HMDA records
368,994
2025
Public institution profile · Bank · Not a recommendation
BankColumbus, OHActive
FDIC certificate 628
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
368,994reported records
94,243reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
368,994
2025
Loan originations
94,243
2025
Denials
15,898
2025
Withdrawals
25,475
2025
Denial rate among decisioned applications
14.1%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 368,994 | 94,243 | 2,493 | 15,898 | 25,475 | 14.1% |
| 2024 | 150,113 | 80,744 | 1,932 | 12,095 | 21,588 | 12.8% |
| 2023 | 245,494 | 64,086 | 1,546 | 9,562 | 16,845 | 12.7% |
| 2022 | 243,081 | 115,033 | 2,390 | 14,988 | 27,202 | 11.3% |
| 2021 | 546,394 | 274,448 | 5,835 | 20,446 | 44,674 | 6.8% |
| 2020 | 481,058 | 229,061 | 6,495 | 42,801 | 49,659 | 15.4% |
| 2019 | 527,621 | 202,926 | 5,640 | 92,130 | 43,528 | 30.6% |
| 2018 | 509,796 | 192,628 | 5,685 | 112,729 | 35,238 | 36.2% |
| Category | HMDA records |
|---|---|
| Conventional | 354,047 |
| FHA | 11,679 |
| VA | 2,975 |
| RHS / FSA | 293 |
| Home purchase | 137,686 |
| Home improvement | 7,983 |
| Refinancing | 47,036 |
| Cash-out refinancing | 157,845 |
52 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| September 8, 2003 | Outstanding | Federal Reserve | Large Bank Exam |
| July 9, 2001 | Outstanding | Federal Reserve | Large Bank Exam |
| July 6, 1999 | Outstanding | Federal Reserve | Large Bank Exam |
FFIEC NIC hierarchy rows
99
Showing 1 through 25 of 99 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
5,178
Showing 1,501 through 1,550 of 5,178 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| IMMOKALEE ROAD AND JULIET | 5350 Immokalee Road | Naples | FL | 34110 |
| PINE RIDGE ROAD AND VINEYARDS BLVD. | 5939 Pine Ridge Road | Naples | FL | 34119 |
| RADIO ROAD & SANTA BARBARA BLVD | 3693 Santa Barbara Blvd | Naples | FL | 34104 |
| RANDALL CURVE | 13655 Immokalee RD | Naples | FL | 34120 |
| US 41 & NEAPOLITAN WAY | 4700 Tamiami Trail North | Naples | FL | 34103 |
| US 41 & TRIANGLE BLVD. | 12585 Tamiami Trail East | Naples | FL | 34113 |
| US 41 AND MOORING LINE DRIVE | 2201 9th Street N | Naples | FL | 34103 |
| US 41 AND RATTLESNAKE HAMMOCK ROAD | 4924 Tamiami Trail East | Naples | FL | 34113 |
| VANDERBILT BEACH & AIRPORT PULLING BANKING CENTER BRANCH | 2480 Vanderbilt Beach Road | Naples | FL | 34109 |
| VANDERBILT BEACH AND US 41N | 8870 Tamiami Trail North | Naples | FL | 34108 |
| SEMINOLE SHOPPES AT ATLANTIC | 650 Atlantic Boulevard | Neptune Beach | FL | 32266 |
| US 19 & MARINE | 5029 US Highway 19 | New Port Richey | FL | 34652 |
| NEW SMYRNA BEACH BANKING CENTER BRANCH | 725 East 3rd Avenue | New Smyrna Beach | FL | 32169 |
| LAUREL AND US 41 | 1127 Tamiami Trail N. | Nokomis | FL | 34275 |
| BISCAYNE AND 146TH | 14590 Biscayne Blvd | North Miami | FL | 33181 |
| NORTH MIAMI/7TH AVENUE BRANCH | 12600 NW 7th Ave | North Miami | FL | 33168 |
| MALL AT 163RD BRANCH | 1201 NE 163rd ST | North Miami Beach | FL | 33162 |
| SKYLAKE | 1790 NE Miami Gardens DR | North Miami Beach | FL | 33179 |
| NORTH PORT | 17499 Tamiami Trail | North Port | FL | 34287 |
| COMMERCIAL & DIXIE BRANCH | 5055 N Dixie Hwy | Oakland Park | FL | 33334 |
| MARICAMP AND 24TH | 3045 SE 24th Street | Ocala | FL | 34471 |
| SILVER SPRINGS AND 16TH | 1602 E. Silver Springs Blvd. | Ocala | FL | 34470 |
| STATE ROAD 200 AND 80TH | 8111 SW Highway 200 | Ocala | FL | 34481 |
| SW 42ND ST AND 27TH AVE | 2525 SW 42nd ST | Ocala | FL | 34471 |
| US 27 AND 49TH AVE | 2610 NW 46th Ter | Ocala | FL | 34482 |
| OCOEE BRANCH | 1784 E Silver Star RD | Ocoee | FL | 34761 |
| STARKEY RANCH | 12225 State Road 54 | Odessa | FL | 33556 |
| CROWN CENTRE PLAZA | 2596 Enterprise RD | Orange City | FL | 32763 |
| BLANDING AND KINGSLEY | 2293 Kingsley Avenue | Orange Park | FL | 32073 |
| AVALON PARK AND GOLDEN ISLE | 315 S Avalon Park Blvd | Orlando | FL | 32828 |
| BAYHILL BRANCH | 7674 DR Phillips Blvd | Orlando | FL | 32819 |
| BOGGY CREEK AND LAKE NONA | 14105 Lake Nona Blvd | Orlando | FL | 32824 |
| COLONIAL PLAZA BRANCH | 2301 E Colonial DR | Orlando | FL | 32803 |
| CONWAY ROAD & HOFFNER AVENUE | 5189 South Conway Road | Orlando | FL | 32812 |
| DIXIE VILLAGE BRANCH | 2710 S Orange Ave | Orlando | FL | 32806 |
| DOVER SHORES BRANCH | 4444 Curry Ford RD | Orlando | FL | 32812 |
| EAST CHURCH STREET & ORANGE AVENUE | 25 East Church Street, Suite 130 | Orlando | FL | 32801 |
| EDGEWATER DRIVE BRANCH | 2424 Edgewater DR | Orlando | FL | 32804 |
| FLORIDA MALL | 1812 W Sand Lake RD | Orlando | FL | 32809 |
| HUNTERS CREEK | 4167 Town Center Blvd | Orlando | FL | 32837 |
| LEE VISTA AND NARCOOSSEE | 8184 Lee Vista Blvd | Orlando | FL | 32829 |
| MALL AT MILLENIA | 4110 Conroy RD | Orlando | FL | 32839 |
| METROWEST BRANCH | 3120 S Kirkman RD | Orlando | FL | 32811 |
| NARCOOSSEE AND LAUREATE | 13824 Narcoossee Road | Orlando | FL | 32832 |
| NARCOOSSEE AND NORTHLAKE | 9592 Narcoossee RD | Orlando | FL | 32827 |
| NORTH ORANGE BLOSSOM BRANCH | 5465 N Orange Blossom Trail | Orlando | FL | 32810 |
| O-TOWN WEST | 8670 Fenton ST | Orlando | FL | 32836 |
| PINE HILLS BRANCH | 801 Deauville DR | Orlando | FL | 32808 |
| SOUTHCHASE | 12528 South Orange Blossom Trail | Orlando | FL | 32837 |
| UNIVERSITY AND ALAFAYA | 12190 University Blvd. | Orlando | FL | 32817 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
52
Showing 1 through 25 of 52 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 2, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN MORTGAGE ACQUISITION CORP. |
| November 2, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE MORTGAGE HOLDINGS, INC. |
| May 1, 2023 | Failure - Government Assistance Provided | FIRST REPUBLIC BANK |
| December 31, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | ONE MORTGAGE PARTNERS CORP. |
| October 20, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN TREASURY TECHNOLOGIES CORPORATION |
| May 19, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | BLOOMSPOT, INC. |
| May 19, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE BANKCARD SERVICES, INC. |
| May 19, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE BANK USA, NATIONAL ASSOCIATION |
| September 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | JPMORGAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION |
| October 14, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CUSTODIAL TRUST COMPANY |
| October 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN INVESTOR SERVICES CO. |
| October 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE AUTO FINANCE CORP. |
| June 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE EQUIPMENT FINANCE, INC. |
| May 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE HOME FINANCE LLC |
| May 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE HOME FINANCE INC. |
| January 1, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | BANC ONE NATIONAL PROCESSING CORPORATION |
| November 19, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | BEAR STEARNS FOREX INC. |
| May 26, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | BEAR STEARNS FINANCIAL PRODUCTS INC. |
| September 26, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 26, 2008 | Failure - Government Assistance Provided | WASHINGTON MUTUAL BANK |
| August 16, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN TRUST COMPANY, NATIONAL ASSOCIATION |
| September 21, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | LIBERTY PAYMENT SERVICES, INC. |
| October 21, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | BANK ONE TRUST COMPANY, NATIONAL ASSOCIATION |
| March 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | BANC ONE FINANCIAL SERVICES, INC. |
| March 18, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | BANC ONE MANAGEMENT CORPORATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.