HMDA records
97,035
2025
Public institution profile · Bank · Not a recommendation
BankColumbus, OHActive
FDIC certificate 6560
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
97,035reported records
51,203reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
97,035
2025
Loan originations
51,203
2025
Denials
24,596
2025
Withdrawals
11,868
2025
Denial rate among decisioned applications
31.6%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 97,035 | 51,203 | 2,106 | 24,596 | 11,868 | 31.6% |
| 2024 | 99,675 | 52,025 | 2,173 | 28,712 | 12,820 | 34.6% |
| 2023 | 101,419 | 51,955 | 2,229 | 29,379 | 13,254 | 35.2% |
| 2022 | 119,598 | 67,525 | 2,391 | 27,072 | 15,519 | 27.9% |
| 2021 | 144,028 | 89,296 | 2,743 | 21,187 | 18,277 | 18.7% |
| 2020 | 130,283 | 81,439 | 2,549 | 18,001 | 17,467 | 17.6% |
| 2019 | 111,047 | 68,585 | 2,214 | 16,708 | 14,305 | 19.1% |
| 2018 | 118,942 | 71,712 | 2,983 | 23,211 | 12,916 | 23.7% |
| Category | HMDA records |
|---|---|
| Conventional | 91,698 |
| FHA | 4,058 |
| VA | 1,191 |
| RHS / FSA | 88 |
| Home purchase | 26,311 |
| Home improvement | 25,660 |
| Refinancing | 14,715 |
| Cash-out refinancing | 13,363 |
50 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
FFIEC NIC hierarchy rows
29
Showing 1 through 25 of 29 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
1,467
Showing 401 through 450 of 1,467 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BATTLE CREEK RIVERSIDE | 290 East Columbia Avenue | Battle Creek | MI | 49015 |
| BANGOR | 3533 East Wilder Road | Bay City | MI | 48706 |
| BAY CITY 7TH REMOTE DRIVE THRU | 600 Washington Avenue | Bay City | MI | 48708 |
| BAY CITY MAIN RIVERS EDGE | 21 East Main Street | Bay City | MI | 48708 |
| BAY CITY MIDLAND STREET | 900 West Midland Street | Bay City | MI | 48706 |
| BEAVERTON | 190 South Ross Street | Beaverton | MI | 48612 |
| BELLAIRE BRANCH | 225 South M 88 Highway | Bellaire | MI | 49615 |
| BELLEVILLE | 9645 Belleville Road | Belleville | MI | 48111 |
| BENTON HARBOR DOWNTOWN | 433 West Main Street | Benton Harbor | MI | 49022 |
| BENTON HARBOR ORCHARDS | 1882 Pipestone Road | Benton Harbor | MI | 49022 |
| BERRIEN SPRINGS | 9190 US Highway 31 | Berrien Springs | MI | 49103 |
| BIG RAPIDS BRANCH | 301 South State Street | Big Rapids | MI | 49307 |
| BIRMINGHAM PRIVATE BANK | 555 South Old Woodward Avenue, Suite 600 | Birmingham | MI | 48009 |
| BIRMINGHAM/MAPLE BRANCH | 1040 East Maple Road | Birmingham | MI | 48009 |
| BLOOMFIELD TOWNSHIP BRANCH | 3681 West Maple Road | Bloomfield Township | MI | 48301 |
| SQUARE LAKE AND TELEGRAPH | 2205 S Telegraph RD | Bloomfield Township | MI | 48302 |
| BOYNE CITY BANKING OFFICE | 101 River Street | Boyne City | MI | 49712 |
| BRIGHTON OFFICE | 9880 E Grand River Ave Ste 101 | Brighton | MI | 48116 |
| WEST GRAND RIVER | 8610 West Grand River Avenue | Brighton | MI | 48116 |
| BROOKLYN BRANCH | 310 South Main Street | Brooklyn | MI | 49230 |
| BURTON BRANCH | 4280 E Court ST | Burton | MI | 48509 |
| I-475 BRANCH | 1318 East Bristol Road | Burton | MI | 48529 |
| BYRON CENTER | 2445 84th Street Southwest | Byron Center | MI | 49315 |
| BYRON CENTER BRANCH | 2445 84th Street SW | Byron Center | MI | 49315 |
| CADILLAC CENTRAL REMOTE BRANCH | 138 West Harris Street | Cadillac | MI | 49601 |
| CADILLAC MAIN BRANCH | 103 North Mitchell Street | Cadillac | MI | 49601 |
| CALEDONIA | 627 East Main Street | Caledonia | MI | 49316 |
| CANTON | 45375 Ford Road | Canton | MI | 48187 |
| MICHIGAN AND BECK BRANCH | 47152 Michigan Avenue | Canton | MI | 48188 |
| CARO | 240 North State Street | Caro | MI | 48723 |
| CARO REMOTE DRIVE THRU | 150 East Burnside Street | Caro | MI | 48723 |
| CARSON CITY | 10795 East Carson City Road | Carson City | MI | 48811 |
| CHARLEVOIX DOWNTOWN BRANCH | 201 State Street | Charlevoix | MI | 49720 |
| CHELSEA | 1135 South Main Street | Chelsea | MI | 48118 |
| CHESTERFIELD TOWNSHIP OFFICE | 50650 Gratiot Avenue | Chesterfield | MI | 48051 |
| CLARE MAIN | 807 North Mcewan Street | Clare | MI | 48617 |
| DIXIE HIGHWAY | 6430 Dixie Highway | Clarkston | MI | 48346 |
| SPRINGFIELD TOWN SQUARE OFFICE | 9749 Dixie Highway Suite A | Clarkston | MI | 48348 |
| CANAL BANKING OFFICE | 41801 Garfield Road | Clinton Township | MI | 48038 |
| CLINTON TOWNSHIP - HALL RD | 19100 Hall Road | Clinton Township | MI | 48038 |
| HARPER AVENUE BRANCH | 36291 Harper Avenue | Clinton Township | MI | 48035 |
| CLIO SQUARE BRANCH | 2161 West Vienna Road | Clio | MI | 48420 |
| COLDWATER REMOTE DRIVE THRU | 24 Grand Street | Coldwater | MI | 49036 |
| COLDWATER WILLOWBROOK | 375 North Willowbrook Road | Coldwater | MI | 49036 |
| COLOMA AUTO OFFICE | 6540 Paw Paw Avenue | Coloma | MI | 49038 |
| COLOMA OFFICE | 209 North Paw Paw Street | Coloma | MI | 49038 |
| COMMERCE TOWNSHIP OFFICE | 555 Haggerty Road | Commerce Township | MI | 48390 |
| UNION LAKE BRANCH | 3030 Union Lake Road | Commerce Township | MI | 48382 |
| DAVISON BRANCH | 727 South State Road | Davison | MI | 48423 |
| DEARBORN - MICHIGAN AVE | 22290 Michigan Ave | Dearborn | MI | 48124 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
69
Showing 1 through 25 of 69 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 20, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | HUNTINGTON TECHNOLOGY FINANCE, INC. |
| November 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | CE CAPITAL, LLC |
| October 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | DIGITAL PAYMENTS TORANA, INC |
| June 9, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 16, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 31, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | LEASENET GROUP, LLC |
| March 31, 2012 | Failure - Government Assistance Provided | FIDELITY BANK |
| October 3, 2009 | Failure - Government Assistance Provided | WARREN BANK |
| September 21, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | SKY BANK |
| August 31, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | SKY TRUST, NATIONAL ASSOCIATION |
| April 21, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | UNIZAN BANC FINANCIAL SERVICES |
| March 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | UNIZAN FINANCIAL SERVICES GROUP, NATIONAL ASSOCIATION |
| March 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | UNIZAN BANK, NATIONAL ASSOCIATION |
| January 1, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | HUNTINGTON MORTGAGE COMPANY, THE |
| June 24, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 30, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 31, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | FMB TITLE SERVICES, INC. |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.