Institution profile

United Bank of Philadelphia

Bank · Active · Headquarters: Philadelphia, PA

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name: United Bank of Philadelphia
Display name: United Bank of Philadelphia
Institution status: Active
FDIC insured: Yes
FDIC insured since: March 23, 1992
Established date: March 23, 1992
Charter class: State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator: Federal Deposit Insurance Corporation
Headquarters: Philadelphia, PA, 19122, United States
Website: http://www.ubphila.com
FDIC certificate number: 33568
Federal Reserve RSSD ID: 1945247
Domestic location count: 2
Source observed: August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status: ACTIVE
Primary federal regulator: FDIC
Institution type: Non-member Bank
Primary activity: NAICS 52211
FDIC certificate: 33568
Federal Reserve RSSD ID: 1945247
LEI: 984500H50E7CC4BC8F78
Headquarters: 1501 North Broad Street, Philadelphia, PA, 19122, United States
Primary deposit insurer: Deposit Insurance Fund (DIF)
Source observed: August 19, 2026

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating: Needs to Improve
Exam date: October 1, 2025
Regulator: FDIC
Examination method: Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

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Historical CRA evaluations
Exam date	CRA rating	Regulator	Examination method
October 1, 2025	Needs to Improve	FDIC	Small Bank
December 1, 2023	Needs to Improve	FDIC	Small Bank
November 1, 2017	Satisfactory	FDIC	Small Bank
September 1, 2011	Outstanding	FDIC	Small Bank
June 19, 2006	Outstanding	Federal Reserve	Small Bank
June 25, 2001	Outstanding	Federal Reserve	Small Bank
March 31, 1997	Outstanding	Federal Reserve	Small Bank

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Institutional history

2 FFIEC NIC history events

Showing 1 through 2 of 2 history events

FFIEC NIC institutional history events
Event date	Event type	Related institution
June 25, 1994	Failure - Government Assistance Provided	UKRAINIAN FEDERAL SAVINGS AND LOAN ASSOCIATION
July 31, 1993	Failure - Government Assistance Provided	CHASE FEDERAL SAVINGS AND LOAN ASSOCIATION

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
Relationship	Institution	Type	Location
ROOT_INSTITUTION	UNITED BANK OF PHILADELPHIA	Non-member Bank	Philadelphia, PA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type: FDIC-insured state-chartered nonmember bank