HMDA records
8,310
2025
Public institution profile · Bank · Not a recommendation
Pinnacle Bank
Also published as Pinnacle Bank (Nashville, TN)
BankNashville, TNActive
FDIC certificate 35583
Data observedAugust 3, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 35583
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 2925666
- OCC charter number
- Not published — no verified match
- Not published — no verified match
- Official website
- https://www.pnfp.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Nashville, TN
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 386
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam January 1, 2024
- Institution history
- 8 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Nashville, TN
- activity
- Published activity year 2025
- Listed branch locations
- 386
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- Satisfactory, exam January 1, 2024
- Institution history
- 8 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
8,310reported records
5,548reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
5,548
2025
Denials
1,273
2025
Withdrawals
975
2025
Denial rate among decisioned applications
17.5%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 8,310 | 5,548 | 433 | 1,273 | 975 | 17.5% |
| 2024 | 7,885 | 5,311 | 476 | 1,284 | 761 | 18.2% |
| 2023 | 9,330 | 6,240 | 597 | 1,234 | 730 | 15.3% |
| 2022 | 11,812 | 8,443 | 765 | 1,417 | 813 | 13.3% |
| 2021 | 14,152 | 10,884 | 732 | 1,206 | 1,065 | 9.4% |
| 2020 | 14,129 | 10,739 | 632 | 969 | 1,454 | 7.9% |
| 2019 | 11,389 | 8,635 | 583 | 930 | 1,041 | 9.2% |
| 2018 | 10,530 | 8,112 | 463 | 907 | 1,009 | 9.6% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 8,001 |
| FHA | 225 |
| VA | 84 |
| RHS / FSA | 0 |
| Home purchase | 4,772 |
| Home improvement | 1,624 |
| Refinancing | 803 |
| Cash-out refinancing | 316 |
State reporting
43 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Pinnacle Bank
- Display name
- Pinnacle Bank (Nashville, TN)
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- October 27, 2000
- Established date
- October 27, 2000
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Nashville, TN, 37203, United States
- Website
- https://www.pnfp.com
- FDIC certificate number
- 35583
- Federal Reserve
- 2925666
- Domestic location count
- 441
- Source observed
- August 3, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 35583
- Federal Reserve
- 2925666
- 549300CDOC4F7XSRG390
- Headquarters
- 21 Platform Way South, Suite 2300, Nashville, TN, 37203, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- January 1, 2024
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| January 1, 2024 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2020 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 2018 | Outstanding | FDIC | Large Bank Exam |
| March 1, 2015 | Outstanding | FDIC | Large Bank Exam |
Formal hierarchy
FFIEC NIC hierarchy rows
142
Showing 1 through 25 of 142 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
386
Showing 251 through 300 of 386 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| EASTCHESTER DRIVE BRANCH | 1028 Eastchester Drive | High Point | NC | 27262 |
| FAIRFIELD BRANCH | 2800 S. Main Street | High Point | NC | 27263 |
| HIGH POINT NORTH MAIN STREET BRANCH | 300 North Main Street | High Point | NC | 27260 |
| WESTCHESTER BRANCH | 1813 Westchester Drive | High Point | NC | 27262 |
| HUNTERSVILLE | 16633 Birkdale Commons Parkway | Huntersville | NC | 28078 |
| KERNERSVILLE BRANCH | 211 Broad Street | Kernersville | NC | 27284 |
| LEXINGTON BRANCH | 115 East Center Street | Lexington | NC | 27292 |
| NORTHERN DAVIDSON BRANCH | 6355 Old Highway 52 | Lexington | NC | 27295 |
| LOCUST BRANCH | 102 South Street | Locust | NC | 28097 |
