Where can I find programs for first-time homebuyers?
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Short answer
Start with the U.S. Department of Housing and Urban Development (HUD) nationwide list of agencies and a HUD-approved housing counselor. Many state and local organizations offer help with a down payment or closing costs. The frozen sources do not state current income limits or assistance amounts.
Full explanation
The CFPB directs first-time buyers to HUD's nationwide agency directory for first-home guidance. State and local groups also run programs that may reduce cash needed at purchase.
A practical next step is a HUD-approved housing counselor in your area. A counselor can help you locate programs; that is not the same as being approved for assistance.
This answer does not state current HUD, FHA, or state housing-finance-agency eligibility rules, income limits, or dollar amounts. Those details change and must come from the official program or counselor.
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Where can I find information on programs for first-time home buyers?
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