HMDA records
368,994
2025
Public institution profile · Bank · Not a recommendation
BankColumbus, OHActive
FDIC certificate 628
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
368,994reported records
94,243reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
368,994
2025
Loan originations
94,243
2025
Denials
15,898
2025
Withdrawals
25,475
2025
Denial rate among decisioned applications
14.1%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 368,994 | 94,243 | 2,493 | 15,898 | 25,475 | 14.1% |
| 2024 | 150,113 | 80,744 | 1,932 | 12,095 | 21,588 | 12.8% |
| 2023 | 245,494 | 64,086 | 1,546 | 9,562 | 16,845 | 12.7% |
| 2022 | 243,081 | 115,033 | 2,390 | 14,988 | 27,202 | 11.3% |
| 2021 | 546,394 | 274,448 | 5,835 | 20,446 | 44,674 | 6.8% |
| 2020 | 481,058 | 229,061 | 6,495 | 42,801 | 49,659 | 15.4% |
| 2019 | 527,621 | 202,926 | 5,640 | 92,130 | 43,528 | 30.6% |
| 2018 | 509,796 | 192,628 | 5,685 | 112,729 | 35,238 | 36.2% |
| Category | HMDA records |
|---|---|
| Conventional | 354,047 |
| FHA | 11,679 |
| VA | 2,975 |
| RHS / FSA | 293 |
| Home purchase | 137,686 |
| Home improvement | 7,983 |
| Refinancing | 47,036 |
| Cash-out refinancing | 157,845 |
52 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| September 8, 2003 | Outstanding | Federal Reserve | Large Bank Exam |
| July 9, 2001 | Outstanding | Federal Reserve | Large Bank Exam |
| July 6, 1999 | Outstanding | Federal Reserve | Large Bank Exam |
FFIEC NIC hierarchy rows
99
Showing 1 through 25 of 99 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
5,178
Showing 1 through 50 of 5,178 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| AUBURN COLLEGE ST | 185 N College ST | Auburn | AL | 36830 |
| CROSSPLEX | 2401 Crossplex Blvd Ste 109 | Birmingham | AL | 35208 |
| DOWNTOWN BIRMINGHAM | 425 20th ST S Ste 101 | Birmingham | AL | 35233 |
| INVERNESS | 4651 Highway 280 | Birmingham | AL | 35242 |
| TRUSSVILLE | 1941 Gadsden Hwy # 2 | Birmingham | AL | 35235 |
| COX CREEK AND HOUGH RD | 279 Cox Creek Pkwy | Florence | AL | 35630 |
| FOLEY | 2400 S Mckenzie ST | Foley | AL | 36535 |
| HOMEWOOD GREEN SPRINGS | 333 Green Springs Hwy | Homewood | AL | 35209 |
| RIVERCHASE | 3748 Lorna RD | Hoover | AL | 35216 |
| STADIUM TRACE AND JOHN HAWKINS | 1021 Marble Ter | Hoover | AL | 35244 |
| ENTERPRISE WAY | 6275 University DR NW | Huntsville | AL | 35806 |
| WINCHESTER ROAD | 2104 Winchester RD NE | Huntsville | AL | 35811 |
| CLIFT FARMS | 8160 Highway 72 W | Madison | AL | 35758 |
| MADISON BLVD | 8498 Madison Blvd Ste I | Madison | AL | 35758 |
| MOUNTAIN BROOK | 2629 Cahaba RD | Mountain Brk | AL | 35223 |
| ALABAMA CAMPUS DR | 1130 University Blvd Ste B8 | Tuscaloosa | AL | 35401 |
| SOUTH WALTON BLVD | 1101 S Walton Blvd Ste 9 | Bentonville | AR | 72712 |
| DICKSON AND GREGG | 608 W Dickson ST | Fayetteville | AR | 72701 |
| FAYETTEVILLE NORTH | 3365 N College Ave | Fayetteville | AR | 72703 |
| CANTRELL AND SOUTHRIDGE | 11400 Cantrell RD Ste C | Little Rock | AR | 72212 |
| CHENAL AND MARKHAM | 12900 Chenal Pkwy | Little Rock | AR | 72211 |
| CHENAL VALLEY | 16400 Chenal Pkwy | Little Rock | AR | 72223 |
| GEYER SPRINGS RD | 8821 Geyer Springs RD | Little Rock | AR | 72209 |
| UNIVERSITY AND MIDTOWN | 6001 District Ave | Little Rock | AR | 72205 |
| INDIAN HILLS | 7111 John F Kennedy Blvd | North Little Rock | AR | 72116 |
| MCCAIN RD | 4501 E Mccain Blvd | North Little Rock | AR | 72117 |
| NEW HOPE AND S PROMENADE | 1803 S 46th ST Apt 117 | Rogers | AR | 72758 |
| WEST SUNSET AVE | 1250 Market Square DR | Springdale | AR | 72762 |
| ANTHEM | 39516 North Daisy Mountain Drive | Anthem | AZ | 85086 |
| APACHE JUNCTION | 1148 West Apache Trail | Apache Junction | AZ | 85120 |
