What would you like to know?

Ask USMI

Source-backed mortgage intelligence from U.S. Mortgage Index

U.S. Mortgage Index (USMI) is a U.S. public-source mortgage research and verification platform operated by US Mortgage Index LLC.

Answers are built from USMI's published data, source records, educational content, and tools.Lender and public-record answers come from USMI's structured data and published sources. General U.S. mortgage education can be explained in plain language. That explanation is not presented as a retrieved lender record.

What Ask USMI can search

• Published lender profiles and stable public identifiers
• FDIC, NCUA, FFIEC/NIC, HMDA activity, CFPB complaint context, and CRA examinations
• NMLS Consumer Access, the Nationwide Multistate Licensing System & Registry
• Mortgage glossary, FAQs, and consumer guidance
• Methodology, sources, calculators, and mortgage-rate context

What it does not verify

• USMI does not license, approve, or rank lenders.
• A missing NMLS ID does not mean a company is unlicensed, and an NMLS listing does not prove safety.
• Complaint counts are not misconduct scores. HMDA figures are matched activity, not the all-filer universe.
• Ask does not give legal advice or personalized financial advice, and it does not guarantee accuracy.

Rates

USMI currently displays third-party mortgage-rate information from Mortgage News Daily. USMI does not currently publish its own proprietary rate index or rate-comparison service. View Mortgage Rates. Read the rate methodology and the Mortgage News Daily source note.

Read the sources, the methodology, and the Privacy Policy.

Privacy. Do not submit Social Security numbers, account numbers, passwords, full borrower documents, or other sensitive personal information.When AI composition is enabled, questions may be processed by USMI's AI service provider to generate the response. They are not saved as a public page or a public transcript. Privacy Policy