HMDA records
368,994
2025
Public institution profile · Bank · Not a recommendation
BankColumbus, OHActive
FDIC certificate 628
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
368,994reported records
94,243reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
368,994
2025
Loan originations
94,243
2025
Denials
15,898
2025
Withdrawals
25,475
2025
Denial rate among decisioned applications
14.1%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 368,994 | 94,243 | 2,493 | 15,898 | 25,475 | 14.1% |
| 2024 | 150,113 | 80,744 | 1,932 | 12,095 | 21,588 | 12.8% |
| 2023 | 245,494 | 64,086 | 1,546 | 9,562 | 16,845 | 12.7% |
| 2022 | 243,081 | 115,033 | 2,390 | 14,988 | 27,202 | 11.3% |
| 2021 | 546,394 | 274,448 | 5,835 | 20,446 | 44,674 | 6.8% |
| 2020 | 481,058 | 229,061 | 6,495 | 42,801 | 49,659 | 15.4% |
| 2019 | 527,621 | 202,926 | 5,640 | 92,130 | 43,528 | 30.6% |
| 2018 | 509,796 | 192,628 | 5,685 | 112,729 | 35,238 | 36.2% |
| Category | HMDA records |
|---|---|
| Conventional | 354,047 |
| FHA | 11,679 |
| VA | 2,975 |
| RHS / FSA | 293 |
| Home purchase | 137,686 |
| Home improvement | 7,983 |
| Refinancing | 47,036 |
| Cash-out refinancing | 157,845 |
52 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| September 8, 2003 | Outstanding | Federal Reserve | Large Bank Exam |
| July 9, 2001 | Outstanding | Federal Reserve | Large Bank Exam |
| July 6, 1999 | Outstanding | Federal Reserve | Large Bank Exam |
FFIEC NIC hierarchy rows
99
Showing 1 through 25 of 99 relationship records
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
5,178
Showing 1,451 through 1,500 of 5,178 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BISCAYNE & 108TH | 10760 Biscayne Boulevard | Miami | FL | 33161 |
| BISCAYNE AND 69TH | 6800 Biscayne Blvd | Miami | FL | 33138 |
| BRICKELL AVENUE & SE 15TH ROAD | 1450 Brickell Avenue | Miami | FL | 33131 |
| BRICKELL CITY CENTRE | 80 SW 8th St, Ste 100 | Miami | FL | 33130 |
| CALLE OCHO | 801 SW 27th Ave | Miami | FL | 33135 |
| CARIBBEAN BLVD | 10808 Caribbean Blvd | Miami | FL | 33189 |
| COCONUT GROVE | 3015 Grand Avenue | Miami | FL | 33133 |
| CORAL WAY & 37TH | 2209 SW 37th Avenue | Miami | FL | 33145 |
| DOWNTOWN MIAMI BRANCH | 150 SE 2nd Ave | Miami | FL | 33131 |
| FLAGLER & 37TH | 3700 West Flagler Street | Miami | FL | 33134 |
| HAMMOCKS | 15225 SW 104th ST | Miami | FL | 33196 |
| KENDALE LAKES | 13701 SW 88th ST | Miami | FL | 33186 |
| KENDALL PALMS | 11895 Sherri Lane | Miami | FL | 33183 |
| KENDALL PARK PLAZA | 16207 SW 88th ST | Miami | FL | 33196 |
| KENDALL SQUARE | 12610 SW 120th ST | Miami | FL | 33186 |
| KILLIAN AND 117TH AVENUE | 11720 SW 104th Street | Miami | FL | 33186 |
| LAS AMERICAS | 12001 SW 26th ST | Miami | FL | 33175 |
| LIBERTY CITY | 6101 NW 7th Ave | Miami | FL | 33127 |
| LITTLE HAVANA | 1901 SW 8th ST | Miami | FL | 33135 |
| MIAMI 199TH STREET | 175 NW 199th ST | Miami | FL | 33169 |
| MIAMI EDGEWATER | 295 NE 18th Street | Miami | FL | 33132 |
| MIDTOWN CENTER | 3451 NE 1st Avenue, Unit 106 | Miami | FL | 33137 |
| MILLER AND SW 93RD COURT | 9352 SW 56th Street | Miami | FL | 33165 |
| NORTH MIAMI 125TH ST | 850C NE 125 ST | Miami | FL | 33161 |
| PALMETTO BAY | 15101 S Dixie Highway | Miami | FL | 33176 |
| RIVER LANDING | 1440 NW North River DR Ste 180 | Miami | FL | 33125 |
| SUNSET DRIVE MIAMI BRANCH | 8784 Sunset DR | Miami | FL | 33173 |
| TAMIAMI MARKETPLACE | 14290 SW 8th ST | Miami | FL | 33184 |
| WEST BIRD ROAD | 11399 Bird Road | Miami | FL | 33165 |
| WEST BRICKELL | 1230 SW 2nd Avenue | Miami | FL | 33130 |
| WEST FLAGLER | 9501 W Flagler ST | Miami | FL | 33174 |
| WEST GABLES | 2000 SW 57th Ave | Miami | FL | 33155 |
| WEST KENDALL | 13745 SW 152nd ST | Miami | FL | 33177 |
| WESTCHESTER MIAMI BRANCH | 8700 SW Coral Way | Miami | FL | 33165 |
| WYNWOOD | 2830 N Miami Ave | Miami | FL | 33127 |
| ALTON ROAD | 1801 Alton RD | Miami Beach | FL | 33139 |
| ARTHUR GODFREY | 474 Arthur Godfrey Road | Miami Beach | FL | 33140 |
| COLLINS AVENUE & 69TH STREET | 6916 Collins Avenue | Miami Beach | FL | 33141 |
| SOUTH BEACH | 504 Washington Avenue | Miami Beach | FL | 33139 |
| MIAMI GARDENS | 18255 NW 57th Ave | Miami Gardens | FL | 33055 |
| MIAMI LAKES | 14045 NW 67th Ave | Miami Lakes | FL | 33014 |
| ROYAL OAKS MIAMI LAKES BRANCH | 15424 NW 77th CT | Miami Lakes | FL | 33016 |
| MIAMI SHORES BRANCH | 9640 NE 2nd Ave | Miami Shores | FL | 33138 |
| MIAMI SPRINGS BRANCH | 4451 NW 36th ST | Miami Springs | FL | 33166 |
| MIRAMAR | 6860 Miramar Pkwy | Miramar | FL | 33023 |
| MIRAMAR COMMONS BRANCH | 11100 Pembroke RD | Miramar | FL | 33025 |
| WEST MIRAMAR BRANCH | 3221 SW 160th Ave | Miramar | FL | 33027 |
| MOUNT DORA | 18925 US Highway 441 | Mount Dora | FL | 32757 |
| AIRPORT PULLING & PINE RIDGE | 2448 Pine Ridge Road | Naples | FL | 34109 |
| IMMOKALEE AND COLLIER | 8843 Immokalee Rd. | Naples | FL | 34120 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
52
Showing 1 through 25 of 52 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 2, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN MORTGAGE ACQUISITION CORP. |
| November 2, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE MORTGAGE HOLDINGS, INC. |
| May 1, 2023 | Failure - Government Assistance Provided | FIRST REPUBLIC BANK |
| December 31, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | ONE MORTGAGE PARTNERS CORP. |
| October 20, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN TREASURY TECHNOLOGIES CORPORATION |
| May 19, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | BLOOMSPOT, INC. |
| May 19, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE BANKCARD SERVICES, INC. |
| May 19, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE BANK USA, NATIONAL ASSOCIATION |
| September 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | JPMORGAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION |
| October 14, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CUSTODIAL TRUST COMPANY |
| October 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN INVESTOR SERVICES CO. |
| October 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE AUTO FINANCE CORP. |
| June 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE EQUIPMENT FINANCE, INC. |
| May 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE HOME FINANCE LLC |
| May 1, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | CHASE HOME FINANCE INC. |
| January 1, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | BANC ONE NATIONAL PROCESSING CORPORATION |
| November 19, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | BEAR STEARNS FOREX INC. |
| May 26, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | BEAR STEARNS FINANCIAL PRODUCTS INC. |
| September 26, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 26, 2008 | Failure - Government Assistance Provided | WASHINGTON MUTUAL BANK |
| August 16, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | J.P. MORGAN TRUST COMPANY, NATIONAL ASSOCIATION |
| September 21, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | LIBERTY PAYMENT SERVICES, INC. |
| October 21, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | BANK ONE TRUST COMPANY, NATIONAL ASSOCIATION |
| March 1, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | BANC ONE FINANCIAL SERVICES, INC. |
| March 18, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | BANC ONE MANAGEMENT CORPORATION |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.