HMDA records
97,035
2025
Public institution profile · Bank · Not a recommendation
BankColumbus, OHActive
FDIC certificate 6560
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
97,035reported records
51,203reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
97,035
2025
Loan originations
51,203
2025
Denials
24,596
2025
Withdrawals
11,868
2025
Denial rate among decisioned applications
31.6%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 97,035 | 51,203 | 2,106 | 24,596 | 11,868 | 31.6% |
| 2024 | 99,675 | 52,025 | 2,173 | 28,712 | 12,820 | 34.6% |
| 2023 | 101,419 | 51,955 | 2,229 | 29,379 | 13,254 | 35.2% |
| 2022 | 119,598 | 67,525 | 2,391 | 27,072 | 15,519 | 27.9% |
| 2021 | 144,028 | 89,296 | 2,743 | 21,187 | 18,277 | 18.7% |
| 2020 | 130,283 | 81,439 | 2,549 | 18,001 | 17,467 | 17.6% |
| 2019 | 111,047 | 68,585 | 2,214 | 16,708 | 14,305 | 19.1% |
| 2018 | 118,942 | 71,712 | 2,983 | 23,211 | 12,916 | 23.7% |
| Category | HMDA records |
|---|---|
| Conventional | 91,698 |
| FHA | 4,058 |
| VA | 1,191 |
| RHS / FSA | 88 |
| Home purchase | 26,311 |
| Home improvement | 25,660 |
| Refinancing | 14,715 |
| Cash-out refinancing | 13,363 |
50 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
FFIEC NIC hierarchy rows
29
Showing 1 through 25 of 29 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
1,467
Showing 501 through 550 of 1,467 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CASCADE BRANCH | 6174 28th Street Southeast | Grand Rapids | MI | 49546 |
| EASTCASTLE BANKING OFFICE | 1949 44th Street SE | Grand Rapids | MI | 49508 |
| GRAND RAPIDS - BRIDGE STREET BRANCH | 910 Bridge Street Northwest | Grand Rapids | MI | 49504 |
| GRAND RAPIDS - CUTLERVILLE BRANCH | 6455 Division Avenue South | Grand Rapids | MI | 49548 |
| GRAND RAPIDS - WALKER MAIN BRANCH | 2185 Three Mile Road Northwest | Grand Rapids | MI | 49544 |
| GRAND RAPIDS DOWNTOWN OFFICE | 150 Ottawa Avenue Northwest | Grand Rapids | MI | 49503 |
| PLAINFIELD BRANCH | 3970 Plainfield Avenue Northeast | Grand Rapids | MI | 49525 |
| STANDALE OFFICE | 3901 Lake Michigan Drive Northwest | Grand Rapids | MI | 49534 |
| WATERS CIRCLE BRANCH | 1251 East Beltline Avenue Northeast | Grand Rapids | MI | 49525 |
| WEALTHY BRANCH | 1158 Wealthy Street | Grand Rapids | MI | 49506 |
| GRANDVILLE BRANCH | 4495 Wilson Avenue | Grandville | MI | 49418 |
| DOWNTOWN GRAYLING OFFICE | 305 Michigan Avenue | Grayling | MI | 49738 |
| GREENVILLE OFFICE | 1311 West Washington Street | Greenville | MI | 48838 |
| GROSS POINTE FARMS OFFICE | 99 Kercheval Avenue | Gross Pointe Farms | MI | 48236 |
| GROSSE POINTE WOODS BRANCH | 20276 Mack Avenue | Grosse Pointe Woods | MI | 48236 |
| HALE OFFICE | 114 North Washington Street | Hale | MI | 48739 |
| HAMILTON BRANCH | 3614 M-40 | Hamilton | MI | 49419 |
| HAMTRAMCK OFFICE | 9252 Joseph Campau ST Suite 6 | Hamtramck | MI | 48212 |
| HANCOCK BRANCH | 400 Quincy Street | Hancock | MI | 49930 |
| HARBOR BEACH BRANCH | 106 South Huron Avenue | Harbor Beach | MI | 48441 |
| HARRISON NORTH OFFICE | 3245 North Clare Avenue | Harrison | MI | 48625 |
| BRIDGEVIEW BRANCH | 39840 Bridgeview Street | Harrison Township | MI | 48045 |
| HART BRANCH | 50 North State Street | Hart | MI | 49420 |
| HART DRIVE THRU OFFICE | 103 South State Street | Hart | MI | 49420 |
| HASTINGS OFFICE | 241 West State Street | Hastings | MI | 49058 |
| HILLMAN OFFICE | 118 State Street | Hillman | MI | 49746 |
| HOLLAND DOWNTOWN OFFICE | 150 Central Avenue | Holland | MI | 49423 |
| HOLLAND EAST TOWN OFFICE | 545 East 8th Street | Holland | MI | 49423 |
| NORTH RIVER BANKING OFFICE | 329 North River Avenue | Holland | MI | 49424 |
| WEST SHORE BANKING OFFICE | 3413 West Shore Drive | Holland | MI | 49424 |
| HOLT BRANCH | 2285 Cedar Street | Holt | MI | 48842 |
| HOUGHTON LAKE EAST OFFICE | 2263 West Houghton Lake Drive | Houghton Lake | MI | 48629 |
| HARTLAND OFFICE | 10065 East Highland Road | Howell | MI | 48843 |
| HOWELL BRANCH | 3857 East Grand River Avenue | Howell | MI | 48843 |
| HUDSONVILLE BRANCH | 4595 32nd Avenue | Hudsonville | MI | 49426 |
| HUDSONVILLE BRANCH | 6544 28th Avenue | Hudsonville | MI | 49426 |
| IMLAY CITY BRANCH | 715 South Cedar Street | Imlay City | MI | 48444 |
| IRON MOUNTAIN OFFICE | 1000 South Carpenter Avenue | Iron Mountain | MI | 49801 |
| DOWNTOWN JACKSON REMOTE BRANCH | 201 N Mechanic Street | Jackson | MI | 49201 |
| NORTH STREET BRANCH | 1111 West North Street | Jackson | MI | 49202 |
| WEST POINT-A OFFICE | 1512 West Morrell Street | Jackson | MI | 49203 |
| JENISON BRANCH | 501 Baldwin Street | Jenison | MI | 49428 |
| KALAMAZOO - WEST BRANCH | 6080 West Main Street | Kalamazoo | MI | 49009 |
| KALAMAZOO DOWNTOWN | 155 West Michigan Avenue, Suite 101 | Kalamazoo | MI | 49007 |
| KALAMAZOO MIDTOWN | 1910 Parkview Avenue | Kalamazoo | MI | 49008 |
| KALKASKA BANKING OFFICE | 206 West Mile Road Southeast | Kalkaska | MI | 49646 |
| KAWKAWLIN OFFICE | 100 East Chippewa Street | Kawkawlin | MI | 48631 |
| KENTWOOD OFFICE | 6225 Kalamazoo Avenue Southeast | Kentwood | MI | 49508 |
| KINGSLEY OFFICE | 111 North Brownson Avenue | Kingsley | MI | 49649 |
| LAKE CITY OFFICE | 127 South Main Street | Lake City | MI | 49651 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
69
Showing 1 through 25 of 69 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 20, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | HUNTINGTON TECHNOLOGY FINANCE, INC. |
| November 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | CE CAPITAL, LLC |
| October 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | DIGITAL PAYMENTS TORANA, INC |
| June 9, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 16, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 31, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | LEASENET GROUP, LLC |
| March 31, 2012 | Failure - Government Assistance Provided | FIDELITY BANK |
| October 3, 2009 | Failure - Government Assistance Provided | WARREN BANK |
| September 21, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | SKY BANK |
| August 31, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | SKY TRUST, NATIONAL ASSOCIATION |
| April 21, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | UNIZAN BANC FINANCIAL SERVICES |
| March 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | UNIZAN FINANCIAL SERVICES GROUP, NATIONAL ASSOCIATION |
| March 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | UNIZAN BANK, NATIONAL ASSOCIATION |
| January 1, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | HUNTINGTON MORTGAGE COMPANY, THE |
| June 24, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 30, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 31, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | FMB TITLE SERVICES, INC. |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 30, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.