Listed locations
74
Institution profile
Westamerica Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Westamerica Bank
- Display name
- Westamerica Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- February 24, 1884
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- San Rafael, CA, 94901, United States
- Website
- https://www.westamerica.com
- FDIC certificate number
- 3430
- Federal Reserve RSSD ID
- 697763
- Domestic location count
- 75
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 3430
- Federal Reserve RSSD ID
- 697763
- LEI
- 549300FYN93WUMXNFM41
- Headquarters
- 1108 Fifth Avenue, San Rafael, CA, 94901, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 50 of 74 listed locations
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- March 2, 2026
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 2, 2026 | Satisfactory | Federal Reserve | Large Bank Exam |
| June 27, 2022 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 1, 2018 | Satisfactory | Federal Reserve | Large Bank Exam |
| July 14, 2014 | Needs to Improve | Federal Reserve | Large Bank Exam |
| April 9, 2012 | Satisfactory | Federal Reserve | Large Bank Exam |
| August 2, 2010 | Satisfactory | FDIC | Large Bank Exam |
| April 10, 2006 | Satisfactory | Federal Reserve | Large Bank Exam |
| April 12, 2004 | Satisfactory | Federal Reserve | Large Bank Exam |
| April 15, 2002 | Satisfactory | Federal Reserve | Large Bank Exam |
| April 10, 2000 | Satisfactory | Federal Reserve | Large Bank Exam |
| February 23, 1998 | Satisfactory | Federal Reserve | Large Bank Exam |
Institutional history
21 FFIEC NIC history events
Showing 1 through 21 of 21 history events
| Event date | Event type | Related institution |
|---|---|---|
| August 21, 2010 | Failure - Government Assistance Provided | SONOMA VALLEY BANK |
| February 7, 2009 | Failure - Government Assistance Provided | COUNTY BANK |
| March 12, 2005 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 22, 2002 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 16, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST COUNTIES BANK |
| August 19, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 21, 1997 | Charter Discontinued (Merger or Purchase & Assumption) | VALLIWIDE BANK |
| April 13, 1996 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 22, 1996 | Charter Discontinued (Merger or Purchase & Assumption) | WESTAMERICA PROPERTY COMPANY |
| September 16, 1995 | Charter Discontinued (Merger or Purchase & Assumption) | NOVATO NATIONAL BANK |
| June 10, 1995 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 25, 1995 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 22, 1993 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| February 29, 1992 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 1985 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 1983 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 1983 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 1983 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 1983 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 1983 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 1, 1981 | Charter Discontinued (Merger or Purchase & Assumption) | FIRST NATIONAL OF MENDOCINO COUNTY BUILDING CORPORATION, THE |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
3 FFIEC NIC relationship records
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | COMMUNITY BANKER SERVICES CORPORATION | Data Processing Servicer | Fairfield, CA |
| Direct relationship | WESTAMERICA MORTGAGE COMPANY | Domestic Entity Other | Fairfield, CA |
| ROOT_INSTITUTION | WESTAMERICA BANK | State Member Bank | San Rafael, CA |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank