Listed locations
27
Institution profile
South Central Bank, Inc.
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- South Central Bank, Inc.
- Display name
- South Central Bank, Inc.
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1908
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Glasgow, KY, 42141, United States
- FDIC certificate number
- 5854
- Federal Reserve RSSD ID
- 473042
- Domestic location count
- 27
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 5854
- Federal Reserve RSSD ID
- 473042
- LEI
- 549300LPT41QBMAC7948
- Headquarters
- 208 South Broadway, Glasgow, KY, 42141, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 27 of 27 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CAMPBELL LANE BRANCH | 1757 Campbell Lane | Bowling Green | KY | 42104 |
| GREENWOOD BRANCH | 5251 Scottsville Road | Bowling Green | KY | 42104 |
| LEHMAN AVENUE BRANCH | 805 Lehman Avenue | Bowling Green | KY | 42101 |
| LOUISVILLE ROAD BRANCH | 3505 Louisville Road | Bowling Green | KY | 42101 |
| NASHVILLE ROAD BRANCH | 2710 Nashville Road | Bowling Green | KY | 42101 |
| CAVE CITY BRANCH | 518 North Dixie Highway | Cave City | KY | 42127 |
| EDMONTON BRANCH | 702 West Stockton Street | Edmonton | KY | 42129 |
| DIXIE HWY-MAIN OFFICE | 1000 North Dixie Highway | Elizabethtown | KY | 42701 |
| RING ROAD BRANCH | 2908 Ring Road | Elizabethtown | KY | 42701 |
| FOUNTAIN RUN BRANCH | 211 Main Street | Fountain Run | KY | 42133 |
| FRANKLIN BRANCH | 204 South Main Street | Franklin | KY | 42134 |
| BEAVER TRAIL SOUTH BRANCH | 165 Beaver Trail South | Glasgow | KY | 42141 |
| HAPPY VALLEY ROAD BRANCH | 615 Happy Valley Road | Glasgow | KY | 42141 |
| LEXINGTON SOUTHLAND DR. BRANCH | 115 Southland Dr. | Lexington | KY | 40503 |
| BROWNSBORO RD BRANCH | 4910 Brownsboro RD | Louisville | KY | 40222 |
| LOUISVILLE MORTGAGE LOAN PRODUCTION OFFICE | 6500 Glenridge Park Place | Louisville | KY | 40222 |
| CARTER ROAD BRANCH | 1375 Carter Road | Owensboro | KY | 42301 |
| FREDERICA STREET BRANCH | 2715 Frederica Street | Owensboro | KY | 42301 |
| HIGHWAY 54 OFFICE BRANCH | 3010 Highway 54 | Owensboro | KY | 42303 |
| PARK CITY BRANCH | 24127 Louisville RD | Park City | KY | 42160 |
| LOGAN COUNTY BRANCH | 1118 W 9th Street | Russellville | KY | 42276 |
| EAST MAIN STREET BRANCH | 414 East Main Street | Scottsville | KY | 42164 |
| SOMERSET BRANCH | 3977 S Hwy 27 | Somerset | KY | 42501 |
| EDMONTON ROAD BRANCH | 1748 Edmonton Road | Tompkinsville | KY | 42167 |
| NORTH MAIN STREET BRANCH | 320 North Main Street | Tompkinsville | KY | 42167 |
| MURFREESBORO BRANCH | 1602 West Northfield Blvd, Suite 502 | Murfreesboro | TN | 37129 |
| THOMPSON STATION ROAD WEST LOAN PRODUCTION OFFICE | 1545 Thompson Station Road West | Thompson Station | TN | 37179 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- August 1, 2025
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| August 1, 2025 | Satisfactory | FDIC | Large Bank Exam |
| June 1, 2022 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2019 | Satisfactory | FDIC | Intermediate Small Bank |
| August 1, 2016 | Satisfactory | FDIC | Small Bank |
| January 1, 2014 | Satisfactory | FDIC | Small Bank |
| March 1, 2011 | Satisfactory | FDIC | Intermediate Small Bank |
| March 5, 2008 | Satisfactory | FDIC | Intermediate Small Bank |
| October 1, 2004 | Outstanding | FDIC | Small Bank |
| October 1, 1998 | Outstanding | FDIC | Small Bank |
| April 1, 1995 | Outstanding | FDIC | Not Reported |
| July 1, 1993 | Outstanding | FDIC | Not Reported |
| August 1, 1991 | Satisfactory | FDIC | Not Reported |
Institutional history
5 FFIEC NIC history events
Showing 1 through 5 of 5 history events
| Event date | Event type | Related institution |
|---|---|---|
| February 11, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | SOUTH CENTRAL BANK, INC. | Non-member Bank | Glasgow, KY |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank