HMDA records
8,310
2025
Public institution profile · Bank · Not a recommendation
Pinnacle Bank
Also published as Pinnacle Bank (Nashville, TN)
BankNashville, TNActive
FDIC certificate 35583
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 35583
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 2925666
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://www.pnfp.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Nashville, TN
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 386
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam January 1, 2024
- Institution history
- 8 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Nashville, TN
- activity
- Published activity year 2025
- Listed branch locations
- 386
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam January 1, 2024
- Institution history
- 8 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
8,310reported records
5,548reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
5,548
2025
Denials
1,273
2025
Withdrawals
975
2025
Denial rate among decisioned applications
17.5%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 8,310 | 5,548 | 433 | 1,273 | 975 | 17.5% |
| 2024 | 7,885 | 5,311 | 476 | 1,284 | 761 | 18.2% |
| 2023 | 9,330 | 6,240 | 597 | 1,234 | 730 | 15.3% |
| 2022 | 11,812 | 8,443 | 765 | 1,417 | 813 | 13.3% |
| 2021 | 14,152 | 10,884 | 732 | 1,206 | 1,065 | 9.4% |
| 2020 | 14,129 | 10,739 | 632 | 969 | 1,454 | 7.9% |
| 2019 | 11,389 | 8,635 | 583 | 930 | 1,041 | 9.2% |
| 2018 | 10,530 | 8,112 | 463 | 907 | 1,009 | 9.6% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 8,001 |
| FHA | 225 |
| VA | 84 |
| RHS / FSA | 0 |
| Home purchase | 4,772 |
| Home improvement | 1,624 |
| Refinancing | 803 |
| Cash-out refinancing | 316 |
State reporting
43 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Pinnacle Bank
- Display name
- Pinnacle Bank (Nashville, TN)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- October 27, 2000
- Established date
- October 27, 2000
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Nashville, TN, 37203, United States
- Website
- https://www.pnfp.com
- FDIC certificate number
- 35583
- Federal Reserve
- 2925666
- Domestic location count
- 441
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 35583
- Federal Reserve
- 2925666
- 549300CDOC4F7XSRG390
- Headquarters
- 21 Platform Way South, Suite 2300, Nashville, TN, 37203, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- January 1, 2024
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| January 1, 2024 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2020 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 2018 | Outstanding | FDIC | Large Bank Exam |
| March 1, 2015 | Outstanding | FDIC | Large Bank Exam |
Formal hierarchy
FFIEC NIC hierarchy rows
142
Showing 1 through 25 of 142 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
386
Showing 301 through 350 of 386 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| MANNING BRANCH | 111 West Boyce Street | Manning | SC | 29102 |
| MOUNT PLEASANT NORTH BRANCH | 1470 North Highway 17 | Mount Pleasant | SC | 29464 |
| MT. PLEASANT JOHNNIE DODDS BLVD BRANCH | 530 Johnnie Dodds Blvd | Mount Pleasant | SC | 29464 |
| PARK WEST BRANCH | 3305 S Morgans Point Road | Mount Pleasant | SC | 29466 |
| FOUNDERS CENTRE BRANCH | 2411 Oak Street | Myrtle Beach | SC | 29577 |
| MYRTLE BEACH MAIN GRISSOM BRANCH | 3751 Robert M Grissom Parkway, Suite 100 | Myrtle Beach | SC | 29577 |
| SURFSIDE BEACH BRANCH | 3064 Dick Pond Road | Myrtle Beach | SC | 29588 |
