HMDA records
69,826
2025
Public institution profile · Bank · Not a recommendation
Regions Bank
BankBirmingham, ALActive
FDIC certificate 12368
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 12368
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 233031
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- http://www.regions.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Birmingham, AL
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 1,246
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam March 3, 2025
- Institution history
- 116 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Birmingham, AL
- activity
- Published activity year 2025
- Listed branch locations
- 1,246
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam March 3, 2025
- Institution history
- 116 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
69,826reported records
30,269reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
30,269
2025
Denials
26,623
2025
Withdrawals
1,967
2025
Denial rate among decisioned applications
43.1%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 69,826 | 30,269 | 4,883 | 26,623 | 1,967 | 43.1% |
| 2024 | 70,436 | 29,337 | 3,626 | 27,880 | 3,874 | 45.8% |
| 2023 | 75,203 | 31,207 | 3,640 | 29,151 | 5,405 | 45.5% |
| 2022 | 97,790 | 43,050 | 5,357 | 32,554 | 8,394 | 40.2% |
| 2021 | 116,359 | 58,541 | 6,919 | 26,742 | 16,399 | 29.0% |
| 2020 | 122,740 | 61,307 | 7,805 | 32,637 | 14,594 | 32.1% |
| 2019 | 93,250 | 44,409 | 5,027 | 34,715 | 5,543 | 41.3% |
| 2018 | 86,146 | 41,050 | 3,003 | 33,841 | 4,584 | 43.4% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 65,417 |
| FHA | 3,428 |
| VA | 683 |
| RHS / FSA | 298 |
| Home purchase | 14,021 |
| Home improvement | 23,480 |
| Refinancing | 12,954 |
| Cash-out refinancing | 2,972 |
State reporting
45 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Regions Bank
- Display name
- Regions Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1928
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Birmingham, AL, 35203, United States
- Website
- http://www.regions.com
- FDIC certificate number
- 12368
- Federal Reserve
- 233031
- Domestic location count
- 1,258
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 12368
- Federal Reserve
- 233031
- EQTWLK1G7ODGC2MGLV11
- Headquarters
- 1900 Fifth Avenue North, Birmingham, AL, 35203, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- March 3, 2025
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 3, 2025 | Satisfactory | Federal Reserve | Large Bank Exam |
| April 25, 2022 | Satisfactory | Federal Reserve | Large Bank Exam |
| March 4, 2019 | Satisfactory | Federal Reserve | Large Bank Exam |
| April 1, 2016 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 7, 2014 | Needs to Improve | Federal Reserve | Large Bank Exam |
| September 10, 2012 | Satisfactory | Federal Reserve | Large Bank Exam |
| June 14, 2010 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 22, 2007 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 20, 2003 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 22, 2001 | Satisfactory | Federal Reserve | Large Bank Exam |
| December 1, 2000 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 1997 | Outstanding | FDIC | Small Bank |
| March 1, 1995 | Satisfactory | FDIC | Not Reported |
| October 1, 1992 | Satisfactory | FDIC | Not Reported |
Formal hierarchy
FFIEC NIC hierarchy rows
17
Showing 1 through 17 of 17 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | ASCENTIUM DEPOSITOR LLC | Finance Company | Kingwood, TX |
| Direct relationship | FMLS, INC. | Domestic Entity Other | Chattanooga, TN |
