How do I find out my credit score?
Ask USMI can help explain this answer and the published sources behind it.
Short answer
You have more than one . Fannie Mae says scores are built from the three nationwide bureau reports — Equifax, Experian, and TransUnion — and can differ because the files and scoring models differ. You can often see a score on a card or loan statement, through a scoring website, or by requesting a score from a nationwide credit bureau.
Full explanation
Each bureau can hold slightly different information from creditors, so the resulting scores can differ. Different scoring models, including those licensed by FICO and VantageScore, can also produce separate numbers from the same underlying file. Fannie Mae treats that variety as expected, not as an error by itself.
Ways Fannie Mae lists to see a score include a credit-card, bank, or loan statement (or a link on that statement), a free or paid scoring website, and a purchase directly from a credit bureau. This page does not recommend a commercial vendor. A score you see in one of those places may not be the same score a mortgage lender later uses.
Review the full credit reports as well, not only a single number, so you can spot information that might affect a later mortgage application.
Sources reviewed
Financial Basics Frequently Asked Questions
Limits
Educational summary of public sources. Not personalized advice. The original official source controls where applicable.
Last reviewed
September 10, 2026
Related FAQs
Related mortgage terms
Cite as
Ask a follow-up
Keep exploring this question with the published answer in context.