U.S. Mortgage Index

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Public institution profile · Bank · Not a recommendation

Regions Bank

BankBirmingham, ALActive

FDIC certificate 12368

Data observedAugust 3, 2026Section records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

FDIC certificate
12368
company ID
Not published — no verified match
More identifiers
Federal Reserve
233031
OCC charter number
Not published — no verified match
Not published — no verified match
Official website
http://www.regions.com

Verify at FDICVerify at FFIEC NIC / regulator

Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

Data correction

Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.

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At a glance

Institution type
Bank
Status
Active
Headquarters
Birmingham, AL
HMDA activity
Published activity year 2025
Listed branch locations
1,246
Complaint records
CFPB search status is not currently available.
CRA examinations
Satisfactory, exam March 3, 2025
Institution history
116 published events

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Bank
Status
Active
Headquarters
Birmingham, AL
activity
Published activity year 2025
Listed branch locations
1,246
Complaint records
CFPB search status is not currently available.
CRA examinations
Satisfactory, exam March 3, 2025
Institution history
116 published events

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

69,826reported records

30,269reported originations

2025 reported mortgage activity. Source: HMDA.

HMDA2025The year selector below shows each published activity year.

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activity

Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.

Geographynationwide

HMDA source observed2026-08-09

HMDA records

69,826

2025

Loan originations

30,269

2025

Denials

26,623

2025

Withdrawals

1,967

2025

Denial rate among decisioned applications

43.1%

2025

Annual history

Scroll sideways to review every HMDA column.

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
202569,82630,2694,88326,6231,96743.1%
202470,43629,3373,62627,8803,87445.8%
202375,20331,2073,64029,1515,40545.5%
202297,79043,0505,35732,5548,39440.2%
2021116,35958,5416,91926,74216,39929.0%
2020122,74061,3077,80532,63714,59432.1%
201993,25044,4095,02734,7155,54341.3%
201886,14641,0503,00333,8414,58443.4%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional65,417
FHA3,428
VA683
RHS / FSA298
Home purchase14,021
Home improvement23,480
Refinancing12,954
Cash-out refinancing2,972

State reporting

45 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

Ask about these complaints

CFPB Mortgage Complaint Activity

No published complaint result found

No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.

This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

View the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Regulatory records

Regulatory & institutional records

Only records that apply to this institution are shown. Identifiers stay as published.

FFIEC NICAugust 19, 2026Observed date for the NIC institution record.

Ask about this regulatory record

Institution identity

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Regions Bank
Display name
Regions Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1928
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Birmingham, AL, 35203, United States
Website
http://www.regions.com
FDIC certificate number
12368
Federal Reserve
233031
Domestic location count
1,258
Source observed
August 3, 2026

Regulatory information

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
12368
Federal Reserve
233031
EQTWLK1G7ODGC2MGLV11
Headquarters
1900 Fifth Avenue North, Birmingham, AL, 35203, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
March 3, 2025
Regulator
Federal Reserve
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
March 3, 2025SatisfactoryFederal ReserveLarge Bank Exam
April 25, 2022SatisfactoryFederal ReserveLarge Bank Exam
March 4, 2019SatisfactoryFederal ReserveLarge Bank Exam
April 1, 2016SatisfactoryFederal ReserveLarge Bank Exam
July 7, 2014Needs to ImproveFederal ReserveLarge Bank Exam
September 10, 2012SatisfactoryFederal ReserveLarge Bank Exam
June 14, 2010SatisfactoryFederal ReserveLarge Bank Exam
October 22, 2007SatisfactoryFederal ReserveLarge Bank Exam
October 20, 2003SatisfactoryFederal ReserveLarge Bank Exam
October 22, 2001SatisfactoryFederal ReserveLarge Bank Exam
December 1, 2000SatisfactoryFDICLarge Bank Exam
March 1, 1997OutstandingFDICSmall Bank
March 1, 1995SatisfactoryFDICNot Reported
October 1, 1992SatisfactoryFDICNot Reported

Read the methodology

Formal hierarchy

FFIEC NIC hierarchy rows

17

Showing 1 through 17 of 17 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipASCENTIUM DEPOSITOR LLCFinance CompanyKingwood, TX
Direct relationshipFMLS, INC.Domestic Entity OtherChattanooga, TN
Direct relationshipHIGHLAND ASSOCIATES, INC.Domestic Entity OtherBirmingham, AL
Direct relationshipLMIW ACQUISITION MANAGMENT, LLCDomestic Entity OtherBirmingham, AL
Direct relationshipRB AFFORDABLE HOUSING, INC.Domestic Entity OtherBirmingham, AL
Direct relationshipRB SLP GENERAL PARTNER, LLCDomestic Entity OtherBirmingham, AL
Direct relationshipREGIONS AFFORDABLE HOUSING LLCDomestic Entity OtherGreat Neck, NY
Direct relationshipREGIONS BUSINESS CAPITAL CORPORATIONDomestic Entity OtherNew York, NY
Direct relationshipREGIONS CAPITAL ADVANTAGE, INC.Domestic Entity OtherBirmingham, AL
Direct relationshipREGIONS COMMERCIAL EQUIPMENT FINANCE, LLCFinance CompanyBirmingham, AL
Direct relationshipREGIONS COMMMUNITY DEVELOPMENT CORPORATIONDomestic Entity OtherBirmingham, AL
Direct relationshipREGIONS EQUIPMENT FINANCE CORPORATIONFinance CompanyBirmingham, AL
Direct relationshipREGIONS INVESTMENT MANAGEMENT, INC.Domestic Entity OtherBirmingham, AL
Direct relationshipREGIONS INVESTMENT SERVICES, INC.Domestic Entity OtherBirmingham, AL
Direct relationshipRRECM HOLDINGS LLCDomestic Entity OtherPasadena, CA
Direct relationshipVEHICLE TITLING TRUSTFinance CompanyKingwood, TX
ROOT_INSTITUTIONREGIONS BANKState Member BankBirmingham, AL

These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank

Locations

Branch and office locations

Start with the published count and primary location. Search stays paged so the first view stays readable.

FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.

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Branch locations

Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.

Branch network

Listed locations

1,246

Showing 1 through 50 of 1,246 listed locations

Scroll sideways to see every branch column.

Showing 1 through 50 of 1,246 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ALABASTER KENT STONE WAY BRANCH33 Kent Stone WayAlabasterAL35007
ALABASTER-PROMENADE BRANCH55 South Colonial DriveAlabasterAL35007
ALBERTVILLE HIGHWAY 431 BRANCH7330 US Highway 431AlbertvilleAL35950
ALEXANDER CITY BRANCH3961 Highway 280Alexander CityAL35010
COVINGTON ANDALUSIA MAIN REMOTE DRIVE THRU BRANCH208 Church StreetAndalusiaAL36420
COVINGTON COUNTY MAIN BRANCH200 Church StreetAndalusiaAL36420
ANNISTON MAIN REMOTE DRIVE THU900 Wilmer AvenueAnnistonAL36201
ANNISTON WILMER AVENUE MAIN BRANCH930 Wilmer AvenueAnnistonAL36201
GOLDEN SPRINGS BRANCH3420 Greenbrier - Dear RoadAnnistonAL36207
SAKS BRANCH1420 U. S. Highway 431AnnistonAL36206
ARAB 1199 BRINDLEE MOUNTAIN PARKWAY1199 North Brindlee Mountain ParkwayArabAL35016
ATHENS WEST GREEN STREET MAIN201 West Green StreetAthensAL35611
EAST ATHENS BRANCH1101 Highway 72 EastAthensAL35611
ATMORE BRANCH598 East Church StreetAtmoreAL36502
AUBURN MAIN165 North College StreetAuburnAL36830
BAY MINETTE COURTHOUSE SQUARE BRANCH408 Courthouse SquareBay MinetteAL36507
BAYOU LA BATRE 14020 SOUTH WINTZELL AVENUE BRANCH14020 South Wintzell AvenueBayou La BatreAL36509
BESSEMER NORTH 19TH STREET BRANCH330 North 19th StreetBessemerAL35020
MORGAN ROAD GREENMOR DRIVE BRANCH1290 Greenmor Drive SEBessemerAL35022
TANNEHILL PROMENADE5041 Bond BoulevardBessemerAL35022
BIRMINGHAM MAIN REMOTE DRIVE THRU BRANCH2200 Fifth Avenue NorthBirminghamAL35203
CAHABA HEIGHTS VILLAGE BRANCH3172 Heights VillageBirminghamAL35243
CENTERPOINT 2306 CENTER POINT ROAD BRANCH2306 Center Point RoadBirminghamAL35215
CHALKVILLE BRANCH2268 Brewster RoadBirminghamAL35235
CRESTLINE BRANCH35 Church StreetBirminghamAL35213
EASTWOOD BRANCH1642 Montclair RoadBirminghamAL35210
ENSLEY BIRMINGHAM BRANCH1809 Avenue EBirminghamAL35218
FIVE POINTS WEST LOMB AVENUE BRANCH2800 Lomb AvenueBirminghamAL35208
FORESTDALE TOMAHAWK ROAD BRANCH1304 Tomahawk RoadBirminghamAL35214
GALLERIA HOOVER BRANCH3065 John Hawkins ParkwayBirminghamAL35244
GREEN SPRINGS VALLEY AVENUE BRANCH100 Green Springs HighwayBirminghamAL35209
GREYSTONE BRANCH5420 Highway 280BirminghamAL35242
HOOVER GREEN VALLEY BRANCH1592 Montgomery HighwayBirminghamAL35216
HUFFMAN BRANCH9700 Parkway EastBirminghamAL35215
INVERNESS VALLEYDALE BRANCH102 Inverness PlazaBirminghamAL35242
MOUNTAIN BROOK BRANCH2721 Culver RoadBirminghamAL35223
OXMOOR VALLEY BRANCH601 Lakeshore ParkwayBirminghamAL35209
RIVERCHASE BRANCH1849 Montgomery Highway SBirminghamAL35244
ROCKY RIDGE REMOTE DRIVE THRU3390 Morgan DriveBirminghamAL35243
SOUTHSIDE BIRMINGHAM REMOTE DRIVE THRU BRANCH2101 6th Avenue SBirminghamAL35233
SUMMIT BRANCH341 Summit BoulevardBirminghamAL35243
TARRANT BRANCH1601 Pinson StreetBirminghamAL35217
THIRTY SECOND STREET BRANCH3121 3rd Avenue SouthBirminghamAL35233
TRACE CROSSINGS BRANCH2531 John Hawkins ParkwayBirminghamAL35244
UAB BRANCH1900 University BoulevardBirminghamAL35233
VALLEYDALE MARKETPLACE BRANCH2668 Valleydale RoadBirminghamAL35244
WOODLAWN BIRMINGHAM BRANCH5428 1st Avenue NorthBirminghamAL35212
BREWTON BRANCH1116 Douglas AvenueBrewtonAL36426
CHOCTAW MAIN BRANCH132 South Mulberry AvenueButlerAL36904
CENTRE ALABAMA BRANCH110 West Main StreetCentreAL35960

