HMDA records
97,035
2025
Public institution profile · Bank · Not a recommendation
BankColumbus, OHActive
FDIC certificate 6560
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
97,035reported records
51,203reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
97,035
2025
Loan originations
51,203
2025
Denials
24,596
2025
Withdrawals
11,868
2025
Denial rate among decisioned applications
31.6%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 97,035 | 51,203 | 2,106 | 24,596 | 11,868 | 31.6% |
| 2024 | 99,675 | 52,025 | 2,173 | 28,712 | 12,820 | 34.6% |
| 2023 | 101,419 | 51,955 | 2,229 | 29,379 | 13,254 | 35.2% |
| 2022 | 119,598 | 67,525 | 2,391 | 27,072 | 15,519 | 27.9% |
| 2021 | 144,028 | 89,296 | 2,743 | 21,187 | 18,277 | 18.7% |
| 2020 | 130,283 | 81,439 | 2,549 | 18,001 | 17,467 | 17.6% |
| 2019 | 111,047 | 68,585 | 2,214 | 16,708 | 14,305 | 19.1% |
| 2018 | 118,942 | 71,712 | 2,983 | 23,211 | 12,916 | 23.7% |
| Category | HMDA records |
|---|---|
| Conventional | 91,698 |
| FHA | 4,058 |
| VA | 1,191 |
| RHS / FSA | 88 |
| Home purchase | 26,311 |
| Home improvement | 25,660 |
| Refinancing | 14,715 |
| Cash-out refinancing | 13,363 |
50 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
FFIEC NIC hierarchy rows
29
Showing 1 through 25 of 29 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
1,467
Showing 651 through 700 of 1,467 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| STERLING HEIGHTS BANKING OFFICE | 44500 Van Dyke Avenue | Sterling Heights | MI | 48314 |
| STERLING HEIGHTS OFFICE | 8202 Metropolitan Parkway | Sterling Heights | MI | 48312 |
| STEVENSVILLE - LAKESHORE BRANCH | 1711 West John Beers Road | Stevensville | MI | 49127 |
| DOWNTOWN STURGIS OFFICE | 100 East Chicago Road | Sturgis | MI | 49091 |
| SUTTONS BAY SOUTH OFFICE | 105 West Fourth Street | Suttons Bay | MI | 49682 |
| TAWAS CITY OFFICE | 17 East M 55 | Tawas City | MI | 48763 |
| TAYLOR BRANCH | 22226 Ecorse Road | Taylor | MI | 48180 |
| TECUMSEH WEST BRANCH | 1300 West Chicago Boulevard | Tecumseh | MI | 49286 |
| TEMPERANCE STERNS BRANCH | 7405 Lewis Avenue | Temperance | MI | 48182 |
| DOWNTOWN TRAVERSE CITY BANKING OFFICE | 427 West Front Street | Traverse City | MI | 49684 |
| GRAND TRAVERSE MALL BANKING OFFICE | 3160 South Airport Road West | Traverse City | MI | 49684 |
| TRAVERSE CITY - GARFIELD AVENUE BRANCH | 625 South Garfield Avenue | Traverse City | MI | 49686 |
| TRAVERSE CITY 14TH STREET OFFICE | 613 West 14th Street | Traverse City | MI | 49684 |
| TRAVERSE CITY CAMPUS PLAZA OFFICE | 1227 East Front Street | Traverse City | MI | 49686 |
| TRAVERSE CITY CHUMS CORNERS OFFICE | 4205 US 31 South | Traverse City | MI | 49685 |
| TROY BRANCH | 2301 West Big Beaver Road | Troy | MI | 48084 |
| TROY MAIN BRANCH | 791 West Big Beaver Road | Troy | MI | 48084 |
| SHELBY TOWNSHIP OFFICE | 45133 Hayes Road | Utica | MI | 48315 |
| HOOVER ROAD BRANCH | 29333 Hoover Road | Warren | MI | 48093 |
| SCHOENHERR BRANCH | 30068 Schoenherr Road | Warren | MI | 48088 |
| TEN MILE BANKING OFFICE | 13490 East Ten Mile Road | Warren | MI | 48089 |
| WARREN OFFICE | 4104 East 10 Mile Road | Warren | MI | 48091 |
| ROMEO BRANCH | 64961 Van Dyke | Washington | MI | 48095 |
| WASHINGTON BRANCH | 8155 26-mile Road | Washington | MI | 48094 |
| UNION LAKE OFFICE | 7698 Cooley Lake Road | Waterford | MI | 48328 |
