U.S. Mortgage Index

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Public institution profile · Bank · Not a recommendation

Burke & Herbert Bank & Trust Company

BankAlexandria, VAActive

FDIC certificate 11578

Data observedAugust 5, 2026Section records may have different source dates.

Identifiers, verification, and corrections

Stable identifiers

Publication-authorized verified identifiers only. Missing applicable identifiers are shown as unpublished verified matches, not as a finding that no record exists.

FDIC certificate
11578
company ID
Not published — no verified match
More identifiers
Federal Reserve
933621
OCC charter number
Not published — no verified match
Not published — no verified match
Official website
https://www.burkeandherbertbank.com

Verify at FDICVerify at FFIEC NIC / regulator

Identity verified through FDIC; additional sources pendingVerification describes the U.S. Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Profile notes

This is a descriptive public-record research profile. It is not a recommendation, eligibility decision, product assessment, or rate quote.

Data correction

Institutions or readers may request review when a published field differs from an official source. Provide the relevant official source URL with the request.

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At a glance

Institution type
Bank
Status
Active
Headquarters
Alexandria, VA
HMDA activity
Published activity year 2025
Listed branch locations
100
Complaint records
CFPB search status is not currently available.
CRA examinations
Satisfactory, exam November 1, 2023
Institution history
2 published events

What USMI publishes

Public records USMI has matched to this institution. The sections below keep the evidence, the source, and that section's date together.

Institution type
Bank
Status
Active
Headquarters
Alexandria, VA
activity
Published activity year 2025
Listed branch locations
100
Complaint records
CFPB search status is not currently available.
CRA examinations
Satisfactory, exam November 1, 2023
Institution history
2 published events

Mortgage FAQ: How can I check whether a company or person can make or broker mortgage loans? This is general mortgage education, not a finding about this institution.

What this profile is not

  • Not a lender recommendation or ranking.
  • Not a mortgage rate sheet or quote.
  • Not an underwriting, approval, or eligibility decision.
  • Not proof of an NMLS license unless a verified NMLS company ID/source is specifically published.
  • Not a complaint-resolution channel.
  • Missing source blocks do not establish that an institution lacks an activity, identifier, license or regulatory record.

HMDA

Mortgage activity

Reported records for the selected year. These figures are not a lender score.

756reported records

512reported originations

2025 reported mortgage activity. Source: HMDA.

HMDA2025The year selector below shows each published activity year.

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activity

Mortgage activity reported in HMDA. Public HMDA records are available for 2018–2025.

Geographynationwide

HMDA source observed2026-08-09

HMDA records

756

2025

Loan originations

512

2025

Denials

99

2025

Withdrawals

106

2025

Denial rate among decisioned applications

15.9%

2025

Annual history

Scroll sideways to review every HMDA column.

Annual HMDA activity history
YearHMDA recordsOriginationsApproved but not acceptedDenialsWithdrawalsDenial rate
2025756512139910615.9%
202472348025918915.3%
2023241179112406.3%
2022279213220378.5%
2021336247223468.5%
2020352260020557.1%
20193302372273510.2%
20182621691304415.0%

Detailed activity

Loan type and purpose

Loan type and purpose breakdown for 2025
CategoryHMDA records
Conventional756
FHA0
VA0
RHS / FSA0
Home purchase272
Home improvement204
Refinancing114
Cash-out refinancing37

State reporting

13 states / territories reported

How to read these figures

HMDA records include applications, originations, purchased loans and other reportable actions. The total number of HMDA records is not the same as the number of mortgages originated. The displayed denial rate uses decisioned applications: originations, approved but not accepted, and denials.

CFPB

CFPB consumer submissions

Complaints are consumer submissions and are not findings of wrongdoing.

CFPBComplaint coverage dates are shown with the records. They are not the profile observed date.

Ask about these complaints

CFPB Mortgage Complaint Activity

No published complaint result found

No mapped CFPB mortgage complaint activity is currently published on this profile under U.S. Mortgage Index's verified entity-matching methodology. This is not a finding that no complaint exists under another company name, affiliate, source attribution, period, or configuration.

This does not establish that no record exists elsewhere. It means USMI does not currently have a published matching result for this profile.

CFPB complaint records are submissions received by the Consumer Financial Protection Bureau.

Complaint volume is context. It is affected by company size, servicing volume, time in market and consumer awareness. It is not proof of wrongdoing.

Current USMI CFPB mortgage complaint coverage begins December 1, 2012. Data through August 20, 2026.

View the methodology

Learn more: What can I do if I think a mortgage lender discriminated against me? This is general mortgage education, not a finding about this institution.

Regulatory records

Regulatory & institutional records

Only records that apply to this institution are shown. Identifiers stay as published.

FFIEC NICAugust 19, 2026Observed date for the NIC institution record.

Ask about this regulatory record

Institution identity

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Burke & Herbert Bank & Trust Company
Display name
Burke & Herbert Bank & Trust Company
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1852
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Alexandria, VA, 22314, United States
Website
https://www.burkeandherbertbank.com
FDIC certificate number
11578
Federal Reserve
933621
Domestic location count
80
Source observed
August 5, 2026

Regulatory information

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
11578
Federal Reserve
933621
549300OS8C7J7ZWMNL70
Headquarters
100 S Fairfax Street, Alexandria, VA, 22314, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
November 1, 2023
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
November 1, 2023SatisfactoryFDICLarge Bank Exam
September 1, 2020SatisfactoryFDICLarge Bank Exam
January 1, 2018SatisfactoryFDICLarge Bank Exam
May 1, 2015SatisfactoryFDICLarge Bank Exam
June 1, 2012SatisfactoryFDICLarge Bank Exam
March 2, 2009SatisfactoryFDICLarge Bank Exam
November 1, 2005SatisfactoryFDICLarge Bank Exam
December 1, 2002SatisfactoryFDICLarge Bank Exam
September 1, 1999SatisfactoryFDICLarge Bank Exam
January 1, 1997SatisfactoryFDICSmall Bank
February 1, 1995SatisfactoryFDICNot Reported
November 1, 1992SatisfactoryFDICNot Reported

Read the methodology

Formal hierarchy

FFIEC NIC hierarchy rows

3

Showing 1 through 3 of 3 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationship300N INVESTMENTS, INCDomestic Entity OtherMoorefield, WV
Direct relationship399NG, LLCDomestic Entity OtherMoorefield, WV
ROOT_INSTITUTIONBURKE AND HERBERT BANK AND TRUST COMPANYState Member BankAlexandria, VA

These rows are the FFIEC NIC formal hierarchy. They are not branch locations and they are not the separate institution-relationship records.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank

Locations

Branch and office locations

Start with the published count and primary location. Search stays paged so the first view stays readable.

FFIEC NIC branchesAugust 19, 2026Branch rows are paged. Filters stay in the page address.

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Branch locations

Listed locations from FFIEC NIC. Counts use the published branch record, not a store locator.

Branch network

Listed locations

100

Showing 51 through 100 of 100 listed locations

Scroll sideways to see every branch column.

Showing 51 through 100 of 100 FFIEC NIC branch locations
BranchAddressCityStatePostal code
WILLIAM STREET BRANCH410 William StreetFredericksburgVA22401
HARRISONBURG BRANCH224 South Main StreetHarrisonburgVA22801
HOT SPRINGS BRANCH9406 Sam Snead HighwayHot SpringsVA24445
CATOCTIN BRANCH204 Catoctin Circle SoutheastLeesburgVA20175
MANASSAS BRANCH9103 Centreville RoadManassasVA20110
MANASSAS BRANCH9757 Phair WayManassasVA20110
FORT CHISWELL BRANCH148 Ivanhoe RoadMax MeadowsVA24360
MCLEAN BRANCH6705 Whittier AvenueMc LeanVA22101
MONTEREY BRANCH195 West Main StreetMontereyVA24465
NORTH CHESTERFIELD2065 Huguenot RoadNorth ChesterfieldVA23235
RESTON BRANCH12030 Sunrise Valley Drive Suite 170RestonVA20191
RESTON BRANCH1821 Michael Faraday Drive Suite 101RestonVA20190
ROCKINGHAM BRANCH1925 Stone Spring Road Suite 200RockinghamVA22801
SPOTSYLVANIA COURTHOUSE BRANCH7415 Laughlin BoulevardSpotsylvania CourthouseVA22553
SPRINGFIELD BRANCH6200 Backlick RDSpringfieldVA22150
VIENNA BRANCH322 Maple Avenue EastViennaVA22180
WARRENTON BRANCH251 West Lee Highway Ste 730WarrentonVA20186
WINCHESTER BRANCH100 West Jubal Early DriveWinchesterVA22601
REID'S PROSPECT BRANCH4605 Daisy Reed AvenueWoodbridgeVA22192
SMOKETOWN BRANCH14008 Smoketown RDWoodbridgeVA22192
WYTHEVILLE BRANCH200 Peppers Ferry RoadWythevilleVA24382
CENTRAL AVE BARBOURSVILLE BRANCH660 Central AvenueBarboursvilleWV25504
BECKLEY BRANCH1826 Harper RoadBeckleyWV25801
COLLEGE AVENUE BRANCH2020 College AvenueBluefieldWV24701
FEDERAL STREET BRANCH525 Federal StreetBluefieldWV24701
CHARLES TOWN BRANCH88 Somerset BoulevardCharles TownWV25414
400 WASHINGTON STREET CHARLESTON BRANCH400 Washington Street EastCharlestonWV25301
SOUTHRIDGE CENTRE BRANCH2402 Mountaineer BoulevardCharlestonWV25309
FRANKLIN BRANCH564 North Main StreetFranklinWV26807
HINTON BRANCH321 Temple StreetHintonWV25951
5TH AVENUE HUNTINGTON BRANCH2218 5th AvenueHuntingtonWV25701
TEAYS VALLEY HURRICANE BRANCH3754 Teays Valley RoadHurricaneWV25526
INWOOD WV BRANCH5091 Gerrardstown RDInwoodWV25428
MACARTHUR BRANCH123 Bethel RoadMacarthurWV25873
EDWIN MILLER BOULEVARD BRANCH231 Aikens CenterMartinsburgWV25404
FOXCROFT BRANCH651 Foxcroft AvenueMartinsburgWV25401
MATHIAS BRANCH59 Upper Cove RDMathiasWV26812
MOOREFIELD BRANCH310 North Main StreetMoorefieldWV26836
MORGANTOWN176 Courtyard StreetMorgantownWV26501
MULLENS BRANCH200 First StreetMullensWV25882
OCEANA BRANCH1049 Cook ParkwayOceanaWV24870
PENNSBORO BRANCH4377 Lamberton RoadPennsboroWV26415
GROVE STREET OFFICE BRANCH90 South Grove StreetPetersburgWV26847
PINEVILLE BRANCH515 Appalachian HwyPinevilleWV24874
SPRINGHAVEN DRIVE BRANCH145 Springhaven DrivePrincetonWV24740
STAFFORD DRIVE BRANCH1223 Stafford DrivePrincetonWV24740
RAINELLE BRANCH114 James River And Kanawha TurnpikeRainelleWV25962
RUPERT BRANCH243 Greenbrier StreetRupertWV25984
SALEM BRANCH150 East Main STSalemWV26426
WEST UNION BRANCH251 Main St.West UnionWV26456

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

History

Institution history

Events are listed by date. The source event type is kept with the record.

HistoryAugust 19, 2026Event dates come from the source row. The observed date is when USMI reviewed the file.

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Institution history

History events from FFIEC NIC, newest first. USMI does not add a merger or failure narrative.

Institutional history

FFIEC NIC history events

2

Showing 1 through 2 of 2 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
May 1, 2026Charter Discontinued (Merger or Purchase & Assumption)—
May 3, 2024Charter Discontinued (Merger or Purchase & Assumption)—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

SourcesEach source keeps its own observed date. Dates are not combined into one profile date.

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Sources & methodology

Sources are shown as recorded in the published public views. Observed dates describe when a public record was reviewed, not a real-time update.

CFPB Consumer Complaint Database search

Consumer Financial Protection Bureau

Source reviewed2026-08-05

Limitation

Complaint records are consumer submissions. A complaint is not proof of wrongdoing, and absence from this profile is not proof that no complaint exists elsewhere.

Methodology

HMDA modified LAR

Consumer Financial Protection Bureau

Source reviewed2026-08-05

Limitation

HMDA counts describe reported records for the published geography and year. They are not a quality score or a market-rank.

Methodology

Cite this profile

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