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Institution profile

Centennial Bank

Bank · Active · Headquarters: Conway, AR

Profile data observed August 3, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Centennial Bank
Display name
Centennial Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1903
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Conway, AR, 72032, United States
FDIC certificate number
11241
Federal Reserve RSSD ID
456045
Domestic location count
234
Source observed
August 3, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
11241
Federal Reserve RSSD ID
456045
LEI
549300BEFX6JRSCS5N78
Headquarters
620 Chestnut Street, Conway, AR, 72032, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

231

Showing 1 through 50 of 231 listed locations

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
April 3, 2023
Regulator
Federal Reserve
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
April 3, 2023SatisfactoryFederal ReserveLarge Bank Exam
September 10, 2018SatisfactoryFederal ReserveLarge Bank Exam
March 14, 2016SatisfactoryFederal ReserveLarge Bank Exam
July 8, 2013SatisfactoryFederal ReserveLarge Bank Exam
May 9, 2011SatisfactoryFederal ReserveLarge Bank Exam
May 4, 2009SatisfactoryFederal ReserveIntermediate Small Bank
March 19, 2007SatisfactoryFederal ReserveIntermediate Small Bank
January 1, 2005SatisfactoryFDICLarge Bank Exam
April 1, 2002SatisfactoryFDICSmall Bank
October 1, 1996SatisfactoryFDICSmall Bank
April 1, 1994SatisfactoryFDICNot Reported
August 1, 1991SatisfactoryFDICNot Reported

Institutional history

25 FFIEC NIC history events

Showing 1 through 25 of 25 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
April 1, 2026Charter Discontinued (Merger or Purchase & Assumption)
April 1, 2022Charter Discontinued (Merger or Purchase & Assumption)
September 27, 2017Charter Discontinued (Merger or Purchase & Assumption)
March 1, 2017Charter Discontinued (Merger or Purchase & Assumption)
February 24, 2017Charter Discontinued (Merger or Purchase & Assumption)
October 1, 2015Charter Discontinued (Merger or Purchase & Assumption)
February 28, 2015Failure - Government Assistance ProvidedDORAL BANK
October 24, 2014Charter Discontinued (Merger or Purchase & Assumption)
July 18, 2014Charter Discontinued (Merger or Purchase & Assumption)
February 26, 2014Charter Discontinued (Merger or Purchase & Assumption)CENTENNIAL TRUST COMPANY
October 24, 2013Charter Discontinued (Merger or Purchase & Assumption)
December 1, 2012Charter Discontinued (Merger or Purchase & Assumption)
November 3, 2012Failure - Government Assistance ProvidedHERITAGE BANK OF FLORIDA
February 17, 2012Charter Discontinued (Merger or Purchase & Assumption)
November 20, 2010Failure - Government Assistance ProvidedGULF STATE COMMUNITY BANK
October 2, 2010Failure - Government Assistance ProvidedWAKULLA BANK
July 31, 2010Failure - Government Assistance ProvidedBAYSIDE SAVINGS BANK
July 31, 2010Failure - Government Assistance ProvidedCOASTAL COMMUNITY BANK
March 27, 2010Failure - Government Assistance ProvidedKEY WEST BANK
March 13, 2010Failure - Government Assistance ProvidedOLD SOUTHERN BANK
June 20, 2009Charter Discontinued (Merger or Purchase & Assumption)TWIN CITY BANK
June 20, 2009Charter Discontinued (Merger or Purchase & Assumption)
March 21, 2009Charter Discontinued (Merger or Purchase & Assumption)
March 21, 2009Charter Discontinued (Merger or Purchase & Assumption)
December 6, 2008Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

10 FFIEC NIC relationship records

Showing 1 through 10 of 10 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationship1908 PROPERTIES, LLCDomestic Entity OtherAmarillo, TX
Direct relationshipBOOMER AIR, LLCDomestic Entity OtherConway, AR
Direct relationshipCB 1733 OCEAN AVENUE LLCDomestic Entity OtherLos Angeles, CA
Direct relationshipCENTENNIAL AAC NMTC FUND, LLCDomestic Entity OtherConway, AR
Direct relationshipCENTENNIAL AL HOLDINGS, INC.Domestic Entity OtherNew York, NY
Direct relationshipCENTENNIAL INSURANCY AGENCY, INC.Domestic Entity OtherCabot, AR
Direct relationshipCOOK INSURANCE AGENCY, INC.Domestic Entity OtherApalachicola, FL
Direct relationshipDIAMOND ORE PROPERTIES, INC.Domestic Entity OtherDavie, FL
Direct relationshipGOLDSTAR TRUST COMPANYNon-deposit Trust Company - Non-memberJonesboro, AR
ROOT_INSTITUTIONCENTENNIAL BANKState Member BankConway, AR

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank