Listed locations
23
Institution profile
First Bank & Trust
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- First Bank & Trust
- Display name
- First Bank & Trust
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- November 2, 1925
- Charter class
- State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Deposit Insurance Corporation
- Headquarters
- Brookings, SD, 57006, United States
- Website
- https://www.bankeasy.com
- FDIC certificate number
- 3973
- Federal Reserve RSSD ID
- 77851
- Domestic location count
- 22
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FDIC
- Institution type
- Non-member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 3973
- Federal Reserve RSSD ID
- 77851
- LEI
- 549300IQ5NY7CSJLZW53
- Headquarters
- 520 6th Street, Brookings, SD, 57006, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 23 of 23 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| CAMBRIDGE BRANCH | 234 E. 1st. | Cambridge | MN | 55008 |
| EAST BETHEL OFFICE | 21420 Aberdeen Street Northeast | East Bethel | MN | 55011 |
| EDINA OFFICE | 4901 77th Street West, Suite 100 | Edina | MN | 55435 |
| NEW PRAGUE BRANCH | 1101 First Street SE | New Prague | MN | 56071 |
| PIPESTONE BRANCH | 101 Second Street Northwest | Pipestone | MN | 56164 |
| PIPESTONE MOBILE OFFICE | 101 2nd Street NW | Pipestone | MN | 56164 |
| PRINCETON OFFICE | 209 South Rum River Drive | Princeton | MN | 55371 |
| ROSEVILLE OFFICE | 1909 Highway 36 West | Roseville | MN | 55113 |
| BROOKINGS HY-VEE OFFICE | 790 22nd Avenue South | Brookings | SD | 57006 |
| BROOKINGS WAL-MART OFFICE | 2233 6th Street | Brookings | SD | 57006 |
| EAST BRANCH | 2220 Sixth Street | Brookings | SD | 57006 |
| CANTON OFFICE | 402 East 5th Street | Canton | SD | 57013 |
| GARRETSON OFFICE | 644 North Main Avenue | Garretson | SD | 57030 |
| MADISON BRANCH | 120 North Egan Avenue | Madison | SD | 57042 |
| MILBANK BRANCH | 215 West 4th Avenue | Milbank | SD | 57252 |
| DAWLEY FARMS BRANCH | 500 South Highline Place | Sioux Falls | SD | 57110 |
| SIOUX FALLS BRANCH | 110 North Minnesota Avenue, Suite 100 | Sioux Falls | SD | 57104 |
| SIOUX FALLS I-229 & 57TH STREET BRANCH | 2300 West 57th Street | Sioux Falls | SD | 57108 |
| SIOUX FALLS MOBILE OFFICE | 110 North Minnesota Avenue, Suite 100 | Sioux Falls | SD | 57104 |
| TORONTO OFFICE | 445 Main Avenue | Toronto | SD | 57268 |
| VERMILLION OFFICE | 20 East Main Street | Vermillion | SD | 57069 |
| WATERTOWN OFFICE | 1120 9th Avenue SE | Watertown | SD | 57201 |
| WHITE BRANCH | 301 West Main | White | SD | 57276 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- May 1, 2026
- Regulator
- FDIC
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| May 1, 2026 | Outstanding | FDIC | Large Bank Exam |
| May 1, 2023 | Satisfactory | FDIC | Large Bank Exam |
| May 1, 2020 | Satisfactory | FDIC | Large Bank Exam |
| May 1, 2017 | Satisfactory | FDIC | Intermediate Small Bank |
| April 1, 2014 | Satisfactory | FDIC | Intermediate Small Bank |
| December 1, 2010 | Satisfactory | FDIC | Intermediate Small Bank |
| June 1, 2009 | Needs to Improve | FDIC | Intermediate Small Bank |
Institutional history
9 FFIEC NIC history events
Showing 1 through 9 of 9 history events
| Event date | Event type | Related institution |
|---|---|---|
| December 4, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | CJM FINANCIAL, INC. |
| October 17, 2020 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 2, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 2, 2017 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 15, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| August 15, 2015 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| May 5, 2012 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| November 18, 2000 | Charter Retained (Merger or P&A) | — |
| February 1, 1993 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
5 FFIEC NIC relationship records
Showing 1 through 5 of 5 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | FB&T COMMUNITY DEVELOPMENT CORPORATION | Domestic Entity Other | Brookings, SD |
| Direct relationship | FIRST NATIONAL BANK DAYCARE CORPORATION | Domestic Entity Other | Brookings, SD |
| Direct relationship | FIRST NATIONAL VENTURE CAPITAL, INCORPORATED | Domestic Entity Other | Brookings, SD |
| Direct relationship | FISHBACK INSURANCE AGENCY | Domestic Entity Other | Brookings, SD |
| ROOT_INSTITUTION | FIRST BANK & TRUST | Non-member Bank | Brookings, SD |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered nonmember bank