Listed locations
18
Institution profile
Unified Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Unified Bank
- Display name
- Unified Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1902
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Martins Ferry, OH, 43935, United States
- Website
- https://www.unifiedbank.com
- FDIC certificate number
- 9463
- Federal Reserve RSSD ID
- 584724
- Domestic location count
- 19
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 9463
- Federal Reserve RSSD ID
- 584724
- LEI
- 2549001ZX3163R62TB83
- Headquarters
- 201 South Fourth Street, Martins Ferry, OH, 43935, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 18 of 18 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BRIDGEPORT BRANCH | 325 Howard Street | Bridgeport | OH | 43912 |
| COLERAIN BRANCH | 72541 Sharon Road | Colerain | OH | 43916 |
| DELLROY BRANCH | 2 North Smith Street | Dellroy | OH | 44620 |
| DOVER OFFICE | 2909 North Wooster Avenue | Dover | OH | 44622 |
| HIGH STREET BRANCH | 88 High Street | Glouster | OH | 45732 |
| JEWETT BRANCH | 318 East Main Street | Jewett | OH | 43986 |
| 201 NORTH COLUMBUS STREET BRANCH | 201 North Columbus Street | Lancaster | OH | 43130 |
| EAST MAIN STREET BRANCH | 1321 East Main Street | Lancaster | OH | 43130 |
| NELSONVILLE BRANCH | 873 Chestnut St. | Nelsonville | OH | 45764 |
| NEW PHILADELPHIA BRANCH | 141 North Broadway | New Philadelphia | OH | 44663 |
| UNIFIED-POWHATAN POINT BRANCH | 345 Highway 7 North | Powhatan Point | OH | 43942 |
| SAINT CLAIRSVILLE BRANCH EAST | 68400 Stewart Drive | Saint Clairsville | OH | 43950 |
| SAINT CLAIRSVILLE BRANCH WEST | 100 Plaza Drive West | Saint Clairsville | OH | 43950 |
| SHERRODSVILLE BRANCH | 15 Sherrod Ave. | Sherrodsville | OH | 44675 |
| STRASBURG BRANCH | 202 N Wooster Ave | Strasburg | OH | 44680 |
| TILTONSVILLE BRANCH | 303 Walden Avenue | Tiltonsville | OH | 43963 |
| MOUNDSVILLE BRANCH | 700 Seventh Street | Moundsville | WV | 26041 |
| WHEELING BANKING CENTER | 836 National Road | Wheeling | WV | 26003 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- December 1, 2024
- Regulator
- FDIC
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| December 1, 2024 | Satisfactory | FDIC | Intermediate Small Bank |
| February 1, 2022 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2019 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2016 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2013 | Satisfactory | FDIC | Intermediate Small Bank |
| August 2, 2010 | Satisfactory | FDIC | Intermediate Small Bank |
| September 1, 2007 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2004 | Satisfactory | FDIC | Small Bank |
| May 1, 1999 | Satisfactory | FDIC | Small Bank |
| June 1, 1996 | Outstanding | FDIC | Small Bank |
| May 1, 1994 | Satisfactory | FDIC | Not Reported |
| July 1, 1992 | Satisfactory | FDIC | Not Reported |
Institutional history
4 FFIEC NIC history events
Showing 1 through 4 of 4 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 16, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 20, 2008 | Failure - Government Assistance Provided | AMERIBANK |
| July 1, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 22, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
2 FFIEC NIC relationship records
Showing 1 through 2 of 2 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | UNIFIED SECURITIES, INC. | Domestic Entity Other | Martins Ferry, OH |
| ROOT_INSTITUTION | UNIFIED BANK | Non-member Bank | Martins Ferry, OH |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank