HMDA records
3,483
2025
Public institution profile · Bank · Not a recommendation
Also published as Peoples Bank (Marietta, OH)
BankMarietta, OHActive
FDIC certificate 6544
Data observedAugust 5, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
3,483reported records
2,202reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
3,483
2025
Loan originations
2,202
2025
Denials
741
2025
Withdrawals
295
2025
Denial rate among decisioned applications
24.1%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 3,483 | 2,202 | 128 | 741 | 295 | 24.1% |
| 2024 | 3,106 | 1,919 | 94 | 675 | 262 | 25.1% |
| 2023 | 3,031 | 1,891 | 117 | 823 | 186 | 29.1% |
| 2022 | 3,472 | 2,229 | 123 | 749 | 338 | 24.2% |
| 2021 | 3,718 | 2,370 | 101 | 737 | 351 | 23.0% |
| 2020 | 4,233 | 2,373 | 226 | 783 | 346 | 23.2% |
| 2019 | 3,338 | 2,130 | 155 | 447 | 228 | 16.4% |
| 2018 | 2,955 | 1,808 | 122 | 522 | 191 | 21.3% |
| Category | HMDA records |
|---|---|
| Conventional | 3,329 |
| FHA | 132 |
| VA | 3 |
| RHS / FSA | 19 |
| Home purchase | 1,015 |
| Home improvement | 1,027 |
| Refinancing | 166 |
| Cash-out refinancing | 850 |
14 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| April 10, 2023 | Satisfactory | Federal Reserve | Large Bank Exam |
| March 23, 2020 | Outstanding | Federal Reserve | Large Bank Exam |
| February 27, 2017 | Satisfactory | Federal Reserve | Large Bank Exam |
FFIEC NIC hierarchy rows
4
Showing 1 through 4 of 4 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | MARIETTA MILLS LIMITED PARTNERSHIP | Domestic Entity Other | Columbus, OH |
| Direct relationship | PEOPLES INSURANCE AGENCY, LLC | Domestic Entity Other | Marietta, OH |
| Direct relationship | VANTAGE FINANCIAL, LLC | Domestic Entity Other | Excelsior, MN |
| ROOT_INSTITUTION | PEOPLES BANK | State Member Bank | Marietta, OH |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
129
Showing 51 through 100 of 129 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CALDWELL BRANCH | 415 Main Street | Caldwell | OH | 43724 |
| SIXTH STREET BRANCH | 556 Wheeling Avenue | Cambridge | OH | 43725 |
| WHEELING AVE BRANCH | 845 Wheeling Avenue | Cambridge | OH | 43725 |
| CARLISLE BRANCH | 655 Central Ave. | Carlisle | OH | 45005 |
| MADEIRA BRANCH | 7114 Miami Avenue | Cincinnati | OH | 45243 |
| MADISONVILLE | 5727 Madison Road | Cincinnati | OH | 45227 |
| MONTGOMERY BRANCH | 9813 Montgomery Road | Cincinnati | OH | 45242 |
| COSHOCTON BRANCH | 200 Main Street | Coshocton | OH | 43812 |
| CUYAHOGA FALLS BRANCH | 1871 State Road | Cuyahoga Falls | OH | 44223 |
| FRANKLIN BRANCH | 1400 East Second Street | Franklin | OH | 45005 |
| GALLIPOLIS BRANCH | 349 3rd Avenue | Gallipolis | OH | 45631 |
| GEORGETOWN BRANCH | 885 South Main St. | Georgetown | OH | 45121-9719 |
| HILLSBORO BRANCH | 101 Harry Sauner Road | Hillsboro | OH | 45133 |
| IRONTON BRANCH | 221 Railroad Street | Ironton | OH | 45638 |
| JACKSON OFFICE | 590 East Main Street | Jackson | OH | 45640 |
| LANCASTER MAIN OFFICE | 505 East Main Street | Lancaster | OH | 43130 |
| LEBANON BRANCH | 910 Columbus Avenue | Lebanon | OH | 45036 |
| LOWELL BRANCH | 300 Main ST | Lowell | OH | 45744 |
| HAMILTON TOWNSHIP BRANCH | 6284 Riversbend Drive | Maineville | OH | 45039 |
| FRONTIER BRANCH | 124 Gross Street | Marietta | OH | 45750 |
| PEOPLES BANK MOBILE BRANCH | 138 Putnam Street | Marietta | OH | 45750 |
| SECOND STREET BRANCH | 332 Second Street | Marietta | OH | 45750 |
