Back to institutions

Institution profile

Bell Bank

Bank · Active · Headquarters: Fargo, ND

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Bell Bank
Display name
Bell Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
May 6, 1966
Established date
May 6, 1966
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Fargo, ND, 58103, United States
FDIC certificate number
19581
Federal Reserve RSSD ID
929352
Domestic location count
34
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
19581
Federal Reserve RSSD ID
929352
LEI
549300WYBPIWKK6SQC06
Headquarters
520 Main Avenue, Fargo, ND, 58103, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

31

Showing 1 through 31 of 31 listed locations

Scroll sideways to see every branch column.

Showing 1 through 31 of 31 FFIEC NIC branch locations
BranchAddressCityStatePostal code
GILBERT (VAL VISTA) BRANCH3683 S Val Vista DriveGilbertAZ85297
GLENDALE BRANCH6838 North 58th DriveGlendaleAZ85301
PEORIA (ARROWHEAD) BRANCH8349 W Bell RoadPeoriaAZ85382
PHOENIX-BILTMORE BRANCH2710 E Camelback Road, Suite 100PhoenixAZ85016
IDAHO TRUST OFFICE172 S Academy, Suite 130EagleID83616
ALEXANDRIA OFFICE1001 Broadway StreetAlexandriaMN56308
BAXTER OFFICE14091 Baxter Drive, Suite 117BaxterMN56425
BELL PLAZA BRANCH3800 American Blvd WestBloomingtonMN55431
DETROIT LAKES OFFICE920 Lake AvenueDetroit LakesMN56501
DILWORTH OFFICE101 Center Avenue EastDilworthMN56529
DOWNTOWN DULUTH201 East Superior StreetDuluthMN55802
DULUTH HEIGHTS BRANCH3501 West Arrowhead RoadDuluthMN55811
FERGUS FALLS OFFICE205 West Washington AvenueFergus FallsMN56537
FOREST LAKE BRANCH19810 Headwaters Boulevard NorthForest LakeMN55025
COLONNADE BRANCH5500 Wayzata Boulevard, Suite 140Golden ValleyMN55416
HAWLEY BRANCH1018 Hobart StreetHawleyMN56549
MAPLE GROVE BRANCH15490 101st Avenue North Suite 150Maple GroveMN55369
CITY CENTER40 South 7th Street, Suite 265MinneapolisMN55402
MOORHEAD OFFICE1333 8th Street SouthMoorheadMN56560
PELICAN RAPIDS OFFICE11 South BroadwayPelican RapidsMN56572
STILLWATER BRANCH13999 60th Street NorthStillwaterMN55082
WOODBURY OFFICE563 Bielenberg DriveWoodburyMN55125
2501 SOUTH UNIVERSITY DRIVE OFFICE2501 South University DriveFargoND58103
2704 NORTH BROADWAY OFFICE2704 North BroadwayFargoND58102
5050 13TH AVENUE SOUTHWEST OFFICE5050 13th Avenue SouthwestFargoND58103
FARGO CENTER BRANCH3100 13th Avenue SouthFargoND58103
TIMBER CREEK BRANCH2870 52nd Avenue SouthFargoND58104
VETERANS BOULEVARD OFFICE5680 23rd Avenue South, Suite 101, -FargoND58104
GRAND FORKS - SOUTH BRANCH4303 S Columbia Rd, Ste 103Grand ForksND58201
WAHPETON OFFICE717 2nd Avenue NorthWahpetonND58075
SHEYENNE 32320 32nd Avenue West, Suite 100West FargoND58078

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
December 1, 2024
Regulator
FDIC
Examination method
Large Bank Exam

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
December 1, 2024SatisfactoryFDICLarge Bank Exam
September 1, 2021SatisfactoryFDICLarge Bank Exam
September 1, 2018SatisfactoryFDICLarge Bank Exam
October 1, 2015SatisfactoryFDICLarge Bank Exam
January 1, 2013SatisfactoryFDICLarge Bank Exam
October 1, 2009SatisfactoryFDICLarge Bank Exam
October 1, 2006SatisfactoryFDICLarge Bank Exam
June 4, 2003SatisfactoryFDICLarge Bank Exam
February 26, 2000SatisfactoryFDICLarge Bank Exam
May 1, 1996OutstandingFDICSmall Bank
September 1, 1994SatisfactoryFDICNot Reported
November 1, 1992OutstandingFDICNot Reported
January 1, 1992SatisfactoryFDICNot Reported

Institutional history

6 FFIEC NIC history events

Showing 1 through 6 of 6 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
September 21, 2013Charter Discontinued (Merger or Purchase & Assumption)
September 22, 2012Charter Discontinued (Merger or Purchase & Assumption)
June 1, 2005Charter Discontinued (Merger or Purchase & Assumption)
January 2, 2004Charter Discontinued (Merger or Purchase & Assumption)
September 2, 2003Charter Discontinued (Merger or Purchase & Assumption)
September 2, 2003Charter Discontinued (Merger or Purchase & Assumption)

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

3 FFIEC NIC relationship records

Showing 1 through 3 of 3 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipBELL INSURANCE SERVICES LLCDomestic Entity OtherFargo, ND
Direct relationshipBELL REAL ESTATE HOLDINGS LLCDomestic Entity OtherFargo, ND
ROOT_INSTITUTIONBELL BANKNon-member BankFargo, ND

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank