HMDA records
7,721
2025
Public institution profile · Bank · Not a recommendation
BankKalispell, MTActive
FDIC certificate 30788
Data observedAugust 3, 2026Section records may have different source dates.
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionPublic records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
HMDA
Reported records for the selected year. These figures are not a lender score.
7,721reported records
4,789reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
HMDA records
7,721
2025
Loan originations
4,789
2025
Denials
1,218
2025
Withdrawals
1,416
2025
Denial rate among decisioned applications
20.0%
2025
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 7,721 | 4,789 | 69 | 1,218 | 1,416 | 20.0% |
| 2024 | 7,296 | 4,434 | 44 | 1,203 | 1,434 | 21.2% |
| 2023 | 6,652 | 3,874 | 56 | 1,052 | 1,511 | 21.1% |
| 2022 | 10,740 | 7,176 | 74 | 1,386 | 1,907 | 16.0% |
| 2021 | 15,781 | 11,219 | 101 | 1,424 | 2,816 | 11.2% |
| 2020 | 17,030 | 12,237 | 127 | 1,597 | 2,974 | 11.4% |
| 2019 | 11,427 | 8,147 | 92 | 1,165 | 1,961 | 12.4% |
| 2018 | 10,815 | 7,883 | 78 | 996 | 1,807 | 11.1% |
| Category | HMDA records |
|---|---|
| Conventional | 6,938 |
| FHA | 536 |
| VA | 199 |
| RHS / FSA | 48 |
| Home purchase | 4,468 |
| Home improvement | 1,201 |
| Refinancing | 985 |
| Cash-out refinancing | 386 |
18 states / territories reported
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
No published complaint result found
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Latest available CRA evaluation
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 1, 2026 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2023 | Satisfactory | FDIC | Large Bank Exam |
| January 1, 2020 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 2017 | Satisfactory | FDIC | Large Bank Exam |
| December 1, 2013 | Satisfactory | FDIC | Large Bank Exam |
| September 29, 2008 | Outstanding | Federal Reserve | Intermediate Small Bank |
| August 14, 2006 | Outstanding | Federal Reserve | Intermediate Small Bank |
| July 12, 2004 | Satisfactory | Federal Reserve | Large Bank Exam |
| April 29, 2002 | Outstanding | Federal Reserve | Large Bank Exam |
| July 5, 2000 | Outstanding | Federal Reserve | Large Bank Exam |
| August 3, 1998 | Outstanding | Federal Reserve | Large Bank Exam |
FFIEC NIC hierarchy rows
16
Showing 1 through 16 of 16 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | 2800 SOUTH TEXAS AVENUE, LLC | Domestic Entity Other | Mount Pleasant, TX |
| Direct relationship | AVERY INVESTMENT FUND, LLC | Domestic Entity Other | Boise, ID |
| Direct relationship | BREAKS MEDICAL INVESTMENT FUND LLC | Finance Company | Lewistown, MT |
| Direct relationship | COMMUNITY AFFORDABLE HOUSING FUND, LLC | Domestic Entity Other | Kalispell, MT |
| Direct relationship | COMMUNITY IMPACT HOUSING FUND, LLC | Domestic Entity Other | Kalispell, MT |
| Direct relationship | FOOD SHARE INVESTMENT FUND LLC | Finance Company | Helena, MT |
| Direct relationship | GLACIER SENTINEL, LLC | Domestic Entity Other | Missoula, MT |
| Direct relationship | GUARANTY COMPANY INC. | Domestic Entity Other | Mount Pleasant, TX |
| Direct relationship | HRDC INVESTMENT FUND II, LLC | Finance Company | Bozeman, MT |
| Direct relationship | HRDC INVESTMENT FUND LLC | Domestic Entity Other | Bozeman, MT |
| Direct relationship | INDEPENDENT INVESTMENT FUND LLC | Domestic Entity Other | Helena, MT |
| Direct relationship | JORDAN LOFTS, LLC | Finance Company | Bryan, TX |
| Direct relationship | MERIDIAN SIGN INVESTMENT FUND, LLC | Domestic Entity Other | Meridian, ID |
| Direct relationship | ONESIXTY INVESTMENT FUND LLC | Domestic Entity Other | Twin Falls, ID |
| Direct relationship | YWMSO INVESTMENT FUND, LLC | Domestic Entity Other | Missoula, MT |
| ROOT_INSTITUTION | GLACIER BANK | Non-member Bank | Kalispell, MT |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Fields below supplement the primary source baseline and are shown only when present on the public profile.
Locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Listed locations
251
Showing 201 through 250 of 251 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| SALEM BRANCH | 135 East 200 North | Salem | UT | 84653 |
| SALT LAKE CITY DOWNTOWN BRANCH | 175 South Main Street, Suite 120 | Salt Lake City | UT | 84111 |
| SANDY BRANCH | 855 East 9400 South | Sandy | UT | 84094 |
| SARATOGA SPRINGS BRANCH | 1543 North Redwood Road | Saratoga Springs | UT | 84045 |
| SOUTH JORDAN BRANCH | 10757 South River Front Parkway, Ste 150 | South Jordan | UT | 84095 |
| SOUTH OGDEN | 1840 Skyline Drive | South Ogden | UT | 84403 |
| SPANISH FORK BRANCH | 625 North Main Street | Spanish Fork | UT | 84660 |
| SPRINGVILLE BRANCH | 885 North Main Street | Springville | UT | 84663 |
| BREWSTER BRANCH | 1005 Highway 97 | Brewster | WA | 98812 |
| CHELAN BRANCH | 220 E Johnson | Chelan | WA | 98816 |
| DAVENPORT BRANCH | 600 Morgan Street | Davenport | WA | 99122 |
| DAYTON MAIN STREET BRANCH | 427 East Main Street | Dayton | WA | 99328 |
| EAST WENATCHEE BRANCH | 236 3rd Street Southeast | East Wenatchee | WA | 98802 |
| ELLENSBURG BRANCH | 205 South Main Street | Ellensburg | WA | 98926 |
| GRAND COULEE BRANCH | 608 Midway Avenue | Grand Coulee | WA | 99133 |
| IONE OFFICE | 217 Main Street | Ione | WA | 99139 |
| KENNEWICK BRANCH | 7510 West Clearwater Avenue | Kennewick | WA | 99336 |
| MOSES LAKE BRANCH | 1442 South Pioneer Way | Moses Lake | WA | 98837 |
| NEWPORT BRANCH | 330 North Washington Avenue | Newport | WA | 99156 |
| ODESSA BRANCH | 22 East 1st Avenue | Odessa | WA | 99159 |
| OKANOGAN BRANCH | 188 Pine Street | Okanogan | WA | 98840 |
| OMAK BRANCH | 721 South Okoma Drive | Omak | WA | 98841 |
| PASCO BRANCH | 9715 Sandifur Parkway | Pasco | WA | 99301 |
| QUINCY BRANCH | 1015 Central Avenue South | Quincy | WA | 98848 |
| RITZVILLE BRANCH | 101 East First Avenue | Ritzville | WA | 99169 |
| SPOKANE BRANCH | 222 North Wall Street, Suite 100 | Spokane | WA | 99201 |
| SPOKANE NORTHSIDE BRANCH | 10711 North Newport Highway | Spokane | WA | 99218 |
| SPOKANE VALLEY BRANCH | 12321 East Mission Avenue | Spokane Valley | WA | 99216 |
| SUNNYSIDE BRANCH | 2690 Yakima Valley Highway | Sunnyside | WA | 98944 |
| TWISP BRANCH | North 101 Methow Valley Highway | Twisp | WA | 98856 |
| WATERVILLE BRANCH | 106 West Locust Street | Waterville | WA | 98858 |
| WENATCHEE BRANCH | 614 North Mission Street | Wenatchee | WA | 98801 |
| WENATCHEE BRANCH | 1115 North Miller Street | Wenatchee | WA | 98801 |
| WILBUR BRANCH | 8 South East Main Street | Wilbur | WA | 99185 |
| YAKIMA BRANCH | 201 East Yakima Avenue, Suite 100 | Yakima | WA | 98901 |
| AFTON BRANCH | 314 South Washington | Afton | WY | 83110 |
| ALPINE BRANCH | 79 Highway 89 | Alpine | WY | 83128 |
| FSBW CASPER BRANCH | 330 South Center Street | Casper | WY | 82601 |
| CODY BRANCH | 1507 8th ST | Cody | WY | 82414 |
| EVANSTON BRANCH | 1001 Main Street | Evanston | WY | 82930 |
| GEURNSEY BRANCH | 250 West Whalen | Guernsey | WY | 82214 |
| KEMMERER BRANCH | 716 Pine Avenue | Kemmerer | WY | 83101 |
| LOVELL BRANCH | 284 East Main Street | Lovell | WY | 82431 |
| BRIDGER VALLEY BRANCH | 900 North Highway 414 | Mountain View | WY | 82939 |
| PINEDALE BRANCH | 221 E. Pine Street | Pinedale | WY | 82941 |
| PINEDALE DRIVE-UP BRANCH | 1010 Wilson Street | Pinedale | WY | 82941 |
| POWELL BRANCH | 245 East First Street | Powell | WY | 82435 |
| ROCK SPRINGS BRANCH | 601 North Front Street | Rock Springs | WY | 82901 |
| FBW SHERIDAN | 460 East Brundage Lane | Sheridan | WY | 82801 |
| TORRINGTON BRANCH | 1410 East Valley Highway 26 | Torrington | WY | 82240 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
FFIEC NIC history events
29
Showing 1 through 25 of 29 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2025 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 1, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 1, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 1, 2016 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 31, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 28, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 1, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 1, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 1, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 1, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
Source reviewed2026-08-03
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
Source reviewed2026-08-03
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
Source reviewed2026-08-03
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
Source reviewed2026-08-19
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
Source reviewed2026-08-19
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
Source reviewed2026-08-19
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
Source reviewed2026-08-19
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.
Source reviewed2026-08-28
A CRA rating is the regulator's examination result for the date shown. It is not a USMI rating.