Listed locations
58
Institution profile
Southern Bancorp Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Southern Bancorp Bank
- Display name
- Southern Bancorp Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- March 1, 1884
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Arkadelphia, AR, 71923, United States
- Website
- https://www.banksouthern.com
- FDIC certificate number
- 1528
- Federal Reserve RSSD ID
- 852544
- Domestic location count
- 57
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 1528
- Federal Reserve RSSD ID
- 852544
- LEI
- 549300JQEF6V2RNWCC75
- Headquarters
- 601 Main Street, Arkadelphia, AR, 71923, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 50 of 58 listed locations
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- March 17, 2025
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| March 17, 2025 | Outstanding | Federal Reserve | Large Bank Exam |
| August 8, 2022 | Outstanding | Federal Reserve | Large Bank Exam |
| July 29, 2019 | Outstanding | Federal Reserve | Intermediate Small Bank |
| March 20, 2017 | Outstanding | Federal Reserve | Intermediate Small Bank |
| January 12, 2015 | Outstanding | Federal Reserve | Intermediate Small Bank |
| November 26, 2012 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| December 1, 2008 | Satisfactory | Federal Reserve | Small Bank |
| December 1, 2004 | Satisfactory | FDIC | Small Bank |
| May 1, 1999 | Outstanding | FDIC | Small Bank |
| September 1, 1996 | Outstanding | FDIC | Small Bank |
| August 1, 1994 | Satisfactory | FDIC | Not Reported |
| September 1, 1991 | Outstanding | FDIC | Not Reported |
Institutional history
9 FFIEC NIC history events
Showing 1 through 9 of 9 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 18, 2023 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 15, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 3, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 13, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 15, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 15, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 1, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 27, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
6 FFIEC NIC relationship records
Showing 1 through 6 of 6 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | HISTORIC OLIVER, LLC | Domestic Entity Other | Arkadelphia, AR |
| Direct relationship | SBC INVESTMENTS, INC. | Domestic Entity Other | Las Vegas, NV |
| Direct relationship | SOUTHERN BANCORP INVESTMENT FUND I, LLC | Domestic Entity Other | Arkadelphia, AR |
| Direct relationship | SOUTHERN BANCORP INVESTMENT FUND II, LLC | Domestic Entity Other | Arkadelphia, AR |
| Direct relationship | SOUTHERN BANCORP INVESTMENT FUND III, LLC | Domestic Entity Other | Arkadelphia, AR |
| ROOT_INSTITUTION | SOUTHERN BANCORP BANK | State Member Bank | Arkadelphia, AR |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank