Loan officer

The person a borrower talks to about getting a mortgage is often a loan officer. That person works for a lender or a broker and handles the application conversation. A mortgage broker is a firm or role that connects borrowers to lenders. The officer is the individual. This page does not state every license type.

NMLS official materials identify individual mortgage professionals in the licensing system. That identifier system is the PRIMARY consumer-facing identity for this role.

NMLS Consumer Access searches are often for a named loan officer, not only for a company.

• Lender