HMDA records
368,994
2025
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Public institution profile · Bank · Not a recommendation
BankColumbus, OHActive
FDIC certificate 628
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
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Suggest an updatePublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
368,994reported records
94,243reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
368,994
2025
Loan originations
94,243
2025
Denials
15,898
2025
Withdrawals
25,475
2025
Denial rate among decisioned applications
14.1%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 368,994 | 94,243 | 2,493 | 15,898 | 25,475 | 14.1% |
| 2024 | 150,113 | 80,744 | 1,932 | 12,095 | 21,588 | 12.8% |
| 2023 | 245,494 | 64,086 | 1,546 | 9,562 | 16,845 | 12.7% |
| 2022 | 243,081 | 115,033 | 2,390 | 14,988 | 27,202 | 11.3% |
| 2021 | 546,394 | 274,448 | 5,835 | 20,446 | 44,674 | 6.8% |
| 2020 | 481,058 | 229,061 | 6,495 | 42,801 | 49,659 | 15.4% |
| 2019 | 527,621 | 202,926 | 5,640 | 92,130 | 43,528 | 30.6% |
| 2018 | 509,796 | 192,628 | 5,685 | 112,729 | 35,238 | 36.2% |
| Category | HMDA records |
|---|---|
| Conventional | 354,047 |
| FHA | 11,679 |
| VA | 2,975 |
| RHS / FSA | 293 |
| Home purchase | 137,686 |
| Home improvement | 7,983 |
| Refinancing | 47,036 |
| Cash-out refinancing | 157,845 |
52 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| September 8, 2003 | Outstanding | Federal Reserve | Large Bank Exam |
| July 9, 2001 | Outstanding | Federal Reserve | Large Bank Exam |
| July 6, 1999 | Outstanding | Federal Reserve | Large Bank Exam |
FFIEC NIC hierarchy rows
99
Showing 1 through 25 of 99 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
5,178
Showing 2,551 through 2,600 of 5,178 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| WESTMINSTER SHOPPING CENTER | 142 Englar RD | Westminster | MD | 21157 |
| FALMOUTH | 241 US Route 1 Ste 101 | Falmouth | ME | 04105 |
| DOWNTOWN PORTLAND | 480 Congress ST | Portland | ME | 04101 |
| SACO | 520 Main ST | Saco | ME | 04072 |
| SANFORD MAIN STREET | 1252 Main ST | Sanford | ME | 04073 |
| SCARBOROUGH US 1 | 1 Hannaford DR | Scarborough | ME | 04074 |
| WESTBROOK | 92 Rock Row | Westbrook | ME | 04092 |
| YARMOUTH | 770 US Route 1 | Yarmouth | ME | 04096 |
| ADA OFFICE | 455 Ada DR SE | Ada | MI | 49301 |
| ALLEN PARK | 14601 Southfield Road | Allen Park | MI | 48101 |
| BRIARWOOD OFFICE | 105 Briarwood Circle | Ann Arbor | MI | 48108 |
| MAIN AND HURON | 100 S Main ST | Ann Arbor | MI | 48104 |
| PACKARD BRANCH | 1501 East Stadium Blvd. | Ann Arbor | MI | 48104 |
| PLYMOUTH & GREEN OFFICE | 3500 Plymouth Road | Ann Arbor | MI | 48105 |
| WESTGATE ANN ARBOR BRANCH | 2475 West Stadium Blvd. | Ann Arbor | MI | 48103 |
| ZEEB ROAD BRANCH | 95 South Zeeb Road | Ann Arbor | MI | 48103 |
| AUBURN HILLS BRANCH | 3401 Auburn Road | Auburn Hills | MI | 48326 |
| OPDYKE WALTON BRANCH | 2450 North Opdyke Road | Auburn Hills | MI | 48326 |
| BELLEVILLE OFFICE | 465 Main ST | Belleville | MI | 48111 |
| FAIRPLAIN PLAZA BRANCH | 1088 E Napier Ave | Benton Harbor | MI | 49022 |
| BIRMINGHAM BANKING CENTER | 200 South Old Woodward Avenue | Birmingham | MI | 48009 |
| WEST LONG LAKE & TELEGRAPH OFFICE | 1116 West Long Lake Road | Bloomfield Hills | MI | 48302 |
| WEST MAPLE & CRANBROOK | 2480 West Maple Road | Bloomfield Hills | MI | 48301 |
| WEST MAPLE-INKSTER OFFICE | 4860 West Maple Road | Bloomfield Hills | MI | 48301 |
| WOODWARD & LONG LAKE BANKING CENTER BRANCH | 39540 Woodward Avenue | Bloomfield Hills | MI | 48304 |
| BOYNE CITY BRANCH | 1153 M-75 South | Boyne City | MI | 49712 |
| BRIGHTON GRAND RIVER | 9858 E Grand River Ave | Brighton | MI | 48116 |
| ALLEN KING | 20920 Allen Road | Brownstown Township | MI | 48183 |
| BENTLEY BRANCH | 1232 South Belsay Road | Burton | MI | 48509 |
| CALEDONIA BANKING CENTER BRANCH | 9235 Cherry Valley Avenue SE | Caledonia | MI | 49316 |
| FORD ROAD CANTON CENTER | 45345 Ford Road | Canton | MI | 48187 |
| MICHIGAN & CANTON CENTER BANKING CENTER | 45220 Michigan Avenue | Canton | MI | 48188 |
| CEDAR SPRINGS OFFICE | 7 Main Street | Cedar Springs | MI | 49319 |
| GRATIOT AND 23 MILE | 27100 23 Mile Road | Chesterfield | MI | 48051 |
| DIXIE MAYBEE BRANCH | 6670 Dixie Highway | Clarkston | MI | 48346 |
| PINE KNOB BANKING CENTER | 5541 Sashabaw Road | Clarkston | MI | 48346 |
| GARFIELD NINETEEN MILE | 43101 Garfield RD | Clinton Township | MI | 48038 |
| GROESBECK METRO BANKING CENTER BRANCH | 20755 North Nunneley Road | Clinton Township | MI | 48036 |
| HARPER METROPOLITAN PARKWAY | 37408 Harper Avenue | Clinton Township | MI | 48036 |
| CLIO BRANCH | 4130 West Vienna Road | Clio | MI | 48420 |
| HAGGERTY COMMERCE | 1449 Haggerty RD | Commerce Township | MI | 48390 |
| UNION COMMERCE | 2801 Union Lake Road | Commerce Township | MI | 48382 |
| ALPINE LAMOREAUX BRANCH | 4366 Alpine Avenue | Comstock Park | MI | 49321 |
| DAVISON SOUTH | 1121 South State Road | Davison | MI | 48423 |
| FORD ROAD - STEADMAN BRANCH | 14901 Ford Road | Dearborn | MI | 48126 |
| MONROE BEECH BRANCH | 1324 Monroe ST | Dearborn | MI | 48124 |
| WARREN WYOMING | 7301 Wyoming Ave | Dearborn | MI | 48126 |
| FORD ROAD OUTER DRIVE OFFICE | 23210 Ford Road | Dearborn Heights | MI | 48127 |
| VAN BORN ROAD OFFICE | 23150 Van Born Road | Dearborn Heights | MI | 48125 |
| CORKTOWN | 1620 Michigan Ave Ste 121 | Detroit | MI | 48216 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
52
Showing 1 through 25 of 52 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 2, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN MORTGAGE ACQUISITION CORP. |
| November 2, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE MORTGAGE HOLDINGS, INC. |
| May 1, 2023 | Failure - Government Assistance Provided | FIRST REPUBLIC BANK |
| December 31, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | ONE MORTGAGE PARTNERS CORP. |
| October 20, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN TREASURY TECHNOLOGIES CORPORATION |
| May 19, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | BLOOMSPOT, INC. |
| May 19, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE BANKCARD SERVICES, INC. |
| May 19, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE BANK USA, NATIONAL ASSOCIATION |
| September 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | JPMORGAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION |
| October 14, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CUSTODIAL TRUST COMPANY |
| October 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN INVESTOR SERVICES CO. |
| October 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE AUTO FINANCE CORP. |
| June 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE EQUIPMENT FINANCE, INC. |
| May 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE HOME FINANCE LLC |
| May 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE HOME FINANCE INC. |
| January 1, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | BANC ONE NATIONAL PROCESSING CORPORATION |
| November 19, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | BEAR STEARNS FOREX INC. |
| May 26, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | BEAR STEARNS FINANCIAL PRODUCTS INC. |
| September 26, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 26, 2008 | Failure - Government Assistance Provided | WASHINGTON MUTUAL BANK |
| August 16, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN TRUST COMPANY, NATIONAL ASSOCIATION |
| September 21, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | LIBERTY PAYMENT SERVICES, INC. |
| October 21, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | BANK ONE TRUST COMPANY, NATIONAL ASSOCIATION |
| March 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | BANC ONE FINANCIAL SERVICES, INC. |
| March 18, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | BANC ONE MANAGEMENT CORPORATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.