| MONROE BRANCH | 1700 Dickerson Blvd | Monroe | NC | 28110 |
| MOORESVILLE - GATEWAY BLVD BRANCH | 108 Gateway Boulevard, Suite 101 | Mooresville | NC | 28117 |
| RALEIGH BRANCH | 4525 Falls OF Neuse Road | Raleigh | NC | 27609 |
| RALEIGH GLENWOOD AVE BRANCH | 3515 Glenwood Avenue | Raleigh | NC | 27612 |
| RALEIGH VILLAGE DISTRICT | 307 Oberlin RD | Raleigh | NC | 27605 |
| RALEIGH WAKEFIELD | 13341 Falls OF Neuse Road | Raleigh | NC | 27614 |
| STONEHENGE BRANCH | 2312 Bridgeport Drive | Raleigh | NC | 52390 |
| SALISBURY BRANCH | 415 Jake Alexander Boulevard W | Salisbury | NC | 28147 |
| JULIAN AVENUE BRANCH | 831 Julian Avenue | Thomasville | NC | 27360 |
| WINSTON SALEM BRANCH | 1810 North Peace Haven Road | Winston Salem | NC | 27104 |
| WINSTON SALEM STRATFORD ROAD BRANCH | 215 Harvey ST | Winston Salem | NC | 27103 |
| WINSTON-SALEM CHERRY STREET | 147 South Cherry Street, Suite 100 | Winston-salem | NC | 27101 |
| BISHOPVILLE BRANCH | 200 East Church ST | Bishopville | SC | 29010 |
| BLUFFTON BRANCH | 3 Belfair Village DR | Bluffton | SC | 29910 |
| CAMDEN BRANCH | 501 East Dekalb Street | Camden | SC | 29020 |
| CAYCE BRANCH | 1245 Knox Abbott Drive | Cayce | SC | 29033 |
| BISHOP GADSDEN BRANCH | 2 Bishop Gadsden Way | Charleston | SC | 29412 |
| CHARLESTON MORRISON YARD | 850 Morrison Drive, Suite 101 | Charleston | SC | 29403 |
| CHARLESTON SAVANNAH HIGHWAY BRANCH | 802 Savannah Highway | Charleston | SC | 29407 |
| CHARLESTON W. ASHLEY OLD TOWNE BRANCH | 5 Sumar Street | Charleston | SC | 29407 |
| FOLLY ROAD BRANCH | 329 Folly Road | Charleston | SC | 29412 |
| JAMES ISLAND BRANCH | 337 Folly Road | Charleston | SC | 29412 |
| MEETING STREET BRANCH | 158 Meeting Street | Charleston | SC | 29401 |
| WEST ASHLEY BRANCH | 1870 Sam Rittenberg Blvd | Charleston | SC | 29407 |
| COLUMBIA MAIN BRANCH | 1221 Main ST | Columbia | SC | 29201 |
| DEVINE STREET BRANCH | 2401 Devine Street | Columbia | SC | 29205 |
| SANDHILL BRANCH | 217 Forum Drive | Columbia | SC | 29229 |
| TRENHOLM BRANCH | 4840 Forest Drive | Columbia | SC | 29206 |
| DANIEL ISLAND BRANCH | 230 Seven Farms Drive, Suite 100 | Daniel Island | SC | 29492 |
| EASLEY BRANCH | 6602 Calhoun Memorial Highway | Easley | SC | 29640 |
| GOOSE CREEK BRANCH | 597 Old Mount Holly Road | Goose Creek | SC | 29445 |
| BUTLER RD BRANCH | 807 E. Butler RD | Greenville | SC | 29607 |
| GREENVILLE BRANCH | 550 E. Mcbee Avenue | Greenville | SC | 29601 |
| GREENVILLE MAIN BRANCH | 201 East Mcbee Ave | Greenville | SC | 29601 |
| PELHAM ROAD BRANCH | 3900 Pelham RD | Greenville | SC | 29615 |
| HILTON HEAD ISLAND BRANCH | 210 Central Ave | Hilton Head Island | SC | 29926 |
| VILLAGE AT WEXFORD BRANCH | 1000 William Hilton Parkway, Suite F-4 | Hilton Head Island | SC | 29928 |
| IRMO BRANCH | 1363 Lake Murray Blvd | Irmo | SC | 29063 |
| JOHNS ISLAND BRANCH | 2753 Maybank Highway | Johns Island | SC | 29455 |
| LEXINGTON BRANCH | 5456 Sunset Blvd | Lexington | SC | 29072 |
| LORIS BRANCH | 3650 Main Street | Loris | SC | 29569 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
8
Showing 1 through 8 of 8 history events
| Event date | Event type | Related institution |
|---|---|---|
| January 2, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 16, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | AVENUE BANK |
| September 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 27, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-03
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-03
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-03
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
FFIEC CRA Ratings Database
Source reviewed2026-08-28
Limitation
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.