Listed locations
13
Institution profile
Bank of Pontiac
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- Bank of Pontiac
- Display name
- Bank of Pontiac
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 29, 1951
- Established date
- September 6, 1947
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- Pontiac, IL, 61764, United States
- FDIC certificate number
- 16982
- Federal Reserve RSSD ID
- 930442
- Domestic location count
- 14
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 16982
- Federal Reserve RSSD ID
- 930442
- LEI
- 5493000KJ6VEEFTSNI20
- Headquarters
- 300 West Washington, Pontiac, IL, 61764, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 13 of 13 listed locations
Scroll sideways to see every branch column.
| Branch | Address | City | State | Postal code |
|---|---|---|---|---|
| BLOOMINGTON BRANCH | 4001 General Electric Road | Bloomington | IL | 61704 |
| COAL CITY BRANCH | 85 South Broadway | Coal City | IL | 60416 |
| DELAVAN BRANCH | 301 North Locust Street | Delavan | IL | 61734 |
| DWIGHT BRANCH | 201 East Chippewa | Dwight | IL | 60420 |
| FAIRBURY BRANCH | 104 East Locust Street | Fairbury | IL | 61739 |
| FAIRBURY DRIVE UP | 101 East Oak Street | Fairbury | IL | 61739 |
| FORREST BRANCH | 501 South Center Street | Forrest | IL | 61741 |
| MELVIN BRANCH | 100 East Main Street | Melvin | IL | 60952 |
| MINIER BRANCH | 101 South Main Street | Minier | IL | 61759 |
| ODELL BRANCH | 200 South Waupansie Street | Odell | IL | 60460 |
| PAXTON BRANCH | 101 North Taft Street | Paxton | IL | 60957 |
| PIPER CITY BRANCH | 116 South Pine Street | Piper City | IL | 60959 |
| WEST BRANCH | 1703 West Reynolds Street | Pontiac | IL | 61764 |
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Satisfactory
- Exam date
- July 15, 2024
- Regulator
- Federal Reserve
- Examination method
- Intermediate Small Bank
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| July 15, 2024 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| June 21, 2021 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| April 16, 2018 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| January 12, 2015 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| October 15, 2012 | Satisfactory | Federal Reserve | Intermediate Small Bank |
| October 14, 2008 | Satisfactory | Federal Reserve | Small Bank |
| July 26, 2004 | Satisfactory | Federal Reserve | Small Bank |
| July 26, 1999 | Satisfactory | Federal Reserve | Small Bank |
| August 26, 1996 | Outstanding | Federal Reserve | Small Bank |
Institutional history
4 FFIEC NIC history events
Showing 1 through 4 of 4 history events
| Event date | Event type | Related institution |
|---|---|---|
| April 1, 2021 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 1, 2013 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 24, 2010 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| January 15, 2001 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
1 FFIEC NIC relationship record
Showing 1 of 1 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| ROOT_INSTITUTION | BANK OF PONTIAC | State Member Bank | Pontiac, IL |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank