HMDA records
52,631
2025
Public institution profile · Bank · Not a recommendation
BankWilmington, DEActive
FDIC certificate 18409
Data observedAugust 5, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
52,631reported records
23,499reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
52,631
2025
Loan originations
23,499
2025
Denials
13,031
2025
Withdrawals
5,824
2025
Denial rate among decisioned applications
35.3%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 52,631 | 23,499 | 368 | 13,031 | 5,824 | 35.3% |
| 2024 | 56,179 | 24,748 | 422 | 14,660 | 5,833 | 36.8% |
| 2023 | 62,083 | 26,686 | 486 | 16,631 | 5,599 | 38.0% |
| 2022 | 74,449 | 32,964 | 710 | 18,762 | 6,452 | 35.8% |
| 2021 | 66,213 | 31,450 | 628 | 13,005 | 7,021 | 28.8% |
| 2020 | 75,338 | 35,171 | 756 | 13,654 | 12,954 | 27.5% |
| 2019 | 70,899 | 30,440 | 534 | 24,444 | 8,152 | 44.1% |
| 2018 | 81,381 | 31,503 | 449 | 35,997 | 7,611 | 53.0% |
| Category | HMDA records |
|---|---|
| Conventional | 50,292 |
| FHA | 1,914 |
| VA | 414 |
| RHS / FSA | 11 |
| Home purchase | 16,077 |
| Home improvement | 16,765 |
| Refinancing | 10,920 |
| Cash-out refinancing | 690 |
19 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| June 1, 1999 | Outstanding | FDIC | Large Bank Exam |
| July 1, 1996 | Outstanding | FDIC | Small Bank |
| November 1, 1994 | Outstanding | FDIC | Not Reported |
| December 1, 1990 | Outstanding | FDIC | Not Reported |
FFIEC NIC hierarchy rows
29
Showing 1 through 25 of 29 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
1,048
Showing 501 through 550 of 1,048 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| MOUNT OLIVE BRANCH | 56 Flanders Bartley Road | Flanders | NJ | 07836 |
| FLEMINGTON BRANCH | 288 Higway 202/31 | Flemington | NJ | 08822 |
| LACEY FORKED RIVER BRANCH | 106 North Main Street | Forked River | NJ | 08731 |
| FORT LEE BRANCH | 1400 Palisade Avenue | Fort Lee | NJ | 07024 |
| FRANKLIN/ROUTE 23 BRANCH | 382 State Route 23 | Franklin | NJ | 07416 |
| FRANKLIN LAKES BRANCH | 768 Franklin Avenue | Franklin Lakes | NJ | 07417 |
| FRANKLIN BEEKMAN BRANCH | 3221 State Route 27 | Franklin Park | NJ | 08873 |
| FREEHOLD BRANCH | 600 West Main Street | Freehold | NJ | 07728 |
| FREEHOLD SOUTH BRANCH | 3300 Route 9 | Freehold | NJ | 07728 |
| FRENCHTOWN BRANCH | 21 Bridge Street | Frenchtown | NJ | 08825 |
| GALLOWAY BRANCH | 347 East Jimmie Leeds Road | Galloway | NJ | 08205 |
| GLASSBORO BRANCH | 700 North Delsea Drive | Glassboro | NJ | 08028 |
| GLOUCESTER CITY BRANCH | 101 South Broadway | Gloucester City | NJ | 08030 |
| GREEN BROOK BRANCH | 1000 N Washington Avenue | Green Brook | NJ | 08812 |
| HACKENSACK BRANCH | 540 River Street | Hackensack | NJ | 07601 |
| HACKENSACK/COURT HOUSE BRANCH | 111 River Street | Hackensack | NJ | 07601 |
| BUDD LAKE BRANCH | 392 Route 46 West | Hackettstown | NJ | 07840 |
| HADDON HEIGHTS BRANCH | 500 White Horse Pike | Haddon Heights | NJ | 08035 |
| HADDONFIELD BRANCH | 100 Haddon Avenue | Haddonfield | NJ | 08033 |
| HAMILTON SQUARE BRANCH | 1130 Whitehorse Hamilton Square Road | Hamilton | NJ | 08690 |
| HAMMONTON BRANCH | 97 South White Horse Pike | Hammonton | NJ | 08037 |
| HASBROUCK HEIGHTS BRANCH | 109 Boulevard | Hasbrouck Heights | NJ | 07604 |
| HAWTHORNE BRANCH | 617 Lafayette Avenue | Hawthorne | NJ | 07506 |