| TELEBANK PHONE BANKING BRANCH | 138 Putnam Street | Marietta | OH | 45750 |
| MASON SNIDER ROAD BRANCH | 6210 Snider Road | Mason | OH | 45040 |
| MCCONNELSVILLE BRANCH | 68 South Kennebec Ave. | Mcconnelsville | OH | 43756 |
| MILFORD OFFICE | 735 Lila Ave. | Milford | OH | 45150 |
| MOUNT ORAB BRANCH | 452 West Main ST | Mount Orab | OH | 45154 |
| MOUNT VERNON BRANCH | 1345 Yauger Road | Mount Vernon | OH | 43050 |
| MUNROE FALLS BRANCH | 34 South Main Street | Munroe Falls | OH | 44262 |
| NELSONVILLE OFFICE | 951 East Canal Street | Nelsonville | OH | 45764 |
| NEW VIENNA BRANCH | 141 West Main Street | New Vienna | OH | 45159 |
| NEWARK BRANCH | 1180 North 21st Street | Newark | OH | 43055 |
| NORTON BRANCH | 3340 Greenwich Road | Norton | OH | 44203 |
| POMEROY COURT ST BRANCH | 115 Court Street | Pomeroy | OH | 45769 |
| POMEROY W MAIN BRANCH | 112 Lynn Street | Pomeroy | OH | 45769 |
| PORTSMOUTH BRANCH | 503 Chillicothe Street | Portsmouth | OH | 45662 |
| PORTSMOUTH NORTH | 907 Chillicothe Street | Portsmouth | OH | 45662 |
| PROCTORVILLE BRANCH | 7604 County Road 107 | Proctorville | OH | 45669 |
| RENO BRANCH | 20 Sandhill Road | Reno | OH | 45773 |
| RIPLEY OH BRANCH | 104 East Main Street | Ripley | OH | 45167 |
| SABINA BRANCH | 135 N Howard ST | Sabina | OH | 45169 |
| SARDINIA BRANCH | 7110 Bachman Road | Sardinia | OH | 45171 |
| SPRINGBORO BRANCH | 95 Edgebrook Drive | Springboro | OH | 45066 |
| WAVERLY BRANCH | 951 West Emmitt Avenue | Waverly | OH | 45690 |
| WAYNESVILLE BRANCH | 826 Franklin Road | Waynesville | OH | 45068 |
| WELLSTON BRANCH | 101 East A Street | Wellston | OH | 45692 |
| WHEELERSBURG BRANCH | 7920 Ohio River Road | Wheelersburg | OH | 45694 |
| WILLIAMSBURG BRANCH | 244 West Main Street | Williamsburg | OH | 45176 |
| WILMINGTON MAIN OFFICE | 48 North South Street | Wilmington | OH | 45177 |
| WILMINGTON PLAZA BRANCH | 1344 Rombach Avenue | Wilmington | OH | 45177 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
19
Showing 1 through 19 of 19 history events
| Event date | Event type | Related institution |
|---|---|---|
| May 1, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 18, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 18, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 13, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 14, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 29, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | PBNA, L.L.C. |
| March 7, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 25, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 23, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 31, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 12, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 15, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 1, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | PEOPLES LOAN SERVICES INC. |
| May 9, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 23, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 11, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 11, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 1992 | Failure - Government Assistance Provided | LIBERTY SAVINGS BANK, FEDERAL SAVINGS BANK |
| August 1, 1990 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-05
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-05
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-05
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.