| PALMILLA CENTER | 1545 North Dysart Road | Avondale | AZ | 85392 |
| BUCKEYE BRANCH | 402 Monroe Avenue | Buckeye | AZ | 85326 |
| WATSON & YUMA BRANCH | 1240 South Watson Road | Buckeye | AZ | 85326 |
| HIGHWAY 95 AND LONG AVENUE | 3699 Highway 95, Ste 900 | Bullhead City | AZ | 86442 |
| HWY 95 AND PALMA WAY | 1465 Palma Way | Bullhead City | AZ | 86442 |
| CAMP VERDE BRANCH | 402 Finnie Flat Road | Camp Verde | AZ | 86322 |
| CAREFREE | 7206 East Wampum Way, PO Box 822 | Carefree | AZ | 85377 |
| CASA GRANDE | 1201 East Florence Boulevard | Casa Grande | AZ | 85122 |
| FLORENCE & I-10 | 2437 East Florence Blvd. | Casa Grande | AZ | 85194 |
| CAVE CREEK RD AND CAREFREE HWY | 5355 E Carefree Hwy Bldg F | Cave Creek | AZ | 85331 |
| TATUM & DYNAMITE BRANCH | 28238 North Tatum Boulevard | Cave Creek | AZ | 85331 |
| ALMA SCHOOL & WARNER OFFICE | 1998 North Alma School Road | Chandler | AZ | 85224 |
| ALMA SCHOOL AND CHANDLER BLVD | 1080 W Chandler Blvd | Chandler | AZ | 85224 |
| ALMA SCHOOL AND QUEEN CREEK | 1025 West Queen Creek Road | Chandler | AZ | 85248 |
| CHANDLER HEIGHTS & ARIZONA AVENUE | 228 West Chandler Heights Road | Chandler | AZ | 85248 |
| GILBERT & RIGGS BRANCH | 2915 East Riggs Road | Chandler | AZ | 85249 |
| GILBERT AND GERMANN | 2790 E Germann RD | Chandler | AZ | 85286 |
| MCCLINTOCK & RAY BRANCH | 3970 West Ray Road | Chandler | AZ | 85226 |
| OCOTILLO AND GILBERT | 4050 S. Gilbert Rd. | Chandler | AZ | 85249 |
| CHINO VALLEY BRANCH | 31 Butterfield Road | Chino Valley | AZ | 86323 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
52
Showing 26 through 50 of 52 history events
| Event date | Event type | Related institution |
|---|---|---|
| November 13, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 13, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 21, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | WHITKATH INC. |
| November 10, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 1, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE BANK OF TEXAS-SAN ANGELO, NATIONAL ASSOCIATION |
| August 1, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 5, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | TEXAS COMMERCE TRUST COMPANY OF NEW YORK |
| October 1, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | MORGAN STANLEY TRUST COMPANY |
| December 1, 1996 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 14, 1996 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 1993 | Charter Discontinued (Merger or Purchase & Assumption) | TEXAS COMMERCE BANKS |
| June 20, 1992 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 14, 1992 | Failure - Government Assistance Provided | CENTRAL FEDERAL SAVINGS BANK |
| March 7, 1992 | Charter Discontinued (Merger or Purchase & Assumption) | CHEMICAL BANK DELAWARE |
| November 9, 1991 | Failure - Government Assistance Provided | COMMUNITY NATIONAL BANK AND TRUST COMPANY OF NEW YORK |
| July 20, 1991 | Failure - Government Assistance Provided | ENSIGN FEDERAL SAVINGS BANK |
| October 1, 1978 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 1978 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 1978 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 1978 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 1978 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 1977 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 11, 1975 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 19, 1975 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 25, 1964 | Charter Discontinued (Merger or Purchase & Assumption) | BENSONHURST NB OF BROOKLYN |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.