Listed locations
135
Institution profile
Provident Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Provident Bank
- Display name
- Provident Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- February 28, 1839
- Charter class
- State-chartered stock savings bank
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Jersey City, NJ, 07302, United States
- Website
- http://www.provident.Bank
- FDIC certificate number
- 12010
- Federal Reserve RSSD ID
- 204004
- Domestic location count
- 145
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- State Savings Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 12010
- Federal Reserve RSSD ID
- 204004
- LEI
- 5493004NH61PL6YYNH25
- Headquarters
- 239 Washington Street, Jersey City, NJ, 07302, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 50 of 135 listed locations
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- January 1, 2026
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| January 1, 2026 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2022 | Satisfactory | FDIC | Large Bank Exam |
| February 1, 2019 | Satisfactory | FDIC | Large Bank Exam |
| July 1, 2015 | Outstanding | FDIC | Large Bank Exam |
| March 1, 2012 | Outstanding | FDIC | Large Bank Exam |
| November 5, 2008 | Outstanding | FDIC | Large Bank Exam |
| August 1, 2005 | Satisfactory | FDIC | Large Bank Exam |
| June 4, 2003 | Satisfactory | FDIC | Large Bank Exam |
| November 1, 1999 | Satisfactory | FDIC | Large Bank Exam |
| March 1, 1997 | Satisfactory | FDIC | Small Bank |
| February 1, 1995 | Satisfactory | FDIC | Not Reported |
| July 1, 1993 | Satisfactory | FDIC | Not Reported |
| August 29, 1990 | Satisfactory | FDIC | Not Reported |
Institutional history
12 FFIEC NIC history events
Showing 1 through 12 of 12 history events
| Event date | Event type | Related institution |
|---|---|---|
| May 16, 2024 | Charter Discontinued (Merger or Purchase & Assumption) | LAKELAND BANK |
| August 1, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | SB ONE BANK |
| May 31, 2014 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 2007 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 15, 2004 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 24, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | BELMONT ASSOCIATES, INC. |
| December 24, 1998 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 11, 1995 | Failure - Government Assistance Provided | CARTERET FEDERAL SAVINGS BANK |
| August 17, 1991 | Failure - Government Assistance Provided | MUTUAL AID FEDERAL SAVINGS AND LOAN ASSOCIATION |
| July 27, 1991 | Failure - Government Assistance Provided | SUBURBAN NATIONAL BANK |
| February 19, 1983 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 31, 1977 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
8 FFIEC NIC relationship records
Showing 1 through 8 of 8 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | 490 BOULEVARD REALTY CORP. | Domestic Entity Other | Kenilworth, NJ |
| Direct relationship | BEACON TRUST COMPANY | Non-deposit Trust Company - Non-member | Morristown, NJ |
| Direct relationship | DUDLEY INVESTMENT CORPORATION | Domestic Entity Other | Iselin, NJ |
| Direct relationship | PB COMMERCIAL LLC | Domestic Entity Other | Iselin, NJ |
| Direct relationship | PB REO, LLC | Domestic Entity Other | Iselin, NJ |
| Direct relationship | PFS INSURANCE SERVICES, INC | Domestic Entity Other | Iselin, NJ |
| Direct relationship | PROVIDENT PROTECTION PLUS, INC. | Domestic Entity Other | Augusta, NJ |
| ROOT_INSTITUTION | PROVIDENT BANK | State Savings Bank | Jersey City, NJ |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered stock savings bank