HMDA records
7,190
2025
Public institution profile · Bank · Not a recommendation
Community Bank, National Association
BankCanton, NYActive
FDIC certificate 6989
Data observedAugust 5, 2026Section records may have different source dates.
- Public-source data
- Source-linked records
- No paid lender rankings
- See methodology
- Correct the record
Identifiers, verification, and corrections
Stable identifiers
Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.
- FDIC certificate
- 6989
- company ID
- Not published — no verified match
More identifiers
- Federal Reserve
- 202907
- OCC charter number
- 8531
- Not published — no verified match
- Official website
- https://www.cbna.com
Verify at FDICVerify at FFIEC NIC / regulator
Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Profile notes
This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.
Data correction
Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.
Request a correctionAt a glance
- Institution type
- Bank
- Status
- Active
- Headquarters
- Canton, NY
- HMDA activity
- Published activity year 2025
- Listed branch locations
- 202
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 27 published events
What USMI publishes
Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.
- Institution type
- Bank
- Status
- Active
- Headquarters
- Canton, NY
- activity
- Published activity year 2025
- Listed branch locations
- 202
- Complaint records
- CFPB search status is not currently available.
- CRA examinations
- No published CRA result found
- Institution history
- 27 published events
Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.
What this profile is not
- Not a lender recommendation or ranking.
- Not a mortgage rate sheet or quote.
- Not an underwriting, approval, or eligibility decision.
- Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
- Not a complaint-resolution channel.
- Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.
HMDA
Mortgage activity
Reported records for the selected year. These figures are not a lender score.
7,190reported records
4,913reported originations
2025 reported mortgage activity. Source: HMDA.
HMDA2025The year selector below shows each published activity year.
activity
Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.
Geographynationwide
HMDA source observed2026-08-09
Loan originations
4,913
2025
Denials
1,158
2025
Withdrawals
943
2025
Denial rate among decisioned applications
18.9%
2025
Annual history
Scroll sideways to review every HMDA column.
| Year | HMDA records | Originations | Approved but not accepted | Denials | Withdrawals | Denial rate |
|---|---|---|---|---|---|---|
| 2025 | 7,190 | 4,913 | 42 | 1,158 | 943 | 18.9% |
| 2024 | 7,169 | 5,257 | 32 | 1,013 | 796 | 16.1% |
| 2023 | 7,493 | 5,388 | 38 | 1,114 | 878 | 17.0% |
| 2022 | 8,149 | 5,888 | 37 | 1,203 | 904 | 16.9% |
| 2021 | 9,878 | 7,326 | 54 | 1,522 | 869 | 17.1% |
| 2020 | 7,302 | 5,529 | 51 | 1,176 | 509 | 17.4% |
| 2019 | 6,833 | 5,299 | 67 | 1,023 | 408 | 16.0% |
| 2018 | 5,882 | 4,563 | 129 | 840 | 311 | 15.2% |
Detailed activity
Loan type and purpose
| Category | HMDA records |
|---|---|
| Conventional | 7,171 |
| FHA | 0 |
| VA | 12 |
| RHS / FSA | 7 |
| Home purchase | 3,341 |
| Home improvement | 1,220 |
| Refinancing | 1,062 |
| Cash-out refinancing | 25 |
State reporting
8 states / territories reported
How to read these figures
HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.
CFPB
CFPB consumer submissions
Complaints are consumer submissions and are not findings of wrongdoing.
CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.
CFPB Mortgage Complaint Activity
No published complaint result found
No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.
This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.
Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.
Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.
Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.
Regulatory records
Regulatory & institutional records
Only records that apply to this institution are shown. Identifiers stay as published.
FFIEC NICAugust 19, 2026Observed date for the NIC institution record.
Institution identity
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Community Bank, National Association
- Display name
- Community Bank, National Association
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1866
- Charter class
- National bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Office of the Comptroller of the Currency
- Headquarters
- Canton, NY, 13617, United States
- Website
- https://www.cbna.com
- FDIC certificate number
- 6989
- Federal Reserve
- 202907
- OCC charter number
- 8531
- Domestic location count
- 203
- Source observed
- August 5, 2026
Regulatory information
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- OCC
- Institution type
- National Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 6989
- Federal Reserve
- 202907
- 5493005RDTT7HVODH436
- Headquarters
- 45-49 Court Street, Canton, NY, 13617, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Community Reinvestment Act (CRA)
No published CRA result found. This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
Formal hierarchy
FFIEC NIC hierarchy rows
8
Showing 1 through 8 of 8 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | CBNA PREFERRED FUNDING CORPORATION | Domestic Entity Other | Dewitt, NY |
| Direct relationship | CBNA TREASURY MANAGEMENT CORPORATION | Domestic Entity Other | Dewitt, NY |
| Direct relationship | NOTTINGHAM ADVISORS, INC. | Domestic Entity Other | Buffalo, NY |
| Direct relationship | NOTTINGHAM INVESTMENT SERVICES, INC. | Securities Broker / Dealer | Syracuse, NY |
| Direct relationship | NOTTINGHAM WEALTH PARTNERS, INC. | Domestic Entity Other | Syracuse, NY |
| Direct relationship | ONEGROUP NY, INC. | Domestic Entity Other | Syracuse, NY |
| Direct relationship | ONEIDA PREFERRED FUNDING II, LLC | Domestic Entity Other | Dewitt, NY |
| ROOT_INSTITUTION | COMMUNITY BANK, NATIONAL ASSOCIATION | National Bank | Canton, NY |
These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured national bank
Locations
Branch and office locations
Start with the published count and primary location. Search stays paged so the first view stays readable.
FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.
Branch locations
Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.
Branch network
Listed locations
202
Showing 51 through 100 of 202 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| FILLMORE BRANCH | 44 West Main Street | Fillmore | NY | 14735 |
| FRANKLINVILLE BRANCH | 13 Park Square | Franklinville | NY | 14737 |
| FULTON BRANCH | One South First Street | Fulton | NY | 13069 |
| GENESEO BRANCH | 4218 Lakeville Road | Geneseo | NY | 14454 |
| GENEVA SENECA ST BRANCH | 5 Seneca Street | Geneva | NY | 14456 |
| GOUVERNEUR BRANCH | 100 East Main Street | Gouverneur | NY | 13642 |
| GOWANDA BRANCH | 76 West Main Street | Gowanda | NY | 14070 |
| HAMILTON BRANCH | 35 Broad Street | Hamilton | NY | 13346 |
| HANNIBAL BRANCH | 343 Church Street | Hannibal | NY | 13074 |
| HORNELL STEUBEN SQUARE BRANCH | One Steuben Square | Hornell | NY | 14843 |
| HORSEHEADS GRAND CENTRAL AVE BRANCH | 2149 Grand Central Avenue | Horseheads | NY | 14845 |
| GREENPORT BRANCH | 96 Union Turnpike | Hudson | NY | 12534 |
| INDIAN LAKE BRANCH | 6321 Nys Route 30 | Indian Lake | NY | 12842 |
| ITHACA TRIPHAMMER BRANCH | 2315 North Triphammer Road | Ithaca | NY | 14850-1012 |
| ITHACA W MEADOW ST BRANCH | 702 South Meadow Street | Ithaca | NY | 14850 |
| JAMESTOWN BROOKLYN SQUARE BRANCH | 25 South Main Street | Jamestown | NY | 14701 |
| JOHNSON CITY BRANCH | 23 Riverside DR | Johnson City | NY | 13790 |
| JOHNSTOWN BRANCH | 311 North Comrie Avenue | Johnstown | NY | 12095 |
| LAKE PLACID BRANCH | 2166 Saranac Avenue | Lake Placid | NY | 12946 |
| LAKEWOOD BRANCH | 1 West Fairmount Avenue | Lakewood | NY | 14750 |
| LATHAM BRANCH | 782 Troy Schenectady RD | Latham | NY | 12110 |
| LIVERPOOL GLENN CROSSING PLAZA BRANCH | 7379 Oswego Road | Liverpool | NY | 13090 |
| LIVONIA BRANCH | 23 Commercial Street | Livonia | NY | 14487 |
| LONG LAKE BRANCH | 1199 Main Street, Route 30 | Long Lake | NY | 12847 |
| LOWVILLE STATE ST BRANCH | 7605 North State Street | Lowville | NY | 13367 |
| LOWVILLE TURIN RD BRANCH | 7395 Turin Road | Lowville | NY | 13367 |
| LYONS FALLS BRANCH | 4116 Center Street | Lyons Falls | NY | 13368 |
| MALONE ELM ST BRANCH | 10 Elm Street | Malone | NY | 12953 |
| MALONE W MAIN ST BRANCH | 320 West Main Street | Malone | NY | 12953 |
| MASSENA BRANCH | 121 Main Street | Massena | NY | 13662 |
| MORAVIA BRANCH | 105 Main Street | Moravia | NY | 13118 |
| NAPLES BRANCH | 109 South Main Street | Naples | NY | 14512 |
| NEWARK PLAZA BRANCH | 710 West Miller Street | Newark | NY | 14513 |
| NICHOLS BRANCH | 41 East River Road | Nichols | NY | 13812 |
| NORTH COLLINS BRANCH | 10490 Main Street | North Collins | NY | 14111 |
| NORTH CREEK BRANCH | 244 Main Street | North Creek | NY | 12853 |
| NORWICH TOWN BRANCH | 4837 State Highway 23 | Norwich | NY | 13815 |
| OGDENSBURG STATE ST BRANCH | 825 State Street | Ogdensburg | NY | 13669 |
| OLD FORGE BRANCH | 3102 State Route 28 | Old Forge | NY | 13420 |
| ALLEGANY BRANCH | 3074 Nys Route 417 | Olean | NY | 14760 |
| OLEAN DELAWARE PARK BRANCH | 500 Delaware Avenue | Olean | NY | 14760 |
| OLEAN N UNION ST BRANCH | 201 North Union Street | Olean | NY | 14760 |
| ONEIDA 182 MAIN STREET BRANCH | 182 Main Street | Oneida | NY | 13421 |
| ONEIDA 585 MAIN ST BRANCH | 585 Main Street | Oneida | NY | 13421 |
| ONEONTA CHESTNUT ST BRANCH | 434 Chestnut Street | Oneonta | NY | 13820 |
| ONEONTA MAIN STREET BRANCH | 245 Main Street | Oneonta | NY | 13820 |
| ONEONTA SOUTHSIDE BRANCH | 4987 State Highway 23 | Oneonta | NY | 13820 |
| ORCHARD PARK BRANCH | 5 Clark St. | Orchard Park | NY | 14127 |
| OSWEGO BRANCH | 100 East First Street | Oswego | NY | 13126 |
| OVID BRANCH | 7193 Main Street | Ovid | NY | 14521 |
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
History
Institution history
Events are listed by date. The source event type is kept with the record.
HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.
Institution history
History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.
Institutional history
FFIEC NIC history events
27
Showing 1 through 25 of 27 history events
| Event date | Event type | Related institution |
|---|---|---|
| June 1, 2026 | Charter Discontinued (Merger or Purchase & Assumption) | CLEARPOINT FEDERAL BANK & TRUST |
| May 14, 2022 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 13, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 13, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 13, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 5, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 5, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | STATE BANK OF CHITTENANGO |
| April 9, 2011 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 2, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 2, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 12, 2006 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 15, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 22, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 6, 2003 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 12, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 27, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 4, 1994 | Failure - Government Assistance Provided | COLUMBIA BANKING FEDERAL SAVINGS ASSOCIATION |
| January 1, 1992 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1992 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1992 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 1992 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 14, 1982 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 18, 1974 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 18, 1972 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 11, 1971 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
SourcesEach source keeps its own observed date. Dates are not combined into one profile date.
Sources & methodology
Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.
FDIC BankFind
Source reviewed2026-08-05
Limitation
FDIC fields describe the institution record USMI reviewed. They are not a recommendation or a real-time license check.
CFPB Consumer Complaint Database search
Source reviewed2026-08-05
Limitation
Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.
HMDA modified LAR
Source reviewed2026-08-05
Limitation
HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.
FFIEC NIC institution profile
Source reviewed2026-08-19
Limitation
The observed date is when USMI reviewed the public NIC record. It is not a real-time status feed.
FFIEC NIC branches
Source reviewed2026-08-19
Limitation
Branch rows are FFIEC NIC listed locations, not a consumer-facing store locator.
FFIEC NIC organizational hierarchy
Source reviewed2026-08-19
Limitation
Hierarchy rows are the FFIEC-reported structure. They are not a complete legal-ownership opinion and they are not branch locations.
FFIEC NIC institution history
Source reviewed2026-08-19
Limitation
History events are shown as reported by FFIEC NIC. USMI does not add a merger or failure narrative.