HMDA records
368,994
2025
Public institution profile · Bank · Not a recommendation
BankColumbus, OHActive
FDIC certificate 628
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
368,994reported records
94,243reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
368,994
2025
Loan originations
94,243
2025
Denials
15,898
2025
Withdrawals
25,475
2025
Denial rate among decisioned applications
14.1%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 368,994 | 94,243 | 2,493 | 15,898 | 25,475 | 14.1% |
| 2024 | 150,113 | 80,744 | 1,932 | 12,095 | 21,588 | 12.8% |
| 2023 | 245,494 | 64,086 | 1,546 | 9,562 | 16,845 | 12.7% |
| 2022 | 243,081 | 115,033 | 2,390 | 14,988 | 27,202 | 11.3% |
| 2021 | 546,394 | 274,448 | 5,835 | 20,446 | 44,674 | 6.8% |
| 2020 | 481,058 | 229,061 | 6,495 | 42,801 | 49,659 | 15.4% |
| 2019 | 527,621 | 202,926 | 5,640 | 92,130 | 43,528 | 30.6% |
| 2018 | 509,796 | 192,628 | 5,685 | 112,729 | 35,238 | 36.2% |
| Category | HMDA records |
|---|---|
| Conventional | 354,047 |
| FHA | 11,679 |
| VA | 2,975 |
| RHS / FSA | 293 |
| Home purchase | 137,686 |
| Home improvement | 7,983 |
| Refinancing | 47,036 |
| Cash-out refinancing | 157,845 |
52 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| September 8, 2003 | Outstanding | Federal Reserve | Large Bank Exam |
| July 9, 2001 | Outstanding | Federal Reserve | Large Bank Exam |
| July 6, 1999 | Outstanding | Federal Reserve | Large Bank Exam |
FFIEC NIC hierarchy rows
99
Showing 1 through 25 of 99 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
5,178
Showing 1,551 through 1,600 of 5,178 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| WATERFORD LAKES ALAFAYA TRAIL | 11969 Ferris State Way | Orlando | FL | 32828 |
| GRANADA AND WILLIAMSON | 1520 W Granada Blvd | Ormond Beach | FL | 32174 |
| TRAILS BRANCH, THE | 75 Shadow Lakes Blvd | Ormond Beach | FL | 32174 |
| OVIEDO | 3 Alafaya Woods Blvd | Oviedo | FL | 32765 |
| BAYSIDE LAKES | 3450 Bayside Lakes Blvd, Ste 116 | Palm Bay | FL | 32909 |
| PALM BEACH | 241 Royal Palm Way | Palm Beach | FL | 33480 |
| PALM BEACH PRIVATE BANKING | 205 Royal Palm Way | Palm Beach | FL | 33480 |
| WORTH AVENUE & SOUTH COUNTY ROAD BANKING CENTER | 411 South County Road | Palm Beach | FL | 33480 |
| DONALD ROSS RD AND ALTON RD | 5220 Donald Ross RD | Palm Beach Gardens | FL | 33418 |
| NORTHLAKE BLVD BRANCH | 4470 Northlake Blvd | Palm Beach Gardens | FL | 33410 |
| PALM BEACH GARDENS | 4506 Pga Blvd | Palm Beach Gardens | FL | 33418 |
| PGA BLVD BRANCH | 2500 Pga Blvd | Palm Beach Gardens | FL | 33410 |
| PGA NATIONAL | 7106 Fairway DR | Palm Beach Gardens | FL | 33418 |
| PALM CITY | 3030 SW Martin Downs Boulevard | Palm City | FL | 34990 |
| E MOODY BLVD AND MCCORMICK DR | 5843 State Highway 100 E | Palm Coast | FL | 32164 |
| PALM COAST AND FLORIDA PARK | 214 Palm Coast Parkway NE | Palm Coast | FL | 32137 |
| ALDERMAN ROAD & ALTERNATE 19 | 2800 Alternate 19 | Palm Harbor | FL | 34683 |
| BOOT RANCH | 600 East Lake Road | Palm Harbor | FL | 34685 |
| CURLEW AND US 19 BRANCH | 30500 US Highway 19 North | Palm Harbor | FL | 34684 |
| RIDGEMOOR BLVD. AND E. LAKE RD. | 4890 Ridgemoor Blvd. | Palm Harbor | FL | 34685 |
| PARRISH 301 AND CHIN | 11295 US Highway 301 N | Parrish | FL | 34219 |
| COBBLESTONE PLAZA | 14916 Pines Blvd | Pembroke Pines | FL | 33027 |
| PEMBROKE PINES BRANCH | 390 S Flamingo RD | Pembroke Pines | FL | 33027 |
| SILVER LAKES BANKING CENTER | 150 NW 180th Avenue | Pembroke Pines | FL | 33029 |
| UNIVERSITY & JOHNSON | 710 North University Drive | Pembroke Pines | FL | 33024 |
| SOUTH DIXIE HIGHWAY & SW 128TH STREET | 12795 South Dixie Highway | Pinecrest | FL | 33156 |
| VILLAGE OF PINECREST | 10301 S Dixie Hwy | Pinecrest | FL | 33156 |
| PARK MALL | 7360 US Hwy 19 N | Pinellas Park | FL | 33781 |
| BROWARD AND 441 | 2 N State Road 7 | Plantation | FL | 33317 |
| CLEARY & NOB HILL | 10195 Cleary Blvd. | Plantation | FL | 33324 |
| PLANTATION BRANCH | 200 S Pine Island Rd, Ste 100 | Plantation | FL | 33324 |
| MCNAB AND FEDERAL HWY | 943 E Mcnab RD | Pompano Beach | FL | 33060 |
| PALM AIRE BRANCH | 101 S Pompano Pkwy | Pompano Beach | FL | 33069 |
| POMPANO CITI CENTRE BRANCH | 2285 N Federal Hwy | Pompano Beach | FL | 33062 |
| CROSSWATER PARKWAY AND PRESERVATION TRAIL | 187 Capital Green Drive | Ponte Vedra | FL | 32081 |
| MARLIN AND A1A | 190 US Highway A1a North | Ponte Vedra Beach | FL | 32082 |
| VILLAGES AT SAWGRASS | 1000 Sawgrass Village DR Ste 100 | Ponte Vedra Beach | FL | 32082 |
| PEACHLAND VETERANS | 24143 Peachland Blvd | Port Charlotte | FL | 33954 |
| DUNLAWTON SQUARE | 3825 South Nova Road | Port Orange | FL | 32127 |
| LITTLE AND RIDGE | 8298 Ridge Road | Port Richey | FL | 34668 |
| ST LUCIE WEST BRANCH | 1701 NW ST Lucie West Blvd | Port Saint Lucie | FL | 34986 |
| PORT ST. LUCIE GATLIN | 1710 SW Gatlin Blvd | Port St. Lucie | FL | 34953 |
| PORT ST. LUCIE RIVERGATE | 1201 SE Port St. Lucie Blvd | Port St. Lucie | FL | 34952 |
| PUNTA GORDA | 911 Tamiami Trail | Punta Gorda | FL | 33950 |
| PROVIDENCE AND BLOOMINGDALE | 11111 Bloomingdale Avenue | Riverview | FL | 33578 |
| RIVERVIEW | 10230 US Highway 301 S | Riverview | FL | 33578 |
| US 301 & BIG BEND ROAD | 10391 Big Bend Road | Riverview | FL | 33578 |
| ROCKLEDGE BRANCH | 615 Barnes Blvd | Rockledge | FL | 32955 |
| ROYAL PALM BEACH BRANCH | 1102 Royal Palm Beach Blvd | Royal Palm Beach | FL | 33411 |
| INTERNATIONAL GOLF PKWY AND SR 16 | 325 Commerce Plaza Blvd | Saint Augustine | FL | 32092 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
52
Showing 1 through 25 of 52 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 2, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN MORTGAGE ACQUISITION CORP. |
| November 2, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE MORTGAGE HOLDINGS, INC. |
| May 1, 2023 | Failure - Government Assistance Provided | FIRST REPUBLIC BANK |
| December 31, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | ONE MORTGAGE PARTNERS CORP. |
| October 20, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN TREASURY TECHNOLOGIES CORPORATION |
| May 19, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | BLOOMSPOT, INC. |
| May 19, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE BANKCARD SERVICES, INC. |
| May 19, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE BANK USA, NATIONAL ASSOCIATION |
| September 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | JPMORGAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION |
| October 14, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CUSTODIAL TRUST COMPANY |
| October 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN INVESTOR SERVICES CO. |
| October 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE AUTO FINANCE CORP. |
| June 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE EQUIPMENT FINANCE, INC. |
| May 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE HOME FINANCE LLC |
| May 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE HOME FINANCE INC. |
| January 1, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | BANC ONE NATIONAL PROCESSING CORPORATION |
| November 19, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | BEAR STEARNS FOREX INC. |
| May 26, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | BEAR STEARNS FINANCIAL PRODUCTS INC. |
| September 26, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 26, 2008 | Failure - Government Assistance Provided | WASHINGTON MUTUAL BANK |
| August 16, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN TRUST COMPANY, NATIONAL ASSOCIATION |
| September 21, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | LIBERTY PAYMENT SERVICES, INC. |
| October 21, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | BANK ONE TRUST COMPANY, NATIONAL ASSOCIATION |
| March 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | BANC ONE FINANCIAL SERVICES, INC. |
| March 18, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | BANC ONE MANAGEMENT CORPORATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.