | Birmingham | AL | 35203 |
| TRUSSVILLE BRANCH | 1950 Edwards Lake Road | Birmingham | AL | 35235 |
| BLOUNTSVILLE BRANCH | 69156 Main Street | Blountsville | AL | 35031 |
| BOAZ BRANCH | 2333 U.s. Highway 431 | Boaz | AL | 35957 |
| BRIDGEPORT BRANCH | 51616 AL Highway 277 | Bridgeport | AL | 35740 |
| CHILDERSBURG BRANCH | 33327 US Hwy 280 | Childersburg | AL | 35044 |
| FAIRHOPE BRANCH | 101 Rock Creek Parkway | Fairhope | AL | 36532 |
| FALKVILLE BRANCH | 4662 Highway 31 Southwest | Falkville | AL | 35622 |
| FOLEY BRANCH | 2405 South Mckenzie Street | Foley | AL | 36535 |
| GARDENDALE BRANCH | 2250 Mt. Olive Rd. | Gardendale | AL | 35071 |
| GRANT BRANCH | 5399 Main Street | Grant | AL | 35747 |
| GREENVILLE BRANCH | 1028 FT Dale Road | Greenville | AL | 36037 |
| GROVE HILL BRANCH | 103 Main Street | Grove Hill | AL | 36451 |
| GUNTERSVILLE BRANCH | 1301 Gunter Ave | Guntersville | AL | 35976 |
| HARTSELLE BRANCH | 600 West Main ST | Hartselle | AL | 35640 |
| HAYNEVILLE BRANCH | 10 Commerce Street | Hayneville | AL | 36040 |
| HENAGAR BRANCH | 9290 Burton Drive | Henagar | AL | 35978 |
| HOOVER BRANCH | 475 Southland Drive | Hoover | AL | 35226 |
| HWY 150 BRANCH | 2755 John Hawkins Parkway | Hoover | AL | 35244 |
| HUNTSVILLE MAIN BRANCH | 312 Clinton Avenue W | Huntsville | AL | 35801 |
| JACKSON BRANCH | 1901 College Ave. | Jackson | AL | 36545 |
| HUNTSVILLE HIGHWAY 72 BRANCH | 7302 Highway 72 West | Madison | AL | 35758 |
| HUNTSVILLE HUGHES ROAD BRANCH | 41 Hughes Road | Madison | AL | 35758 |
| MOBILE BRANCH | 1353 Cody Road South | Mobile | AL | 36695 |
| MOBILE DAUPHIN BRANCH | 3290 - B Dauphin Street | Mobile | AL | 36606 |
| MONTGOMERY BRANCH | 6836 Atlanta Highway | Montgomery | AL | 36117 |
| MOODY BRANCH | 2450 Moody Parkway | Moody | AL | 35004 |
| MOUNTAIN BROOK BRANCH | 340 Rele Street, Suite D4 | Mountain Brook | AL | 35223 |
| NEW HOPE BRANCH | 10175 Highway 431 S | New Hope | AL | 35760 |
| ONEONTA BRANCH | 608 2nd Avenue East | Oneonta | AL | 35121 |
| OPELIKA DOWNTOWN BRANCH | 414 South 7th Street | Opelika | AL | 36801 |
| HAMPTON COVE BRANCH | 3001 Mountain Cove Boulevard Southeast | Owens Cross Roads | AL | 35763 |
| RAINBOW CITY BRANCH | 3201 Rainbow Drive | Rainbow City | AL | 35906 |
| SCOTTSBORO DOWNTOWN BRANCH | 402 South Broad Street | Scottsboro | AL | 35768 |
| SCOTTSBORO HIGHWAY 72 BRANCH | 24580 John T Reid Parkway | Scottsboro | AL | 35768 |
| SECTION BRANCH | 4968 Tammy Little Drive | Section | AL | 35771 |
| SEMMES BRANCH | 9030 Moffett Road | Semmes | AL | 36575 |
| SPANISH FORT BRANCH | 30585 State Highway 225 | Spanish Fort | AL | 36527 |
| SYLACAUGA BRANCH | 126 N Broadway Ave | Sylacauga | AL | 35150 |
| THOMASVILLE BRANCH | 33440 Highway 43 | Thomasville | AL | 36784 |
| INDIAN HILLS BRANCH | 1615 Mcfarland Boulevard Northeast | Tuscaloosa | AL | 35406 |
| TUSCALOOSA UNIVERSITY BRANCH | 2020 University Blvd. | Tuscaloosa | AL | 35401 |
| WARRIOR BRANCH | 218 Louisa Street | Warrior | AL | 35180 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
69
Showing 26 through 50 of 69 history events
| Event date | Event type | Related institution |
|---|---|---|
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 28, 1995 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 8, 1993 | Charter Discontinued (Merger or Purchase & Assumption) | CHARTER OAK FEDERAL SAVINGS BANK |
| May 1, 1989 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 1984 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 1984 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 18, 1982 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 6, 1980 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 30, 1980 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.