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.

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Institution history

History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.

Institutional history

FFIEC NIC history events

116

Showing 76 through 100 of 116 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
August 16, 1997Charter Discontinued (Merger or Purchase & Assumption)—
August 9, 1997Charter Discontinued (Merger or Purchase & Assumption)—
January 20, 1995Charter Discontinued (Merger or Purchase & Assumption)UNION BANK & TRUST COMPANY
July 8, 1994Charter Discontinued (Merger or Purchase & Assumption)—
May 21, 1994Failure - Government Assistance ProvidedALTUS FEDERAL SAVINGS BANK
March 14, 1992Failure - Government Assistance ProvidedJEFFERSON FEDERAL SAVINGS AND LOAN ASSOCIATION, F. A.
September 15, 1990Failure - Government Assistance ProvidedCITY FS&LA
August 11, 1990Failure - Government Assistance ProvidedBALDWIN COUNTY FSB
June 18, 1988Charter Discontinued (Merger or Purchase & Assumption)—
April 9, 1988Charter Discontinued (Merger or Purchase & Assumption)—
October 24, 1987Charter Discontinued (Merger or Purchase & Assumption)—
April 4, 1987Charter Discontinued (Merger or Purchase & Assumption)—
December 13, 1986Charter Discontinued (Merger or Purchase & Assumption)—
September 20, 1986Charter Discontinued (Merger or Purchase & Assumption)—
August 25, 1986Charter Discontinued (Merger or Purchase & Assumption)—
May 17, 1986Charter Discontinued (Merger or Purchase & Assumption)—
April 19, 1986Charter Discontinued (Merger or Purchase & Assumption)—
February 15, 1986Charter Discontinued (Merger or Purchase & Assumption)—
December 14, 1985Charter Discontinued (Merger or Purchase & Assumption)—
December 7, 1985Charter Discontinued (Merger or Purchase & Assumption)—
November 23, 1985Charter Discontinued (Merger or Purchase & Assumption)—
November 16, 1985Charter Discontinued (Merger or Purchase & Assumption)—
November 9, 1985Charter Discontinued (Merger or Purchase & Assumption)—
October 26, 1985Charter Discontinued (Merger or Purchase & Assumption)—
October 12, 1985Charter Discontinued (Merger or Purchase & Assumption)—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

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Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

CFPB Consumer Complaint Database search

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.

Methodology

HMDA modified LAR

Consumer Financial Protection Bureau

Source reviewed2026-08-03

Limitation

HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.

Methodology

Cite this profile

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