| WATERFORD OFFICE | 4352 Highland Road | Waterford | MI | 48328 |
| WAYLAND BRANCH | 1146 West Superior Street | Wayland | MI | 49348 |
| WEST BLOOMFIELD BRANCH | 6705 Orchard Lake Road | West Bloomfield | MI | 48322 |
| WEST BRANCH OFFICE | 700 West Houghton Avenue | West Branch | MI | 48661 |
| WESTLAND OFFICE | 37151 Warren Road | Westland | MI | 48185 |
| WILLIAMSTON BRANCH | 105 West Middle Street | Williamston | MI | 48895 |
| BAYBERRY BANKING OFFICE | 5745 Byron Center Avenue | Wyoming | MI | 49519 |
| CARPENTER ROAD OFFICE | 3839 Carpenter Road | Ypsilanti | MI | 48197 |
| WASHTENAW AVENUE OFFICE | 3075 Washtenaw RD | Ypsilanti | MI | 48197 |
| WHITTAKER ROAD OFFICE | 7150 South Huron River Road | Ypsilanti | MI | 48197 |
| ZEELAND BRANCH | 101 East Main Avenue | Zeeland | MI | 49464 |
| ANOKA | 405 East Main Street | Anoka | MN | 55303 |
| APPLE VALLEY | 7530 142nd Street West | Apple Valley | MN | 55124 |
| APPLE VALLEY CUB | 15350 Cedar Avenue | Apple Valley | MN | 55124 |
| BLAINE | 1550 109th Avenue Northeast | Blaine | MN | 55449 |
| BLAINE EAST CUB | 4205 Pheasant Ridge Drive Northeast | Blaine | MN | 55449 |
| NORTHTOWN | 331 Highway 10 Northeast | Blaine | MN | 55434 |
| LYNDALE CUB | 8423 Lyndale Avenue South | Bloomington | MN | 55420 |
| SOUTHTOWN | 7800 Penn Avenue South | Bloomington | MN | 55431 |
| BROOKDALE | 2950 County Road 10 | Brooklyn Center | MN | 55430 |
| BROOKLYN PARK | 8057 Brooklyn Boulevard | Brooklyn Park | MN | 55445 |
| BROOKLYN PARK NORTH CUB | 9655 Colorado Lane North | Brooklyn Park | MN | 55445 |
| BURNSVILLE | 1400 County Road 42 West | Burnsville | MN | 55337 |
| CHANHASSEN | 900 West 78th Street | Chanhassen | MN | 55317 |
| COON RAPIDS OFFICE | 3345 124th Avenue Northwest | Coon Rapids | MN | 55433 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
69
Showing 1 through 25 of 69 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 20, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | HUNTINGTON TECHNOLOGY FINANCE, INC. |
| November 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | CE CAPITAL, LLC |
| October 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | DIGITAL PAYMENTS TORANA, INC |
| June 9, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 16, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 31, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | LEASENET GROUP, LLC |
| March 31, 2012 | Failure - Government Assistance Provided | FIDELITY BANK |
| October 3, 2009 | Failure - Government Assistance Provided | WARREN BANK |
| September 21, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | SKY BANK |
| August 31, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | SKY TRUST, NATIONAL ASSOCIATION |
| April 21, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | UNIZAN BANC FINANCIAL SERVICES |
| March 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | UNIZAN FINANCIAL SERVICES GROUP, NATIONAL ASSOCIATION |
| March 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | UNIZAN BANK, NATIONAL ASSOCIATION |
| January 1, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | HUNTINGTON MORTGAGE COMPANY, THE |
| June 24, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 30, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 31, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | FMB TITLE SERVICES, INC. |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.