| DORCHESTER ROAD BRANCH | 8420 Dorchester Road | North Charleston | SC | 29420 |
| NORTH MYRTLE BEACH BRANCH | 780 Main Street | North Myrtle Beach | SC | 29582 |
| NORTH MYRTLE BEACH BRANCH | 710 Hwy 17 North | North Myrtle Beach | SC | 29582 |
| SPARTANBURG BRANCH | 531 East Main Street | Spartanburg | SC | 29302 |
| SPARTANBURG MAIN BRANCH | 150 East Henry Street | Spartanburg | SC | 29306 |
| CARNES CROSSROADS | 2459 N. Main ST | Summerville | SC | 29486 |
| SUMMERVILLE BRANCH | 203 N Main Street | Summerville | SC | 29483 |
| SUMMERVILLE BRANCH | 616 North Main ST | Summerville | SC | 29483 |
| SUMMERVILLE NEXTON | 1247 Nexton Parkway, Suite 102 | Summerville | SC | 29486 |
| SUMTER BRANCH | 1 Broad Street | Sumter | SC | 29150 |
| WILSON HALL BRANCH | 1175 Wilson Hall Road | Sumter | SC | 29150 |
| WADE HAMPTON BRANCH | 2800 Wade Hampton Boulevard | Taylors | SC | 29687 |
| ASHLAND CITY OFFICE | 524 South Main Street | Ashland City | TN | 37015 |
| BARTLETT BRANCH | 3070 Kirby Whitten Parkway | Bartlett | TN | 38134 |
| BRENTWOOD BRANCH | 5105 Maryland Way | Brentwood | TN | 37027 |
| BRENTWOOD OFFICE | 128 Franklin Road | Brentwood | TN | 37027 |
| COOL SPRING BRANCH | 1717 Mallory Lane | Brentwood | TN | 37027 |
| CAPITALMARK B&T BRANCH | 801 Broad Street | Chattanooga | TN | 37402 |
| CHATTANOOGA BRANCH | 800 Market Street | Chattanooga | TN | 37402 |
| CHATTANOOGA SOUTHSIDE DRIVE THRU | 1350 Broad Street | Chattanooga | TN | 37402 |
| SHALLOWFORD BRANCH | 6180 Shallowford Road | Chattanooga | TN | 37421 |
| CLEVELAND LOCATION BRANCH | 10 Church Street South East | Cleveland | TN | 37311 |
| DICKSON BRANCH | 501 Highway 46 South | Dickson | TN | 37055 |
| CAROTHERS BRANCH | 7040 Carothers Boulevard | Franklin | TN | 37067 |
| FRANKLIN OFFICE | 216 South Royal Oaks Boulevard | Franklin | TN | 37064 |
| GALLATIN | 1534 Noah Lane | Gallatin | TN | 37066 |
| GERMANTOWN - FORREST HILL BRANCH | 9057 Poplar Avenue | Germantown | TN | 38138 |
| GERMANTOWN - WOLF RIVER BRANCH | 1264 Germantown Road | Germantown | TN | 38138 |
| RIVERGATE BRANCH | 847 Conference Drive | Goodlettsville | TN | 37072 |
| HENDERSONVILLE OFFICE | 270 East Main Street | Hendersonville | TN | 37075 |
| HIXSON BRANCH | 5613 Hwy 153 | Hixson | TN | 37343 |
| EMORY ROAD BRANCH | 1520 East Emory Road | Knoxville | TN | 37938 |
| FARRAGUT BRANCH | 241 Brooklawn Street | Knoxville | TN | 37934 |
| FOUNTAIN CITY BRANCH | 5019 North Broadway | Knoxville | TN | 37918 |
| KNOXVILLE MAIN OFFICE BRANCH | 1111 Northshore Drive, Suite 130 | Knoxville | TN | 37919 |
| PINNACLE CEDAR BLUFF | 9601 Kingston Pike | Knoxville | TN | 37922 |
| SOUTH CUMBERLAND OFFICE | 411 South Cumberland Street | Lebanon | TN | 37087 |
| WEST BADDOUR OFFICE | 1412 West Baddour Parkway | Lebanon | TN | 37087 |
| MARYVILLE BRANCH | 837 West Lamar Alexander Parkway | Maryville | TN | 37801 |
| MEMPHIS - POPLAR/OAK COURT | 4445 Poplar Avenue | Memphis | TN | 38117 |
| MEMPHIS WHITEHAVEN | 4403 Elvis Presley Blvd | Memphis | TN | 38116 |
| SHADY GROVE BRANCH | 949 S. Shady Grove Road | Memphis | TN | 38120 |
| UNION AVENUE BRANCH | 155 Rozelle Street | Memphis | TN | 38104 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
8
Showing 1 through 8 of 8 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 2, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 16, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | AVENUE BANK |
| September 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 27, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.