| Direct relationship | HIGHLAND ASSOCIATES, INC. | Domestic Entity Other | Birmingham, AL |
| Direct relationship | LMIW ACQUISITION MANAGMENT, LLC | Domestic Entity Other | Birmingham, AL |
| Direct relationship | RB AFFORDABLE HOUSING, INC. | Domestic Entity Other | Birmingham, AL |
| Direct relationship | RB SLP GENERAL PARTNER, LLC | Domestic Entity Other | Birmingham, AL |
| Direct relationship | REGIONS AFFORDABLE HOUSING LLC | Domestic Entity Other | Great Neck, NY |
| Direct relationship | REGIONS BUSINESS CAPITAL CORPORATION | Domestic Entity Other | New York, NY |
| Direct relationship | REGIONS CAPITAL ADVANTAGE, INC. | Domestic Entity Other | Birmingham, AL |
| Direct relationship | REGIONS COMMERCIAL EQUIPMENT FINANCE, LLC | Finance Company | Birmingham, AL |
| Direct relationship | REGIONS COMMMUNITY DEVELOPMENT CORPORATION | Domestic Entity Other | Birmingham, AL |
| Direct relationship | REGIONS EQUIPMENT FINANCE CORPORATION | Finance Company | Birmingham, AL |
| Direct relationship | REGIONS INVESTMENT MANAGEMENT, INC. | Domestic Entity Other | Birmingham, AL |
| Direct relationship | REGIONS INVESTMENT SERVICES, INC. | Domestic Entity Other | Birmingham, AL |
| Direct relationship | RRECM HOLDINGS LLC | Domestic Entity Other | Pasadena, CA |
| Direct relationship | VEHICLE TITLING TRUST | Finance Company | Kingwood, TX |
| ROOT_INSTITUTION | REGIONS BANK | State Member Bank | Birmingham, AL |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
1,246
Showing 151 through 200 of 1,246 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| PELHAM 2964 PELHAM PARKWAY BRANCH | 2964 Pelham Parkway | Pelham | AL | 35124 |
| PELL CITY BRANCH | 1031 Martin Street South | Pell City | AL | 35128 |
| BROAD STREET PHENIX CITY BRANCH | 1200 Broad Street | Phenix City | AL | 36867 |
| HIGHWAY 280 BRANCH | 3548 Highway 431 North | Phenix City | AL | 36867 |
| DEERFOOT PARKWAY BRANCH | 6685 Old Springville Road | Pinson | AL | 35126 |
| PINSON BRANCH | 6666 Highway 75 | Pinson | AL | 35126 |
| AUTAUGA COUNTY BRANCH | 1901 East Main Street | Prattville | AL | 36066 |
| PRATTVILLE MAIN BRANCH | 1805 Highway 14 East | Prattville | AL | 36066 |
| PRICHARD BRANCH | 524 South Wilson Avenue | Prichard | AL | 36610 |
| RAINSVILLE BRANCH | 76 West Main Street | Rainsville | AL | 35986 |
| ROBERTSDALE MAIN BRANCH | 22070 Highway 59 | Robertsdale | AL | 36567 |
| LAUDERDALE | 1701 Lee Street | Rogersville | AL | 35652 |
| INDUSTRIAL PARKWAY BRANCH | 840 Industrial Parkway | Saraland | AL | 36571 |
| SARALAND SOUTH HIGHWAY 43 BRANCH | 421 Highway 43 South | Saraland | AL | 36571 |
| SCOTTSBORO MAIN BRANCH | 510 East Laurel Street | Scottsboro | AL | 35768 |
| SELMA BRANCH | 1105 Highland Avenue | Selma | AL | 36703 |
| SEMMES BRANCH | 9001 Moffatt Road | Semmes | AL | 36575 |
| SPANISH FORT BRANCH | 6729-m Spanish Fort Blvd. | Spanish Fort | AL | 36527 |
| SYLACAUGA BRANCH | 70 James B. Payton Boulevard | Sylacauga | AL | 35150 |
| TALLADEGA MAIN BRANCH | 215 North Street West | Talladega | AL | 35160 |
| THEODORE-HAMILTON BOULEVARD BRANCH | 5810 Highway 90 | Theodore | AL | 36582 |
| THOMASVILLE BRANCH | 32515 Highway 43 | Thomasville | AL | 36784 |
| TROY UNIVERSITY BRANCH | 801 George Wallace Drive | Troy | AL | 36081 |
| TRUSSVILLE DOWNTOWN BRANCH | 193 Main Street | Trussville | AL | 35173 |
| TRUSSVILLE MARKETPLACE BRANCH | 429 Main Street | Trussville | AL | 35173 |
| DOWNTOWN TUSCALOOSA | 800 22nd Avenue | Tuscaloosa | AL | 35401 |
| INDIAN HILLS 1549 MCFARLAND BOULVEARD BRNAHC | 1549 Mcfarland Boulevard North | Tuscaloosa | AL | 35406 |
| SKYLAND 1225 SKYLAND BOULEVARD EAST BRANCH | 1225 Skyland Blvd East | Tuscaloosa | AL | 35405 |
| TAYLORVILLE ALABAMA BRANCH | 9800 Highway 69 South | Tuscaloosa | AL | 35405 |
| UNIVERSITY MALL | 1501 Mcfarland Boulevard East | Tuscaloosa | AL | 35404 |
| UNIVERSITY TUSCALOOSA BRANCH | 504 Paul W Bryant Drive | Tuscaloosa | AL | 35401 |
| VESTAVIA 529 MONTGOMERY HIGHWAY BRANCH | 529 Montgomery Highway | Vestavia Hills | AL | 35216 |
| WETUMPKA U.S. HIGHWAY 231 BRANCH | 5100 US Highway 231 | Wetumpka | AL | 36092 |
| YORK BRANCH | 582 Fourth Avenue | York | AL | 36925 |
| ARKADELPHIA MAIN BRANCH | 506 Main Street | Arkadelphia | AR | 71923 |
| MILITARY ROAD BRANCH | 917 Military Road | Benton | AR | 72015 |
| BENTONVILLE 1409 SOUTH WALTON BOULEVARD BRANCH | 1409 South Walton Boulevard | Bentonville | AR | 72712 |
| BRYANT BRANCH | 1702 North Reynolds Road | Bryant | AR | 72022 |
| CABOT DOWNTOWN BRANCH | 106 South Second Street | Cabot | AR | 72023 |
| CLARKSVILLE ARKANSAS MAIN BRANCH | 115 South Cravens Street | Clarksville | AR | 72830 |
| CLINTON ARKANSAS MAIN BRANCH | 179 Elm Street | Clinton | AR | 72031 |
| CONWAY MAIN BRANCH | 1023 Main Street | Conway | AR | 72032 |
| WEST CONWAY BRANCH | 2905 Prince Street | Conway | AR | 72034 |
| EARLE BRANCH | 801 Commerce Street | Earle | AR | 72331 |
| EL DORADO MAIN | 100 East Peach Street | El Dorado | AR | 71730 |
| FAYETTEVILLE ARKANSAS BRANCH | 1465 East Joyce Boulevard | Fayetteville | AR | 72703 |
| FORREST CITY BRANCH | 321 North Rosser Street | Forrest City | AR | 72335 |
| CENTRAL BRANCH | 5700 Rogers Avenue | Fort Smith | AR | 72903 |
| FIANNA HILLS BRANCH | 9000 Jenny Lind Road | Fort Smith | AR | 72908 |
| FORT SMITH MAIN BRANCH | 524 Garrison Avenue | Fort Smith | AR | 72901 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
116
Showing 1 through 25 of 116 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 1, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 7, 2009 | Failure - Government Assistance Provided | FIRSTBANK FINANCIAL SERVICES |
| August 30, 2008 | Failure - Government Assistance Provided | INTEGRITY BANK |
| November 30, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | RF TRUST COMPANY, INC. |
| November 4, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 29, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | REGIONS MORGAN KEEGAN TRUST, F.S.B. |
| June 30, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 12, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 17, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 5, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 8, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 10, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 13, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 8, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | SECURITY FIRST NATIONAL BANK |
| June 23, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 10, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 10, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 5, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 5, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 8, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 8, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 10, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 10, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 10, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 10, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | ARKANSAS BANK, THE |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.