| HAZLET BRANCH | 16 Bethany Road | Hazlet | NJ | 07730 |
| HILLSBOROUGH BRANCH | 380 Route 206 | Hillsborough | NJ | 08844 |
| HILLSDALE BRANCH | 450 Hillsdale Avenue | Hillsdale | NJ | 07642 |
| HOBOKEN BRANCH | 47 Newark Street | Hoboken | NJ | 07030 |
| HOWELL BRANCH | 4280 US Highway 9 | Howell | NJ | 07731 |
| JACKSON BRANCH | 7 North County Line Road | Jackson | NJ | 08527 |
| JERSEY CITY BRANCH | 125 Eighteenth Street | Jersey City | NJ | 07310 |
| LAKEWOOD BRANCH | 1601 Madison Avenue | Lakewood | NJ | 08701 |
| TUCKERTON BRANCH | 448 Route 9 South | Little Egg Harbor Townshi | NJ | 08087 |
| LITTLE FERRY BRANCH | 225 Main Street | Little Ferry | NJ | 07643 |
| LIVINGSTON BRANCH | 185 South Livingston Avenue | Livingston | NJ | 07039 |
| LODI BRANCH | 150 Main Street | Lodi | NJ | 07644 |
| BEACH HAVEN BRANCH | 13100 Long Beach Boulevard | Long Beach | NJ | 08008 |
| MAHWAH ROUTE 17 BRANCH | 375 Route 17 | Mahwah | NJ | 07430 |
| STAFFORD BRANCH | 591 Route 72 West | Manahawkin | NJ | 08050 |
| MANCHESTER BRANCH | 2570 Route 37 | Manchester Township | NJ | 08759 |
| WEST DEPTFORD BRANCH | 1101 Mantua Pike | Mantua | NJ | 08051 |
| EVESBORO BRANCH | 225 Greentree Road | Marlton | NJ | 08053 |
| MARLTON BRANCH | 336 West Route 70 | Marlton | NJ | 08053 |
| MARMORA BRANCH | 132 South Shore Road | Marmora | NJ | 08223 |
| MAYWOOD BRANCH | 560 Maywood Avenue | Maywood | NJ | 07607 |
| LAKE PINE BRANCH | 195 Tuckerton Road | Medford | NJ | 08055 |
| MEDFORD BRANCH | 517 Stokes Road | Medford | NJ | 08055 |
| QUAKERBRIDGE BRANCH | 3470 Quakerbridge Road | Mercerville | NJ | 08619 |
| METUCHEN BRANCH | 70 Middlesex Avenue | Metuchen | NJ | 08840 |
| HARMONY ROAD BRANCH | 207 Harmony Road | Middletown | NJ | 07748 |
| MONROE BRANCH | 162 Prospect Plains Road | Monroe Township | NJ | 08831 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
35
Showing 1 through 25 of 35 history events
| Event date | Event type | Related institution |
|---|---|---|
| December 31, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | TD AUTO FINANCE LLC |
| September 19, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | SCOTTRADE BANK |
| October 1, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 17, 2010 | Failure - Government Assistance Provided | AMERICANFIRST BANK |
| April 17, 2010 | Failure - Government Assistance Provided | RIVERSIDE NATIONAL BANK OF FLORIDA |
| April 17, 2010 | Failure - Government Assistance Provided | FIRST FEDERAL BANK OF NORTH FLORIDA |
| June 1, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 1, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 22, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 15, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 14, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | AMERICAN FINANCIAL HOLDINGS, INC. |
| January 1, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 1, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 27, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | BANKNORTH INVESTMENT MANAGEMENT GROUP, N.A. |
| January 1, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-05
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-05
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-05
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.