How can I find the FHA loan limits for my county?
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Short answer
Current limits are published by HUD and vary by county and by the number of units. Use HUD's official county lookup, and set the limit type to FHA Forward for the current calendar year. This page does not freeze a floor, ceiling, or county dollar amount.
Full explanation
If you are considering an FHA loan, the county maximum helps you see which homes can fit that program when you shop and negotiate. HUD posts the current figures. The official lookup is https://entp.hud.gov/idapp/html/hicostlook.cfm.
The CFPB's guidance for that tool is to select the state and county, set the limit type to FHA Forward for the current calendar year, and read the column that matches the number of units. For a single-family home, that is the one-family figure. That figure is the FHA limit for that county and year, not a conforming (Fannie Mae or Freddie Mac) limit.
Limits are higher for two-to-four-unit properties. To use those higher FHA limits, the CFPB says the building may have no more than four units and you must buy the entire building. Check the HUD tool for the year and county of the property rather than relying on a remembered amount.
Sources reviewed
What are the FHA loan limits for my county?
Limits
Educational summary of public sources. Not personalized advice. The original official source controls where applicable.
Last reviewed
September 10, 2026
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