Listed locations
56
Institution profile
Midland States Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Midland States Bank
- Display name
- Midland States Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1881
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Effingham, IL, 62401, United States
- Website
- https://www.midlandsb.com
- FDIC certificate number
- 1040
- Federal Reserve RSSD ID
- 773247
- Domestic location count
- 60
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 1040
- Federal Reserve RSSD ID
- 773247
- LEI
- 549300U6DW7DX671T306
- Headquarters
- 1201 Network Centre Drive, Effingham, IL, 62401, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 50 of 56 listed locations
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- July 8, 2024
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| July 8, 2024 | Satisfactory | Federal Reserve | Large Bank Exam |
| June 21, 2021 | Satisfactory | Federal Reserve | Large Bank Exam |
| April 22, 2019 | Satisfactory | Federal Reserve | Large Bank Exam |
| September 12, 2016 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 15, 2013 | Satisfactory | Federal Reserve | Large Bank Exam |
| August 22, 2011 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 17, 2009 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| August 6, 2007 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| June 20, 2005 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 27, 2003 | Satisfactory | Federal Reserve | Large Bank Exam |
| February 12, 2001 | Satisfactory | Federal Reserve | Small Bank |
| February 10, 1997 | Satisfactory | Federal Reserve | Small Bank |
Institutional history
10 FFIEC NIC history events
Showing 1 through 10 of 10 history events
| Event date | Event type | Related institution |
|---|---|---|
| October 19, 2019 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 14, 2018 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 2, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| March 31, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 6, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| October 16, 2010 | Failure - Government Assistance Provided | WESTBRIDGE BANK & TRUST COMPANY |
| May 23, 2009 | Failure - Government Assistance Provided | STRATEGIC CAPITAL BANK |
| February 14, 2009 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 15, 2000 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 27, 1999 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
3 FFIEC NIC relationship records
Showing 1 through 3 of 3 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | MIDLAND STATES INVESTMENTS, INC. | Domestic Entity Other | Las Vegas, NV |
| Direct relationship | MIDLAND TRUST COMPANY | Non-deposit Trust Company - Non-member | Effingham, IL |
| ROOT_INSTITUTION | MIDLAND STATES BANK | State Member Bank | Effingham, IL |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank