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Institution profile

Gulf Coast Bank and Trust Company

Bank · Active · Headquarters: New Orleans, LA

Profile data observed August 3, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Gulf Coast Bank and Trust Company
Display name
Gulf Coast Bank and Trust Company
Institution status
Active
FDIC insured
Yes
FDIC insured since
June 8, 1990
Established date
June 8, 1990
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
New Orleans, LA, 70130, United States
FDIC certificate number
32974
Federal Reserve RSSD ID
1458608
Domestic location count
38
Source observed
August 3, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
32974
Federal Reserve RSSD ID
1458608
Headquarters
200 St. Charles Street, New Orleans, LA, 70130, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

22

Showing 1 through 22 of 22 listed locations

Scroll sideways to see every branch column.

Showing 1 through 22 of 22 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ORLANDO BRANCH215 Celebration Place, Suite 300CelebrationFL34747
BOCAGE BRANCH7235 Jefferson HighwayBaton RougeLA70806
PERKINS ROAD BRANCH13906 Perkins RoadBaton RougeLA70810
CHALMETTE BRANCH1615 East Judge Perez DriveChalmetteLA70043
CIVIC CENTER BRANCH8216 West Judge Perez DRChalmetteLA70043
COVINGTON BRANCH1110 Highway 190CovingtonLA70433
EAST BOSTON STREET BRANCH423 East Boston StreetCovingtonLA70433
GRETNA BRANCH201 Huey P. Long AvenueGretnaLA70053
TERRY PARKWAY BRANCH737 Terry PkwyGretnaLA70056
HAMMOND BRANCH300 West Morris AvenueHammondLA70403
MANHATTAN BRANCH1901 Manhattan BoulevardHarveyLA70058
AIRLINE DRIVE BRANCH2100 Airline DriveKennerLA70062
MANDEVILLE BRANCH4565 Lasalle StreetMandevilleLA70471
TRANSCONTINENTAL BRANCH5001 Veterans BoulevardMetairieLA70006
VETERANS BRANCH1825 Veterans HighwayMetairieLA70005
WEST ESPLANADA BRANCH4517 West Esplanada AvenueMetairieLA70006
CARROLLTON BRANCH201 North Carrollton AvenueNew OrleansLA70119
LAKEVIEW BRANCH848 Harrison AvenueNew OrleansLA70124
MAGAZINE STREET BRANCH3200 Magazine StreetNew OrleansLA70115
MOBILE BANKING BRANCH200 St. Charles StreetNew OrleansLA70130
SLIDELL BRANCH1900 Oak Harbor BoulevardSlidellLA70460
DALLAS BRANCH5949 Sherry Lane, Suite 785DallasTX75225

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
August 1, 2023
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
August 1, 2023SatisfactoryFDICLarge Bank Exam
May 1, 2020SatisfactoryFDICLarge Bank Exam
February 1, 2017SatisfactoryFDICIntermediate Small Bank
January 1, 2014SatisfactoryFDICIntermediate Small Bank
July 1, 2010SatisfactoryFDICIntermediate Small Bank
November 1, 2005SatisfactoryFDICLarge Bank Exam
January 1, 2003SatisfactoryFDICLarge Bank Exam
December 1, 1999OutstandingFDICSmall Bank
February 1, 1997OutstandingFDICSmall Bank
February 1, 1994OutstandingFDICNot Reported
February 1, 1992SatisfactoryFDICNot Reported

Institutional history

5 FFIEC NIC history events

Showing 1 through 5 of 5 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
November 22, 1997Failure - Government Assistance ProvidedSOUTHWEST BANK
September 28, 1991Failure - Government Assistance ProvidedSOUTHERN FEDERAL SAVINGS BANK
May 25, 1991Failure - Government Assistance ProvidedSECURITY HOMESTEAD FEDERAL SAVINGS ASSOCIATION
June 23, 1990Failure - Government Assistance ProvidedCENTRAL SAVINGS AND LOAN ASSOCIATION, FEDERAL ASSOCIATION
June 9, 1990Failure - Government Assistance ProvidedAMERICAN SAVINGS AND LOAN ASSOCIATION, FEDERAL ASSOCIATION

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipUNITED CAPITAL FUNDING, LLCDomestic Entity OtherSaint Petersburg, FL
ROOT_INSTITUTIONGULF COAST BANK AND TRUST COMPANYNon-member BankNew Orleans, LA

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank